Texas

Today's Texas (TX) Mortgage Rates

4.375% APR
4.375% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,248.21

NEXT  

D&H Lending, Inc
NMLS # 329429
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Triumph Bank Home Loans
State Lic # 1071
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

AnnieMac Home Mortgage
NMLS # 338923
State Lic # 1071
3.663% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,175
Monthly Payment
$1,140.13

NEXT  

Magnolia Bank
State Lic # 1071
3.918% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,295
Monthly Payment
$1,175.59

NEXT  

Texas Trust Home Loans
NMLS # 277676
State Lic # 277676
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

HomePlus Mortgage
State Lic # 277676
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
State Lic # 277676
3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $570
Monthly Payment
$1,157.79

NEXT  

Home Point Financial
State Lic # 277676
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 244476
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Austin Capital Mortgage Inc
NMLS # 269742
State Lic # 244476
3.897% APR
3.875% RATE
0 Points
30 day lock
Fees: $661
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Texas (TX) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 4,838,188
  • Loan purchased by the institution: 2,337,776
  • Application denied by financial institution: 1,947,993
  • Application withdrawn by applicant: 964,113
  • Application approved but not accepted: 511,685
  • File closed for incompleteness: 296,061
  • Preapproval request denied by financial institution: 2,958
  • Preapproval request approved but not accepted: 1,083

  • Home purchase: 5,544,402
  • Refinancing: 4,609,624
  • Home improvement: 745,831

  • Conventional: 7,907,979
  • FHA-insured: 2,167,707
  • VA-guaranteed: 712,497
  • FSA/RHS-guaranteed: 111,674

  • White: 7,263,122
  • Information not provided by applicant in mail, Internet, or telephone application: 1,285,945
  • Not applicable: 1,058,947
  • Black or African American: 697,655
  • Asian: 478,550
  • American Indian or Alaska Native: 82,368
  • Native Hawaiian or Other Pacific Islander: 33,270

  • Not Hispanic or Latino: 6,655,277
  • Hispanic or Latino: 2,011,527
  • Information not provided by applicant in mail, Internet, or telephone application: 1,170,592
  • Not applicable: 1,062,461

  • Male: 6,515,348
  • Female: 2,608,363
  • Not applicable: 1,060,401
  • Information not provided by applicant in mail, Internet, or telephone application: 715,745

  • Department of Housing and Urban Development: 3,497,299
  • Office of the Comptroller of the Currency: 2,486,067
  • Consumer Financial Protection Bureau: 2,357,838
  • Federal Reserve System: 741,032
  • Office of Thrift Supervision: 685,684
  • Federal Deposit Insurance Corporation: 597,719
  • National Credit Union Administration: 534,218

  • Harris County: 1,605,004
  • Tarrant County: 890,088
  • Dallas County: 880,573
  • Bexar County: 793,410
  • Travis County: 630,989
  • Collin County: 574,998
  • Denton County: 477,275
  • Fort Bend County: 403,302
  • Williamson County: 322,270
  • El Paso County: 304,432
  • Montgomery County: 285,216
  • Hidalgo County: 167,610
  • Galveston County: 162,085
  • Bell County: 161,836
  • Brazoria County: 152,195
  • Nueces County: 127,517
  • Lubbock County: 120,637
  • Hays County: 102,356
  • Cameron County: 97,766
  • Guadalupe County: 86,454
  • Smith County: 85,932
  • McLennan County: 82,482
  • Ellis County: 79,597
  • Comal County: 79,521
  • Midland County: 74,635
  • Brazos County: 72,449
  • Johnson County: 70,779
  • Parker County: 68,877
  • Randall County: 67,791
  • Webb County: 66,800
  • Jefferson County: 66,189
  • Rockwall County: 64,097
  • Kaufman County: 61,124
  • Taylor County: 53,100
  • Ector County: 49,840
  • Grayson County: 49,163
  • Unknown: 44,393
  • Wichita County: 44,374
  • Gregg County: 42,868
  • Tom Green County: 42,539
  • Potter County: 35,519
  • Bastrop County: 31,928
  • Bowie County: 31,585
  • Henderson County: 30,959
  • Victoria County: 29,148
  • Hunt County: 28,522
  • Wise County: 28,035
  • Orange County: 27,691
  • Hood County: 27,588
  • Coryell County: 24,987
  • Harrison County: 23,757
  • Kendall County: 22,928
  • San Patricio County: 22,921
  • Wilson County: 21,192
  • Hardin County: 21,051
  • Liberty County: 20,697
  • Angelina County: 20,208
  • Burnet County: 20,075
  • Chambers County: 19,611
  • Medina County: 17,130
  • Kerr County: 16,878
  • Rusk County: 16,014
  • Nacogdoches County: 14,993
  • Van Zandt County: 14,813
  • Waller County: 14,657
  • Atascosa County: 14,097
  • Walker County: 13,600
  • Upshur County: 13,579
  • Cooke County: 13,346
  • Aransas County: 12,420
  • Wood County: 12,382
  • Anderson County: 12,220
  • Llano County: 11,936
  • Cherokee County: 11,897
  • Navarro County: 11,819
  • Val Verde County: 11,542
  • Polk County: 11,302
  • Erath County: 10,826
  • Austin County: 10,794
  • Caldwell County: 10,778
  • Washington County: 10,673
  • Jim Wells County: 10,615
  • Maverick County: 10,355
  • Fannin County: 10,038
  • Wharton County: 9,870
  • Bandera County: 9,608
  • Hill County: 9,378
  • Lampasas County: 9,321
  • Matagorda County: 9,276
  • Gillespie County: 9,101
  • Jasper County: 8,838
  • Palo Pinto County: 8,632
  • Howard County: 8,398
  • San Jacinto County: 8,341
  • Brown County: 8,118
  • Lamar County: 8,078
  • Cass County: 8,058
  • Titus County: 7,966
  • Kleberg County: 7,616
  • Hale County: 7,440

