Virginia

Today's Virginia (VA) Mortgage Rates

Virginia (VA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 2,411,242
  • Loan purchased by the institution: 988,198
  • Application denied by financial institution: 762,720
  • Application withdrawn by applicant: 471,780
  • Application approved but not accepted: 201,692
  • File closed for incompleteness: 134,184
  • Preapproval request denied by financial institution: 854
  • Preapproval request approved but not accepted: 83

  • Refinancing: 2,979,891
  • Home purchase: 1,676,348
  • Home improvement: 314,514

  • Conventional: 3,619,097
  • FHA-insured: 774,807
  • VA-guaranteed: 525,597
  • FSA/RHS-guaranteed: 51,252

  • White: 2,953,415
  • Information not provided by applicant in mail, Internet, or telephone application: 681,465
  • Black or African American: 548,779
  • Not applicable: 492,220
  • Asian: 258,139
  • American Indian or Alaska Native: 20,010
  • Native Hawaiian or Other Pacific Islander: 16,725

  • Not Hispanic or Latino: 3,609,477
  • Information not provided by applicant in mail, Internet, or telephone application: 670,071
  • Not applicable: 493,347
  • Hispanic or Latino: 197,858

  • Male: 2,848,130
  • Female: 1,243,145
  • Not applicable: 492,538
  • Information not provided by applicant in mail, Internet, or telephone application: 386,940

  • Department of Housing and Urban Development: 1,348,000
  • Consumer Financial Protection Bureau: 1,261,136
  • Office of the Comptroller of the Currency: 919,220
  • Federal Reserve System: 555,250
  • Federal Deposit Insurance Corporation: 356,295
  • Office of Thrift Supervision: 298,972
  • National Credit Union Administration: 231,880

  • Fairfax County: 766,764
  • Prince William County: 334,740
  • Virginia Beach city: 315,126
  • Loudoun County: 310,178
  • Chesterfield County: 228,641
  • Henrico County: 195,664
  • Chesapeake city: 166,246
  • Arlington County: 136,385
  • Norfolk city: 115,296
  • Stafford County: 104,479
  • Richmond city: 97,238
  • Alexandria city: 94,869
  • Spotsylvania County: 93,509
  • Newport News city: 90,395
  • Hampton city: 80,609
  • Hanover County: 68,056
  • Suffolk city: 63,699
  • Portsmouth city: 60,155
  • Albemarle County: 55,001
  • Roanoke County: 54,027
  • Frederick County: 53,148
  • James City County: 51,676
  • Fauquier County: 48,274
  • Roanoke city: 45,710
  • Bedford County: 44,102
  • York County: 42,663
  • Augusta County: 38,738
  • Montgomery County: 37,811
  • Rockingham County: 36,620
  • Culpeper County: 30,302
  • Franklin County: 29,365
  • Lynchburg city: 29,187
  • Warren County: 27,017
  • Gloucester County: 25,894
  • Campbell County: 25,746
  • Louisa County: 25,619
  • Manassas city: 24,664
  • Shenandoah County: 24,646
  • Isle of Wight County: 24,421
  • Orange County: 23,617
  • Pittsylvania County: 22,284
  • Caroline County: 21,968
  • Washington County: 21,019
  • Botetourt County: 19,851
  • Powhatan County: 19,588
  • Charlottesville city: 18,501
  • Fluvanna County: 18,458
  • Prince George County: 17,936
  • King George County: 17,456
  • Henry County: 16,337
  • Fairfax city: 16,289
  • Dinwiddie County: 16,156
  • New Kent County: 15,806
  • Pulaski County: 15,472
  • Accomack County: 15,045
  • Goochland County: 14,994
  • Amherst County: 14,624
  • Tazewell County: 14,154
  • Petersburg city: 14,015
  • Harrisonburg city: 13,898
  • Wise County: 12,716
  • Greene County: 12,439
  • Westmoreland County: 12,333
  • Salem city: 12,149
  • Staunton city: 11,934
  • Page County: 11,670
  • Mecklenburg County: 11,549
  • Fredericksburg city: 11,437
  • Danville city: 11,393
  • King William County: 11,264
  • Wythe County: 11,194
  • Winchester city: 11,039
  • Manassas Park city: 11,000
  • Unknown: 10,980
  • Nelson County: 10,927
  • Hopewell city: 10,767
  • Carroll County: 10,423
  • Halifax County: 10,346
  • Waynesboro city: 10,313
  • Rockbridge County: 10,226
  • Smyth County: 9,852
  • Clarke County: 9,662
  • Falls Church city: 9,124
  • Northumberland County: 9,005
  • Colonial Heights city: 8,930
  • Southampton County: 8,737
  • Russell County: 8,651
  • Poquoson city: 7,906
  • Giles County: 7,856
  • Amelia County: 7,622
  • Middlesex County: 7,059
  • Prince Edward County: 6,946
  • Madison County: 6,756
  • Appomattox County: 6,414
  • Bristol city: 6,403
  • Lancaster County: 6,256
  • Floyd County: 6,162
  • Lee County: 6,034
  • Essex County: 5,866
  • Scott County: 5,840

  • Washington, Arlington, Alexandria – DC, VA, MD, WV: 2,003,770
  • Virginia Beach, Norfolk, Newport News – VA, NC: 1,057,028
  • Richmond – VA: 785,841
  • Unknown: 468,755
  • Roanoke – VA: 163,751
  • Lynchburg – VA: 122,462
  • Charlottesville – VA: 116,337
  • Blacksburg, Christiansburg, Radford – VA: 67,071
  • Winchester – VA, WV: 64,130
  • Harrisonburg – VA: 50,476
  • Kingsport, Bristol, Bristol – TN, VA: 33,255
  • Danville – VA: 28,569
  • Staunton, Waynesboro – VA: 9,308

  • Unknown: 4,428,914
  • Credit history: 146,360
  • Collateral: 118,323
  • Debt-to-income ratio: 115,431
  • Other: 61,666
  • Credit application incomplete: 59,558
  • Unverifiable information: 21,292
  • Insufficient cash (downpayment, closing costs): 12,238
  • Employment history: 6,178
  • Mortgage insurance denied: 793

  • Not a HOEPA loan: 4,969,878
  • HOEPA loan: 875

  • Secured by a first lien: 3,622,881
  • Not applicable: 988,198
  • Secured by a subordinate lien: 242,381
  • Not secured by a lien: 117,293

  • Owner-occupied as a principal dwelling: 4,559,284
  • Not owner-occupied as a principal dwelling: 396,038
  • Not applicable: 15,431

  • One-to-four family dwelling (other than manufactured housing): 4,873,051
  • Manufactured housing: 92,888
  • Multifamily dwelling: 4,814

  • Loan was not originated or was not sold in calendar year covered by register: 2,387,691
  • Fannie Mae (FNMA): 660,758
  • Ginnie Mae (GNMA): 509,144
  • Freddie Mac (FHLMC): 426,947
  • Commercial bank, savings bank or savings association: 338,155
  • Affiliate institution: 229,566
  • Other type of purchaser: 219,139
  • Life insurance company, credit union, mortgage bank, or finance company: 170,030
  • Private securitization: 29,304
  • Farmer Mac (FAMC): 19