Wyoming

Today's Wyoming (WY) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 2756
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 2524
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 2524
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

QuickenLoans
NMLS # 3030
State Lic # 2524
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Wyoming (WY) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 154,020
  • Loan purchased by the institution: 62,782
  • Application denied by financial institution: 46,899
  • Application withdrawn by applicant: 24,001
  • Application approved but not accepted: 13,017
  • File closed for incompleteness: 6,155
  • Preapproval request denied by financial institution: 5

  • Refinancing: 162,823
  • Home purchase: 123,497
  • Home improvement: 20,559

  • Conventional: 214,643
  • FHA-insured: 54,617
  • VA-guaranteed: 23,665
  • FSA/RHS-guaranteed: 13,954

  • White: 244,542
  • Not applicable: 31,920
  • Information not provided by applicant in mail, Internet, or telephone application: 24,978
  • American Indian or Alaska Native: 1,992
  • Asian: 1,528
  • Black or African American: 1,349
  • Native Hawaiian or Other Pacific Islander: 570

  • Not Hispanic or Latino: 238,327
  • Not applicable: 31,968
  • Information not provided by applicant in mail, Internet, or telephone application: 25,244
  • Hispanic or Latino: 11,340

  • Male: 197,115
  • Female: 61,296
  • Not applicable: 31,928
  • Information not provided by applicant in mail, Internet, or telephone application: 16,540

  • Department of Housing and Urban Development: 76,449
  • Office of the Comptroller of the Currency: 60,788
  • Federal Reserve System: 57,853
  • Consumer Financial Protection Bureau: 55,120
  • Federal Deposit Insurance Corporation: 27,309
  • Office of Thrift Supervision: 18,853
  • National Credit Union Administration: 10,507

  • Laramie County: 67,604
  • Natrona County: 49,996
  • Campbell County: 27,520
  • Sweetwater County: 22,141
  • Fremont County: 15,528
  • Albany County: 15,140
  • Teton County: 12,976
  • Sheridan County: 12,851
  • Park County: 11,334
  • Lincoln County: 11,159
  • Uinta County: 10,301
  • Carbon County: 8,380
  • Converse County: 7,334
  • Sublette County: 5,537
  • Goshen County: 4,876
  • Johnson County: 4,510
  • Platte County: 3,721
  • Washakie County: 3,395
  • Weston County: 3,374
  • Crook County: 2,986
  • Big Horn County: 2,663
  • Hot Springs County: 1,979
  • Unknown: 928
  • Niobrara County: 646

  • Unknown: 189,443
  • Cheyenne – WY: 67,517
  • Casper – WY: 49,919

  • Unknown: 276,035
  • Collateral: 8,312
  • Credit history: 7,978
  • Debt-to-income ratio: 6,009
  • Other: 3,318
  • Credit application incomplete: 2,646
  • Unverifiable information: 1,355
  • Insufficient cash (downpayment, closing costs): 623
  • Employment history: 539
  • Mortgage insurance denied: 64

  • Not a HOEPA loan: 306,650
  • HOEPA loan: 229

  • Secured by a first lien: 223,241
  • Not applicable: 62,782
  • Secured by a subordinate lien: 16,567
  • Not secured by a lien: 4,289

  • Owner-occupied as a principal dwelling: 280,364
  • Not owner-occupied as a principal dwelling: 24,826
  • Not applicable: 1,689

  • One-to-four family dwelling (other than manufactured housing): 286,469
  • Manufactured housing: 19,912
  • Multifamily dwelling: 498

  • Loan was not originated or was not sold in calendar year covered by register: 137,680
  • Fannie Mae (FNMA): 51,729
  • Ginnie Mae (GNMA): 31,850
  • Other type of purchaser: 22,147
  • Freddie Mac (FHLMC): 21,538
  • Commercial bank, savings bank or savings association: 14,938
  • Life insurance company, credit union, mortgage bank, or finance company: 12,737
  • Affiliate institution: 12,719
  • Private securitization: 1,535
  • Farmer Mac (FAMC): 6