Amerisave – Mortgage Lender Review

Overall Satisfaction

Headquartered in Atlanta, Georgia, AmeriSave Mortgage Corporation is a retail mortgage lender with 15 years of experience in the industry. The company serves customers in 49 states and offers a wide array of mortgage products and affordable rates through their online portal. AmeriSave Mortgage Corporation currently holds a Better Business Bureau rating of A+.

#3 for Mortgage

Top-Rated Overall Lender

  • Low mortgage rates
  • No closing cost options available
  • A+ Rating with the Better Business Bureau
  • Largest National Footprint

Best Features

Amerisave is a medium-sized non-bank lender, which provides standard and refinance mortgage loans.

They are best know for their low rates and ability to close. They have a large National footprint and are primarily focused on refinance.


Though they have had some regulatory problems in the past, their competitive pricing and transparency may well compensate for their previous issues. Their focus is mainly on over-the-phone service, but their online portal can provide quotes in under a minute, and they have a number of calculators and other tools available.

Best for People Who

Looking for additional options and quotes. Amerisave offers competitive rates on their variety of mortgage refinance loans, which include both government-backed FHA, HARP, VA and USDA loans, as well as conventional and jumbo refinance options. For direct-to-consumer loans, they don’t charge any origination or application fees, and if borrowers can find a better deal with another company once they’ve locked in a rate, Amerisave will either match it or take off $1,000.


  • Low rates
  • Ability to close
  • Large National footprint
  • Top-rated service and responsiveness

Lender Performance

Interest Rates
Closing Costs
Loan Offerings
Application / Approval Process
Loan Closing
Problem Resolution

Customer Reviews

Best lender. Smooth process. Took 30 days after I locked, but they walked me through the entire process.

John GustafsonHomeowner

Of the serveral quote I got, Amerisave was the lowest. They pride themselves on their low rates. No fees to lock in a rate.

Susan QuatroneHomeowner

I went back and forth with them over rates at first. But once we settled on a rate we were good to go.  Rates went up by half a point before we closed, but my rate stayed intact.

Laquita HolmesHomebuyer

Amerisave - Overall

Low rates. Strong ability to fund loans of all types. Refinance focused. Large National footprint. Top-rated service and responsiveness.