Vermont

Today's Vermont (VT) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 6375
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.913% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,150
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 6718
3.694% APR
3.625% RATE
0 Points
30 day lock
Fees: $2,112
Monthly Payment
$1,140.13

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 6272
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 6272
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

QuickenLoans
NMLS # 3030
State Lic # 6272
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Vermont (VT) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 169,469
  • Application denied by financial institution: 48,473
  • Loan purchased by the institution: 43,011
  • Application withdrawn by applicant: 24,525
  • Application approved but not accepted: 14,768
  • File closed for incompleteness: 7,782
  • Preapproval request approved but not accepted: 18
  • Preapproval request denied by financial institution: 17

  • Refinancing: 192,701
  • Home purchase: 85,495
  • Home improvement: 29,867

  • Conventional: 272,237
  • FHA-insured: 21,477
  • VA-guaranteed: 7,497
  • FSA/RHS-guaranteed: 6,852

  • White: 242,458
  • Information not provided by applicant in mail, Internet, or telephone application: 39,394
  • Not applicable: 21,074
  • Asian: 2,464
  • American Indian or Alaska Native: 1,203
  • Black or African American: 1,167
  • Native Hawaiian or Other Pacific Islander: 303

  • Not Hispanic or Latino: 243,645
  • Information not provided by applicant in mail, Internet, or telephone application: 40,964
  • Not applicable: 21,099
  • Hispanic or Latino: 2,355

  • Male: 176,855
  • Female: 83,075
  • Information not provided by applicant in mail, Internet, or telephone application: 27,054
  • Not applicable: 21,079

  • Department of Housing and Urban Development: 65,472
  • Office of the Comptroller of the Currency: 57,032
  • National Credit Union Administration: 56,047
  • Consumer Financial Protection Bureau: 47,893
  • Federal Deposit Insurance Corporation: 44,751
  • Office of Thrift Supervision: 21,619
  • Federal Reserve System: 15,249

  • Chittenden County: 93,499
  • Washington County: 31,636
  • Franklin County: 27,837
  • Windsor County: 23,353
  • Rutland County: 22,797
  • Windham County: 19,231
  • Addison County: 17,113
  • Lamoille County: 15,137
  • Bennington County: 14,868
  • Orleans County: 11,928
  • Caledonia County: 11,841
  • Orange County: 10,577
  • Grand Isle County: 5,216
  • Essex County: 2,392
  • Unknown: 638

  • Unknown: 181,559
  • Burlington, South Burlington – VT: 126,504

  • Unknown: 273,461
  • Debt-to-income ratio: 10,053
  • Collateral: 8,678
  • Credit history: 7,928
  • Other: 3,396
  • Credit application incomplete: 2,297
  • Unverifiable information: 1,122
  • Insufficient cash (downpayment, closing costs): 542
  • Employment history: 480
  • Mortgage insurance denied: 106

  • Not a HOEPA loan: 307,999
  • HOEPA loan: 64

  • Secured by a first lien: 242,610
  • Not applicable: 43,011
  • Secured by a subordinate lien: 18,676
  • Not secured by a lien: 3,766

  • Owner-occupied as a principal dwelling: 262,954
  • Not owner-occupied as a principal dwelling: 38,387
  • Not applicable: 6,722

  • One-to-four family dwelling (other than manufactured housing): 297,987
  • Manufactured housing: 8,927
  • Multifamily dwelling: 1,149

  • Loan was not originated or was not sold in calendar year covered by register: 162,548
  • Freddie Mac (FHLMC): 42,069
  • Fannie Mae (FNMA): 41,666
  • Commercial bank, savings bank or savings association: 16,409
  • Ginnie Mae (GNMA): 12,431
  • Affiliate institution: 12,104
  • Other type of purchaser: 11,176
  • Life insurance company, credit union, mortgage bank, or finance company: 8,012
  • Private securitization: 1,614
  • Farmer Mac (FAMC): 34