Wyoming

Today's Wyoming (WY) Mortgage Rates

Wyoming (WY) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 154,020
  • Loan purchased by the institution: 62,782
  • Application denied by financial institution: 46,899
  • Application withdrawn by applicant: 24,001
  • Application approved but not accepted: 13,017
  • File closed for incompleteness: 6,155
  • Preapproval request denied by financial institution: 5

  • Refinancing: 162,823
  • Home purchase: 123,497
  • Home improvement: 20,559

  • Conventional: 214,643
  • FHA-insured: 54,617
  • VA-guaranteed: 23,665
  • FSA/RHS-guaranteed: 13,954

  • White: 244,542
  • Not applicable: 31,920
  • Information not provided by applicant in mail, Internet, or telephone application: 24,978
  • American Indian or Alaska Native: 1,992
  • Asian: 1,528
  • Black or African American: 1,349
  • Native Hawaiian or Other Pacific Islander: 570

  • Not Hispanic or Latino: 238,327
  • Not applicable: 31,968
  • Information not provided by applicant in mail, Internet, or telephone application: 25,244
  • Hispanic or Latino: 11,340

  • Male: 197,115
  • Female: 61,296
  • Not applicable: 31,928
  • Information not provided by applicant in mail, Internet, or telephone application: 16,540

  • Department of Housing and Urban Development: 76,449
  • Office of the Comptroller of the Currency: 60,788
  • Federal Reserve System: 57,853
  • Consumer Financial Protection Bureau: 55,120
  • Federal Deposit Insurance Corporation: 27,309
  • Office of Thrift Supervision: 18,853
  • National Credit Union Administration: 10,507

  • Laramie County: 67,604
  • Natrona County: 49,996
  • Campbell County: 27,520
  • Sweetwater County: 22,141
  • Fremont County: 15,528
  • Albany County: 15,140
  • Teton County: 12,976
  • Sheridan County: 12,851
  • Park County: 11,334
  • Lincoln County: 11,159
  • Uinta County: 10,301
  • Carbon County: 8,380
  • Converse County: 7,334
  • Sublette County: 5,537
  • Goshen County: 4,876
  • Johnson County: 4,510
  • Platte County: 3,721
  • Washakie County: 3,395
  • Weston County: 3,374
  • Crook County: 2,986
  • Big Horn County: 2,663
  • Hot Springs County: 1,979
  • Unknown: 928
  • Niobrara County: 646

  • Unknown: 189,443
  • Cheyenne – WY: 67,517
  • Casper – WY: 49,919

  • Unknown: 276,035
  • Collateral: 8,312
  • Credit history: 7,978
  • Debt-to-income ratio: 6,009
  • Other: 3,318
  • Credit application incomplete: 2,646
  • Unverifiable information: 1,355
  • Insufficient cash (downpayment, closing costs): 623
  • Employment history: 539
  • Mortgage insurance denied: 64

  • Not a HOEPA loan: 306,650
  • HOEPA loan: 229

  • Secured by a first lien: 223,241
  • Not applicable: 62,782
  • Secured by a subordinate lien: 16,567
  • Not secured by a lien: 4,289

  • Owner-occupied as a principal dwelling: 280,364
  • Not owner-occupied as a principal dwelling: 24,826
  • Not applicable: 1,689

  • One-to-four family dwelling (other than manufactured housing): 286,469
  • Manufactured housing: 19,912
  • Multifamily dwelling: 498

  • Loan was not originated or was not sold in calendar year covered by register: 137,680
  • Fannie Mae (FNMA): 51,729
  • Ginnie Mae (GNMA): 31,850
  • Other type of purchaser: 22,147
  • Freddie Mac (FHLMC): 21,538
  • Commercial bank, savings bank or savings association: 14,938
  • Life insurance company, credit union, mortgage bank, or finance company: 12,737
  • Affiliate institution: 12,719
  • Private securitization: 1,535
  • Farmer Mac (FAMC): 6