Wisconsin

Today's Wisconsin (WI) Mortgage Rates

Wisconsin (WI) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,806,848
  • Application denied by financial institution: 458,415
  • Loan purchased by the institution: 458,048
  • Application withdrawn by applicant: 254,822
  • Application approved but not accepted: 126,406
  • File closed for incompleteness: 70,440
  • Preapproval request denied by financial institution: 622
  • Preapproval request approved but not accepted: 322

  • Refinancing: 2,160,736
  • Home purchase: 828,040
  • Home improvement: 187,147

  • Conventional: 2,680,584
  • FHA-insured: 372,021
  • VA-guaranteed: 79,609
  • FSA/RHS-guaranteed: 43,709

  • White: 2,615,625
  • Not applicable: 230,289
  • Information not provided by applicant in mail, Internet, or telephone application: 199,017
  • Black or African American: 70,035
  • Asian: 43,268
  • American Indian or Alaska Native: 13,393
  • Native Hawaiian or Other Pacific Islander: 4,296

  • Not Hispanic or Latino: 2,674,149
  • Not applicable: 230,660
  • Information not provided by applicant in mail, Internet, or telephone application: 197,774
  • Hispanic or Latino: 73,340

  • Male: 2,076,543
  • Female: 749,052
  • Not applicable: 228,123
  • Information not provided by applicant in mail, Internet, or telephone application: 122,205

  • Office of the Comptroller of the Currency: 744,315
  • Consumer Financial Protection Bureau: 531,926
  • Department of Housing and Urban Development: 529,399
  • National Credit Union Administration: 423,616
  • Federal Deposit Insurance Corporation: 411,133
  • Federal Reserve System: 299,785
  • Office of Thrift Supervision: 235,749

  • Milwaukee County: 417,353
  • Dane County: 336,286
  • Waukesha County: 276,409
  • Brown County: 154,950
  • Outagamie County: 113,705
  • Racine County: 106,441
  • Winnebago County: 94,335
  • Washington County: 92,299
  • Kenosha County: 89,875
  • Rock County: 86,776
  • Marathon County: 72,872
  • Sheboygan County: 66,977
  • La Crosse County: 62,363
  • Ozaukee County: 60,372
  • St. Croix County: 60,192
  • Walworth County: 59,646
  • Fond du Lac County: 55,329
  • Eau Claire County: 48,737
  • Dodge County: 43,904
  • Jefferson County: 42,128
  • Manitowoc County: 41,213
  • Columbia County: 37,688
  • Sauk County: 36,041
  • Chippewa County: 34,012
  • Calumet County: 33,496
  • Waupaca County: 30,560
  • Oneida County: 28,350
  • Portage County: 28,057
  • Oconto County: 27,683
  • Polk County: 26,293
  • Wood County: 25,162
  • Shawano County: 23,399
  • Pierce County: 22,197
  • Green County: 22,174
  • Douglas County: 22,151
  • Door County: 21,679
  • Marinette County: 20,695
  • Vilas County: 20,248
  • Barron County: 19,917
  • Dunn County: 18,636
  • Monroe County: 17,449
  • Grant County: 15,759
  • Unknown: 14,061
  • Iowa County: 13,838
  • Lincoln County: 13,579
  • Clark County: 13,420
  • Waushara County: 12,864
  • Adams County: 12,616
  • Kewaunee County: 12,308
  • Sawyer County: 12,278
  • Langlade County: 12,205
  • Burnett County: 11,743
  • Juneau County: 10,544
  • Bayfield County: 10,350
  • Marquette County: 9,424
  • Washburn County: 9,338
  • Trempealeau County: 8,965
  • Green Lake County: 8,946
  • Vernon County: 8,435
  • Taylor County: 7,811
  • Ashland County: 7,245
  • Lafayette County: 6,286
  • Price County: 6,146
  • Richland County: 5,716
  • Rusk County: 5,611
  • Crawford County: 5,263
  • Forest County: 5,207
  • Jackson County: 4,463
  • Buffalo County: 3,961
  • Iron County: 3,688
  • Pepin County: 2,665
  • Florence County: 1,632
  • Menominee County: 1,507

  • Milwaukee, Waukesha, West Allis – WI: 845,589
  • Unknown: 778,452
  • Madison – WI: 390,825
  • Green Bay – WI: 194,288
  • Appleton – WI: 146,608
  • Racine – WI: 106,391
  • Oshkosh, Neenah – WI: 93,910
  • Lake County, Kenosha County – IL, WI: 89,789
  • Eau Claire – WI: 82,412
  • Minneapolis, St. Paul, Bloomington – MN, WI: 82,323
  • Janesville – WI: 73,969
  • Wausau – WI: 72,534
  • Sheboygan – WI: 66,896
  • Fond du Lac – WI: 55,042
  • La Crosse – WI, MN: 53,049
  • Duluth – MN, WI: 22,087
  • Janesville, Beloit – WI: 12,701
  • La Crosse, Onalaska – WI, MN: 9,058

  • Unknown: 2,839,134
  • Credit history: 90,315
  • Collateral: 86,788
  • Debt-to-income ratio: 76,066
  • Other: 32,990
  • Credit application incomplete: 28,176
  • Unverifiable information: 11,048
  • Insufficient cash (downpayment, closing costs): 5,876
  • Employment history: 4,694
  • Mortgage insurance denied: 836

  • Not a HOEPA loan: 3,174,105
  • HOEPA loan: 1,818

  • Secured by a first lien: 2,495,602
  • Not applicable: 458,048
  • Secured by a subordinate lien: 191,554
  • Not secured by a lien: 30,719

  • Owner-occupied as a principal dwelling: 2,886,529
  • Not owner-occupied as a principal dwelling: 273,900
  • Not applicable: 15,494

  • One-to-four family dwelling (other than manufactured housing): 3,128,084
  • Manufactured housing: 35,673
  • Multifamily dwelling: 12,166

  • Loan was not originated or was not sold in calendar year covered by register: 1,568,103
  • Fannie Mae (FNMA): 567,557
  • Freddie Mac (FHLMC): 361,451
  • Ginnie Mae (GNMA): 172,800
  • Commercial bank, savings bank or savings association: 127,799
  • Other type of purchaser: 125,992
  • Affiliate institution: 125,404
  • Life insurance company, credit union, mortgage bank, or finance company: 116,628
  • Private securitization: 10,078
  • Farmer Mac (FAMC): 111