Today's Virginia (VA) Mortgage Rates
Virginiaadmin2016-11-19T17:58:33+00:00
Virginia (VA) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 2,411,242
- Loan purchased by the institution: 988,198
- Application denied by financial institution: 762,720
- Application withdrawn by applicant: 471,780
- Application approved but not accepted: 201,692
- File closed for incompleteness: 134,184
- Preapproval request denied by financial institution: 854
- Preapproval request approved but not accepted: 83
- Refinancing: 2,979,891
- Home purchase: 1,676,348
- Home improvement: 314,514
- Conventional: 3,619,097
- FHA-insured: 774,807
- VA-guaranteed: 525,597
- FSA/RHS-guaranteed: 51,252
- White: 2,953,415
- Information not provided by applicant in mail, Internet, or telephone application: 681,465
- Black or African American: 548,779
- Not applicable: 492,220
- Asian: 258,139
- American Indian or Alaska Native: 20,010
- Native Hawaiian or Other Pacific Islander: 16,725
- Not Hispanic or Latino: 3,609,477
- Information not provided by applicant in mail, Internet, or telephone application: 670,071
- Not applicable: 493,347
- Hispanic or Latino: 197,858
- Male: 2,848,130
- Female: 1,243,145
- Not applicable: 492,538
- Information not provided by applicant in mail, Internet, or telephone application: 386,940
- Department of Housing and Urban Development: 1,348,000
- Consumer Financial Protection Bureau: 1,261,136
- Office of the Comptroller of the Currency: 919,220
- Federal Reserve System: 555,250
- Federal Deposit Insurance Corporation: 356,295
- Office of Thrift Supervision: 298,972
- National Credit Union Administration: 231,880
- Fairfax County: 766,764
- Prince William County: 334,740
- Virginia Beach city: 315,126
- Loudoun County: 310,178
- Chesterfield County: 228,641
- Henrico County: 195,664
- Chesapeake city: 166,246
- Arlington County: 136,385
- Norfolk city: 115,296
- Stafford County: 104,479
- Richmond city: 97,238
- Alexandria city: 94,869
- Spotsylvania County: 93,509
- Newport News city: 90,395
- Hampton city: 80,609
- Hanover County: 68,056
- Suffolk city: 63,699
- Portsmouth city: 60,155
- Albemarle County: 55,001
- Roanoke County: 54,027
- Frederick County: 53,148
- James City County: 51,676
- Fauquier County: 48,274
- Roanoke city: 45,710
- Bedford County: 44,102
- York County: 42,663
- Augusta County: 38,738
- Montgomery County: 37,811
- Rockingham County: 36,620
- Culpeper County: 30,302
- Franklin County: 29,365
- Lynchburg city: 29,187
- Warren County: 27,017
- Gloucester County: 25,894
- Campbell County: 25,746
- Louisa County: 25,619
- Manassas city: 24,664
- Shenandoah County: 24,646
- Isle of Wight County: 24,421
- Orange County: 23,617
- Pittsylvania County: 22,284
- Caroline County: 21,968
- Washington County: 21,019
- Botetourt County: 19,851
- Powhatan County: 19,588
- Charlottesville city: 18,501
- Fluvanna County: 18,458
- Prince George County: 17,936
- King George County: 17,456
- Henry County: 16,337
- Fairfax city: 16,289
- Dinwiddie County: 16,156
- New Kent County: 15,806
- Pulaski County: 15,472
- Accomack County: 15,045
- Goochland County: 14,994
- Amherst County: 14,624
- Tazewell County: 14,154
- Petersburg city: 14,015
- Harrisonburg city: 13,898
- Wise County: 12,716
- Greene County: 12,439
- Westmoreland County: 12,333
- Salem city: 12,149
- Staunton city: 11,934
- Page County: 11,670
- Mecklenburg County: 11,549
- Fredericksburg city: 11,437
- Danville city: 11,393
- King William County: 11,264
- Wythe County: 11,194
- Winchester city: 11,039
- Manassas Park city: 11,000
- Unknown: 10,980
- Nelson County: 10,927
- Hopewell city: 10,767
- Carroll County: 10,423
- Halifax County: 10,346
- Waynesboro city: 10,313
- Rockbridge County: 10,226
- Smyth County: 9,852
- Clarke County: 9,662
- Falls Church city: 9,124
- Northumberland County: 9,005
- Colonial Heights city: 8,930
- Southampton County: 8,737
- Russell County: 8,651
- Poquoson city: 7,906
- Giles County: 7,856
- Amelia County: 7,622
- Middlesex County: 7,059
- Prince Edward County: 6,946
- Madison County: 6,756
- Appomattox County: 6,414
- Bristol city: 6,403
- Lancaster County: 6,256
- Floyd County: 6,162
- Lee County: 6,034
- Essex County: 5,866
- Scott County: 5,840
- Washington, Arlington, Alexandria – DC, VA, MD, WV: 2,003,770
- Virginia Beach, Norfolk, Newport News – VA, NC: 1,057,028
- Richmond – VA: 785,841
- Unknown: 468,755
- Roanoke – VA: 163,751
- Lynchburg – VA: 122,462
- Charlottesville – VA: 116,337
- Blacksburg, Christiansburg, Radford – VA: 67,071
- Winchester – VA, WV: 64,130
- Harrisonburg – VA: 50,476
- Kingsport, Bristol, Bristol – TN, VA: 33,255
- Danville – VA: 28,569
- Staunton, Waynesboro – VA: 9,308
- Unknown: 4,428,914
- Credit history: 146,360
- Collateral: 118,323
- Debt-to-income ratio: 115,431
- Other: 61,666
- Credit application incomplete: 59,558
- Unverifiable information: 21,292
- Insufficient cash (downpayment, closing costs): 12,238
- Employment history: 6,178
- Mortgage insurance denied: 793
- Not a HOEPA loan: 4,969,878
- HOEPA loan: 875
- Secured by a first lien: 3,622,881
- Not applicable: 988,198
- Secured by a subordinate lien: 242,381
- Not secured by a lien: 117,293
- Owner-occupied as a principal dwelling: 4,559,284
- Not owner-occupied as a principal dwelling: 396,038
- Not applicable: 15,431
- One-to-four family dwelling (other than manufactured housing): 4,873,051
- Manufactured housing: 92,888
- Multifamily dwelling: 4,814
- Loan was not originated or was not sold in calendar year covered by register: 2,387,691
- Fannie Mae (FNMA): 660,758
- Ginnie Mae (GNMA): 509,144
- Freddie Mac (FHLMC): 426,947
- Commercial bank, savings bank or savings association: 338,155
- Affiliate institution: 229,566
- Other type of purchaser: 219,139
- Life insurance company, credit union, mortgage bank, or finance company: 170,030
- Private securitization: 29,304
- Farmer Mac (FAMC): 19