West Virginia

Today's West Virginia (WV) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # MB-21755
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

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ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # MB-21755
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.913% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,150
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # ML-21279
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

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Flagstar Bank
NMLS # 417490
State Lic # ML-21279
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # ML-22839
4.260% APR
4.250% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,229.85

NEXT  

QuickenLoans
NMLS # 3030
State Lic # ML-22839
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

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Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


West Virginia (WV) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 331,951
  • Application denied by financial institution: 154,279
  • Loan purchased by the institution: 63,938
  • Application withdrawn by applicant: 53,899
  • Application approved but not accepted: 35,841
  • File closed for incompleteness: 15,198
  • Preapproval request denied by financial institution: 79
  • Preapproval request approved but not accepted: 8

  • Refinancing: 327,888
  • Home purchase: 250,626
  • Home improvement: 76,679

  • Conventional: 518,332
  • FHA-insured: 85,695
  • VA-guaranteed: 27,831
  • FSA/RHS-guaranteed: 23,335

  • White: 544,779
  • Information not provided by applicant in mail, Internet, or telephone application: 50,723
  • Not applicable: 40,563
  • Black or African American: 12,383
  • Asian: 3,881
  • American Indian or Alaska Native: 2,073
  • Native Hawaiian or Other Pacific Islander: 791

  • Not Hispanic or Latino: 550,632
  • Information not provided by applicant in mail, Internet, or telephone application: 57,945
  • Not applicable: 40,722
  • Hispanic or Latino: 5,894

  • Male: 420,158
  • Female: 163,823
  • Not applicable: 40,577
  • Information not provided by applicant in mail, Internet, or telephone application: 30,635

  • Office of the Comptroller of the Currency: 137,127
  • Department of Housing and Urban Development: 134,375
  • Consumer Financial Protection Bureau: 121,250
  • Federal Deposit Insurance Corporation: 112,857
  • Federal Reserve System: 94,756
  • Office of Thrift Supervision: 28,087
  • National Credit Union Administration: 26,741

  • Kanawha County: 70,309
  • Berkeley County: 66,936
  • Monongalia County: 41,847
  • Jefferson County: 35,933
  • Cabell County: 33,645
  • Wood County: 30,411
  • Putnam County: 28,487
  • Raleigh County: 26,427
  • Harrison County: 25,497
  • Marion County: 20,036
  • Mercer County: 16,548
  • Ohio County: 13,793
  • Greenbrier County: 12,363
  • Wayne County: 12,362
  • Preston County: 11,968
  • Fayette County: 11,023
  • Hampshire County: 10,923
  • Mineral County: 10,369
  • Morgan County: 9,922
  • Marshall County: 9,894
  • Jackson County: 9,789
  • Hancock County: 9,668
  • Nicholas County: 8,254
  • Logan County: 8,129
  • Upshur County: 7,593
  • Brooke County: 7,023
  • Mason County: 6,960
  • Boone County: 6,670
  • Randolph County: 6,405
  • Hardy County: 5,904
  • Lincoln County: 5,630
  • Lewis County: 5,395
  • Unknown: 4,991
  • Taylor County: 4,944
  • Mingo County: 4,555
  • Braxton County: 4,194
  • Pocahontas County: 3,793
  • Wetzel County: 3,729
  • Grant County: 3,715
  • Wyoming County: 3,547
  • Roane County: 3,430
  • Monroe County: 3,377
  • Barbour County: 3,224
  • Summers County: 2,719
  • Clay County: 2,715
  • Tucker County: 2,470
  • Ritchie County: 2,218
  • Pleasants County: 2,171
  • Pendleton County: 2,133
  • McDowell County: 1,975
  • Webster County: 1,960
  • Tyler County: 1,907
  • Wirt County: 1,587
  • Doddridge County: 1,490
  • Gilmer County: 1,283
  • Calhoun County: 953

  • Unknown: 228,036
  • Charleston – WV: 107,793
  • Hagerstown, Martinsburg – MD, WV: 75,337
  • Morgantown – WV: 53,722
  • Huntington, Ashland – WV, KY, OH: 51,840
  • Washington, Arlington, Alexandria – DC, VA, MD, WV: 35,913
  • Parkersburg, Marietta, Vienna – WV, OH: 28,832
  • Wheeling – WV, OH: 23,663
  • Winchester – VA, WV: 10,921
  • Cumberland – MD, WV: 10,368
  • Weirton, Steubenville – WV, OH: 9,882
  • Beckley – WV: 7,020
  • Steubenville, Weirton – OH, WV: 6,801
  • Parkersburg, Vienna – WV: 5,065

  • Unknown: 552,129
  • Credit history: 41,057
  • Collateral: 22,927
  • Debt-to-income ratio: 18,219
  • Credit application incomplete: 9,075
  • Other: 6,616
  • Unverifiable information: 1,966
  • Insufficient cash (downpayment, closing costs): 1,760
  • Employment history: 1,315
  • Mortgage insurance denied: 129

  • Not a HOEPA loan: 654,498
  • HOEPA loan: 695

  • Secured by a first lien: 534,878
  • Not applicable: 63,938
  • Secured by a subordinate lien: 34,291
  • Not secured by a lien: 22,086

  • Owner-occupied as a principal dwelling: 600,294
  • Not owner-occupied as a principal dwelling: 52,080
  • Not applicable: 2,819

  • One-to-four family dwelling (other than manufactured housing): 583,577
  • Manufactured housing: 69,477
  • Multifamily dwelling: 2,139

  • Loan was not originated or was not sold in calendar year covered by register: 441,037
  • Fannie Mae (FNMA): 50,632
  • Ginnie Mae (GNMA): 48,397
  • Freddie Mac (FHLMC): 41,970
  • Affiliate institution: 21,774
  • Life insurance company, credit union, mortgage bank, or finance company: 18,622
  • Other type of purchaser: 16,278
  • Commercial bank, savings bank or savings association: 14,421
  • Private securitization: 2,058
  • Farmer Mac (FAMC): 4