  • Dallas, Plano, Irving – TX: 2,165,532
  • Houston, Sugar Land, Baytown – TX: 2,143,879
  • Fort Worth, Arlington – TX: 1,062,832
  • Unknown: 805,618
  • San Antonio, New Braunfels – TX: 651,002
  • Austin, Round Rock – TX: 603,273
  • Houston, The Woodlands, Sugar Land – TX: 533,845
  • Austin, Round Rock, San Marcos – TX: 493,546
  • San Antonio – TX: 391,351
  • El Paso – TX: 299,489
  • McAllen, Edinburg, Mission – TX: 167,253
  • Corpus Christi – TX: 162,334
  • Killeen, Temple, Fort Hood – TX: 159,370
  • Lubbock – TX: 121,996
  • Beaumont, Port Arthur – TX: 114,840
  • Amarillo – TX: 105,960
  • Brownsville, Harlingen – TX: 97,632
  • Tyler – TX: 85,696
  • Waco – TX: 83,029
  • College Station, Bryan – TX: 81,496
  • Midland – TX: 73,918
  • Longview – TX: 72,211
  • Laredo – TX: 66,645
  • Abilene – TX: 61,830
  • Wichita Falls – TX: 50,639
  • Sherman, Denison – TX: 49,098
  • Odessa – TX: 48,889
  • San Angelo – TX: 42,993
  • Killeen, Temple – TX: 36,539
  • Victoria – TX: 35,581
  • Texarkana, TX – Texarkana, AR: 25,616
  • Texarkana – TX, AR: 5,925

  • Unknown: 9,502,897
  • Credit history: 466,023
  • Debt-to-income ratio: 276,391
  • Collateral: 217,266
  • Other: 167,503
  • Credit application incomplete: 151,668
  • Unverifiable information: 65,785
  • Insufficient cash (downpayment, closing costs): 30,681
  • Employment history: 19,638
  • Mortgage insurance denied: 2,005

  • Not a HOEPA loan: 10,897,876
  • HOEPA loan: 1,981

  • Secured by a first lien: 7,762,040
  • Not applicable: 2,337,776
  • Secured by a subordinate lien: 553,814
  • Not secured by a lien: 246,227

  • Owner-occupied as a principal dwelling: 9,959,198
  • Not owner-occupied as a principal dwelling: 907,051
  • Not applicable: 33,608

  • One-to-four family dwelling (other than manufactured housing): 10,538,750
  • Manufactured housing: 344,248
  • Multifamily dwelling: 16,859

  • Loan was not originated or was not sold in calendar year covered by register: 5,460,198
  • Fannie Mae (FNMA): 1,425,525
  • Ginnie Mae (GNMA): 1,080,664
  • Commercial bank, savings bank or savings association: 772,572
  • Freddie Mac (FHLMC): 699,998
  • Affiliate institution: 523,073
  • Life insurance company, credit union, mortgage bank, or finance company: 503,229
  • Other type of purchaser: 380,674
  • Private securitization: 53,808
  • Farmer Mac (FAMC): 116