Washington

Today's Washington (WA) Mortgage Rates


Sammamish Mortgage
NMLS # 118653
State Lic # CL-118653
3.776% APR
3.750% RATE
0 Points
30 day lock
Fees: $795
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # CL-1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Citibank, N. A.
NMLS # 412915
State Lic # CL-1071
4.322% APR
4.250% RATE
0 Points
60 day lock
Fees: $2,140
Monthly Payment
$1,229.85

NEXT  

E-Click Lending
NMLS # 1256692
State Lic # CL-1256692
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Vantage Mortgage Group
NMLS # 35986
State Lic # MB-35986
3.895% APR
3.875% RATE
0 Points
30 day lock
Fees: $614
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # MB-35986
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.913% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,150
Monthly Payment
$1,175.59

NEXT  

Lenda, Inc.
NMLS # 991397
State Lic # CL-991397
3.879% APR
3.875% RATE
0 Points
30 day lock
Fees: $132
Monthly Payment
$1,175.59

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # CL-2925
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # CL-244476
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # CL-66247
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Ally Bank
NMLS # 181005
State Lic # CL-66247
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

Cascadia Mortgage
NMLS # 1505422
State Lic # CL-66247
3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $572
Monthly Payment
$1,157.79

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # CL-66247
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Better Mortgage Inc
NMLS # 330511
State Lic # CL-330511
3.794% APR
3.750% RATE
0 Points
45 day lock
Fees: $1,342
Monthly Payment
$1,157.79

NEXT  

LoanLock
State Lic # CL-330511
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Pacific Finance Group, LLC
NMLS # 119153
State Lic # CL-330511
3.749% APR
3.749% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.65

NEXT  

Accelin Loans LLC Washington
NMLS # 1574660
State Lic # CL-330511
3.700% APR
3.625% RATE
0 Points
30 day lock
Fees: $2,299
Monthly Payment
$1,140.13

NEXT  

QuickenLoans
NMLS # 3030
State Lic # CL-330511
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Washington (WA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 2,170,581
  • Loan purchased by the institution: 781,604
  • Application denied by financial institution: 654,728
  • Application withdrawn by applicant: 401,313
  • Application approved but not accepted: 218,547
  • File closed for incompleteness: 118,310
  • Preapproval request denied by financial institution: 862
  • Preapproval request approved but not accepted: 449

  • Refinancing: 2,728,033
  • Home purchase: 1,427,191
  • Home improvement: 191,170

  • Conventional: 3,377,569
  • FHA-insured: 626,999
  • VA-guaranteed: 294,228
  • FSA/RHS-guaranteed: 47,598

  • White: 3,023,481
  • Information not provided by applicant in mail, Internet, or telephone application: 545,090
  • Not applicable: 353,561
  • Asian: 273,058
  • Black or African American: 84,509
  • American Indian or Alaska Native: 33,704
  • Native Hawaiian or Other Pacific Islander: 32,991

  • Not Hispanic or Latino: 3,270,760
  • Information not provided by applicant in mail, Internet, or telephone application: 540,318
  • Not applicable: 354,545
  • Hispanic or Latino: 180,771

  • Male: 2,667,907
  • Female: 1,001,790
  • Not applicable: 353,725
  • Information not provided by applicant in mail, Internet, or telephone application: 322,972

  • Department of Housing and Urban Development: 1,210,822
  • Consumer Financial Protection Bureau: 912,925
  • Office of the Comptroller of the Currency: 883,950
  • Federal Deposit Insurance Corporation: 432,512
  • Office of Thrift Supervision: 344,234
  • National Credit Union Administration: 324,950
  • Federal Reserve System: 237,001

  • King County: 1,320,564
  • Pierce County: 540,588
  • Snohomish County: 516,392
  • Spokane County: 293,831
  • Clark County: 292,725
  • Thurston County: 175,191
  • Kitsap County: 171,361
  • Whatcom County: 128,180
  • Benton County: 103,602
  • Yakima County: 100,134
  • Skagit County: 72,759
  • Island County: 61,927
  • Cowlitz County: 61,397
  • Chelan County: 43,517
  • Mason County: 40,944
  • Franklin County: 40,816
  • Lewis County: 39,646
  • Grant County: 38,460
  • Grays Harbor County: 37,686
  • Clallam County: 31,570
  • Walla Walla County: 28,748
  • Kittitas County: 26,404
  • Douglas County: 22,264
  • Stevens County: 22,082
  • Jefferson County: 16,404
  • Okanogan County: 16,034
  • Whitman County: 14,366
  • Pacific County: 12,011
  • Asotin County: 11,825
  • Unknown: 10,789
  • San Juan County: 10,251
  • Klickitat County: 9,953
  • Pend Oreille County: 7,486
  • Skamania County: 6,702
  • Adams County: 6,432
  • Lincoln County: 5,647
  • Wahkiakum County: 2,366
  • Ferry County: 2,364
  • Columbia County: 1,933
  • Garfield County: 1,043

  • Seattle, Bellevue, Everett – WA: 1,836,220
  • Tacoma – WA: 454,288
  • Unknown: 437,475
  • Spokane – WA: 248,242
  • Portland, Vancouver, Hillsboro – OR, WA: 176,507
  • Bremerton, Silverdale – WA: 171,286
  • Olympia – WA: 149,335
  • Bellingham – WA: 128,056
  • Portland, Vancouver, Beaverton – OR, WA: 122,702
  • Kennewick, Pasco, Richland – WA: 100,242
  • Yakima – WA: 100,007
  • Tacoma, Lakewood – WA: 86,057
  • Mount Vernon, Anacortes – WA: 72,637
  • Longview – WA: 61,357
  • Spokane, Spokane Valley – WA: 49,990
  • Wenatchee, East Wenatchee – WA: 36,993
  • Wenatchee – WA: 28,745
  • Olympia, Tumwater – WA: 25,778
  • Kennewick, Richland – WA: 23,180
  • Kennewick, Richland, Pasco – WA: 20,863
  • Lewiston – ID, WA: 11,809
  • Walla Walla – WA: 4,625

  • Unknown: 3,888,189
  • Collateral: 109,021
  • Debt-to-income ratio: 101,815
  • Credit history: 83,622
  • Other: 64,617
  • Credit application incomplete: 58,724
  • Unverifiable information: 22,212
  • Insufficient cash (downpayment, closing costs): 9,908
  • Employment history: 7,175
  • Mortgage insurance denied: 1,111

  • Not a HOEPA loan: 4,345,875
  • HOEPA loan: 519

  • Secured by a first lien: 3,345,588
  • Not applicable: 781,604
  • Secured by a subordinate lien: 186,386
  • Not secured by a lien: 32,816

  • Owner-occupied as a principal dwelling: 3,924,314
  • Not owner-occupied as a principal dwelling: 403,937
  • Not applicable: 18,143

  • One-to-four family dwelling (other than manufactured housing): 4,191,470
  • Manufactured housing: 142,548
  • Multifamily dwelling: 12,376

  • Loan was not originated or was not sold in calendar year covered by register: 2,010,073
  • Fannie Mae (FNMA): 726,108
  • Freddie Mac (FHLMC): 413,657
  • Ginnie Mae (GNMA): 370,447
  • Affiliate institution: 243,613
  • Commercial bank, savings bank or savings association: 221,390
  • Other type of purchaser: 165,970
  • Life insurance company, credit union, mortgage bank, or finance company: 149,133
  • Private securitization: 45,761
  • Farmer Mac (FAMC): 242