JG Wentworth – Mortgage Lender Review

Overall Satisfaction

J.G. Wentworth is a leading diversified consumer financial services company with over twenty years of experience. They focus on mortgage lending, personal and business lending, structured settlements, and prepaid cards. J.G. Wentworth is a BBB-accredited business with an A+ score, and a four-star rating with TrustPilot. The company was founded in 1991 and is based in Pennsylvania.

#2 for Mortgage Refinance

Trusted Brand

  • Low mortgage rates
  • No closing cost options available
  • A+ Rating with the Better Business Bureau
  • Not available in NY, NV, and HI

Best Features

J.G. Wentworth is a household name in structured settlement and annuity services, but in 2015 they entered the mortgage business, and have been this part of their business rapidly.

They are best know for their low rates and ability to close. They have a large National footprint and are primarily focused on refinance.


Due to the refinance focus.  They’re loan offerings can be a bit limited and aren’t great for people buying a new home.  However, with rising National mortgage rates, this refinance focus is slowly giving way to a more balanced approach towards home purchase options.

Best for People Who

If you’re looking to refinance your home, JG Wentworth will be one of your top options.  Cash-out refinance is their specialty.  If you’re needing cash to pay for high interest debt or complete home improvement projects, be sure to have them quote a rate.


  • Low rates
  • Ability to close
  • Refinance focused
  • Large National footprint
  • Top-rated service and responsiveness

Lender Performance

Interest Rates
Closing Costs
Loan Offerings
Application / Approval Process
Loan Closing
Problem Resolution

Customer Reviews

Best lender. Smooth process. Took 30 days after I locked, but they walked me through the entire process.

John GustafsonHomeowner

Of the serveral quote I got, JG was the lowest. They pride themselves on their low rates. No fees to lock in a rate.

Susan QuatroneHomeowner

I went back and forth with them over rates at first. But once we settled on a rate we were good to go.  Rates went up by half a point before we closed, but my rate stayed intact.

Laquita HolmesHomebuyer

JG Wentworth - Overall

Low rates. Strong ability to fund loans. Refinance focused. Large National footprint. Top-rated service and responsiveness.