Today's Utah (UT) Mortgage Rates


Aspen Hills Mortgage, LLC
NMLS # 245511
State Lic # 5496413-NMLC
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

UtahLowRate.com
NMLS # 243976-3138
State Lic # 5493521
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 8687522
3.694% APR
3.625% RATE
0 Points
30 day lock
Fees: $2,112
Monthly Payment
$1,140.13

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 607-6820
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 607-6820
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Ally Bank
NMLS # 181005
State Lic # 607-6820
4.154% APR
4.125% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,211.62

NEXT  

Great American Lending
NMLS # 201546
State Lic # 6983787
3.779% APR
3.750% RATE
0 Points
33 day lock
Fees: $885
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
State Lic # 6983787
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Utah (UT) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 948,981
  • Loan purchased by the institution: 461,065
  • Application denied by financial institution: 265,886
  • Application withdrawn by applicant: 160,652
  • Application approved but not accepted: 86,204
  • File closed for incompleteness: 41,972
  • Preapproval request denied by financial institution: 123
  • Preapproval request approved but not accepted: 63

  • Refinancing: 1,163,114
  • Home purchase: 727,644
  • Home improvement: 74,188

  • Conventional: 1,394,420
  • FHA-insured: 459,231
  • VA-guaranteed: 76,987
  • FSA/RHS-guaranteed: 34,308

  • White: 1,566,594
  • Not applicable: 202,465
  • Information not provided by applicant in mail, Internet, or telephone application: 133,218
  • Asian: 32,840
  • Native Hawaiian or Other Pacific Islander: 10,702
  • American Indian or Alaska Native: 10,112
  • Black or African American: 9,015

  • Not Hispanic or Latino: 1,508,464
  • Not applicable: 202,794
  • Information not provided by applicant in mail, Internet, or telephone application: 135,562
  • Hispanic or Latino: 118,126

  • Male: 1,313,469
  • Female: 372,060
  • Not applicable: 202,463
  • Information not provided by applicant in mail, Internet, or telephone application: 76,954

  • Department of Housing and Urban Development: 705,334
  • Office of the Comptroller of the Currency: 383,458
  • Consumer Financial Protection Bureau: 343,678
  • National Credit Union Administration: 194,079
  • Office of Thrift Supervision: 157,568
  • Federal Reserve System: 120,918
  • Federal Deposit Insurance Corporation: 59,911

  • Salt Lake County: 730,836
  • Utah County: 363,626
  • Davis County: 241,698
  • Weber County: 172,899
  • Washington County: 98,680
  • Cache County: 61,122
  • Tooele County: 51,183
  • Summit County: 42,824
  • Box Elder County: 31,011
  • Iron County: 26,497
  • Wasatch County: 22,452
  • Uintah County: 22,371
  • Sanpete County: 12,381
  • Sevier County: 10,964
  • Duchesne County: 10,950
  • Carbon County: 9,415
  • Unknown: 9,012
  • Morgan County: 7,671
  • Juab County: 5,672
  • Kane County: 5,588
  • Millard County: 5,481
  • Grand County: 4,784
  • Emery County: 3,878
  • San Juan County: 3,673
  • Beaver County: 3,028
  • Rich County: 2,657
  • Garfield County: 2,316
  • Wayne County: 1,207
  • Piute County: 568
  • Daggett County: 502

  • Salt Lake City – UT: 813,574
  • Ogden, Clearfield – UT: 426,402
  • Provo, Orem – UT: 367,752
  • Unknown: 197,761
  • St. George – UT: 98,407
  • Logan – UT, ID: 61,050

  • Unknown: 1,754,457
  • Collateral: 46,820
  • Debt-to-income ratio: 43,520
  • Credit history: 41,513
  • Other: 28,968
  • Credit application incomplete: 24,324
  • Unverifiable information: 16,361
  • Insufficient cash (downpayment, closing costs): 4,854
  • Employment history: 3,638
  • Mortgage insurance denied: 491

  • Not a HOEPA loan: 1,964,642
  • HOEPA loan: 304

  • Secured by a first lien: 1,394,862
  • Not applicable: 461,065
  • Secured by a subordinate lien: 99,880
  • Not secured by a lien: 9,139

  • Owner-occupied as a principal dwelling: 1,781,000
  • Not owner-occupied as a principal dwelling: 177,461
  • Not applicable: 6,485

  • One-to-four family dwelling (other than manufactured housing): 1,939,449
  • Manufactured housing: 23,468
  • Multifamily dwelling: 2,029

  • Loan was not originated or was not sold in calendar year covered by register: 803,475
  • Fannie Mae (FNMA): 307,114
  • Ginnie Mae (GNMA): 210,310
  • Freddie Mac (FHLMC): 200,243
  • Other type of purchaser: 166,381
  • Commercial bank, savings bank or savings association: 113,527
  • Affiliate institution: 80,531
  • Life insurance company, credit union, mortgage bank, or finance company: 64,621
  • Private securitization: 18,724
  • Farmer Mac (FAMC): 20