Tennessee

Today's Tennessee (TN) Mortgage Rates


Citibank, N. A.
NMLS # 412915
4.303% APR
4.250% RATE
0 Points
60 day lock
Fees: $1,580
Monthly Payment
$1,229.85

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 109425
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 109084
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 128181
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 117278
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Ally Bank
NMLS # 181005
State Lic # 117278
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

Northpointe Bank
State Lic # 117278
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Tennessee (TN) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,499,666
  • Loan purchased by the institution: 608,632
  • Application denied by financial institution: 592,196
  • Application withdrawn by applicant: 287,628
  • Application approved but not accepted: 153,439
  • File closed for incompleteness: 84,507
  • Preapproval request denied by financial institution: 240
  • Preapproval request approved but not accepted: 114

  • Refinancing: 1,771,754
  • Home purchase: 1,265,799
  • Home improvement: 188,869

  • Conventional: 2,255,619
  • FHA-insured: 678,363
  • VA-guaranteed: 204,668
  • FSA/RHS-guaranteed: 87,772

  • White: 2,308,334
  • Not applicable: 300,674
  • Information not provided by applicant in mail, Internet, or telephone application: 287,310
  • Black or African American: 271,557
  • Asian: 39,934
  • American Indian or Alaska Native: 12,784
  • Native Hawaiian or Other Pacific Islander: 5,829

  • Not Hispanic or Latino: 2,563,612
  • Not applicable: 301,448
  • Information not provided by applicant in mail, Internet, or telephone application: 300,258
  • Hispanic or Latino: 61,104

  • Male: 1,912,442
  • Female: 838,463
  • Not applicable: 300,944
  • Information not provided by applicant in mail, Internet, or telephone application: 174,573

  • Department of Housing and Urban Development: 919,177
  • Consumer Financial Protection Bureau: 648,977
  • Office of the Comptroller of the Currency: 551,423
  • Federal Deposit Insurance Corporation: 397,131
  • Federal Reserve System: 381,585
  • Office of Thrift Supervision: 189,796
  • National Credit Union Administration: 138,333

  • Shelby County: 398,392
  • Davidson County: 372,046
  • Knox County: 243,896
  • Rutherford County: 179,497
  • Hamilton County: 177,879
  • Williamson County: 160,471
  • Montgomery County: 123,108
  • Sumner County: 112,982
  • Wilson County: 86,684
  • Blount County: 68,773
  • Sullivan County: 62,486
  • Sevier County: 60,847
  • Washington County: 57,291
  • Bradley County: 50,064
  • Maury County: 46,319
  • Madison County: 42,578
  • Robertson County: 41,629
  • Anderson County: 35,813
  • Tipton County: 31,247
  • Loudon County: 30,539
  • Putnam County: 27,018
  • Greene County: 26,559
  • Dickson County: 26,139
  • Hamblen County: 25,780
  • Roane County: 24,519
  • Jefferson County: 24,497
  • Cumberland County: 24,363
  • Cheatham County: 24,071
  • Fayette County: 23,360
  • McMinn County: 23,211
  • Hawkins County: 22,515
  • Coffee County: 20,388
  • Carter County: 19,920
  • Monroe County: 19,243
  • Bedford County: 18,456
  • Gibson County: 18,225
  • Campbell County: 17,865
  • Unknown: 15,955
  • Franklin County: 15,762
  • Dyer County: 14,505
  • Rhea County: 14,221
  • Marion County: 14,076
  • Marshall County: 14,073
  • Lincoln County: 13,588
  • Lawrence County: 13,339
  • Claiborne County: 12,793
  • Henry County: 11,564
  • Henderson County: 11,123
  • Weakley County: 11,048
  • Giles County: 11,037
  • Warren County: 10,939
  • Cocke County: 10,458
  • White County: 10,243
  • Obion County: 10,238
  • Grainger County: 10,098
  • Macon County: 9,969
  • Hickman County: 9,701
  • Union County: 9,287
  • McNairy County: 8,977
  • Hardin County: 8,936
  • Smith County: 8,625
  • Carroll County: 8,334
  • Lauderdale County: 8,083
  • DeKalb County: 8,003
  • Hardeman County: 7,923
  • Polk County: 7,625
  • Sequatchie County: 7,566
  • Grundy County: 7,182
  • Humphreys County: 7,090
  • Chester County: 6,995
  • Morgan County: 6,958
  • Cannon County: 6,578
  • Unicoi County: 6,412
  • Haywood County: 6,076
  • Stewart County: 5,855
  • Scott County: 5,653
  • Fentress County: 5,548
  • Meigs County: 5,529
  • Overton County: 5,526
  • Benton County: 5,155
  • Bledsoe County: 4,894
  • Johnson County: 4,707
  • Crockett County: 4,659
  • Jackson County: 4,363
  • Decatur County: 4,032
  • Trousdale County: 4,030
  • Lewis County: 3,824
  • Houston County: 3,228
  • Wayne County: 2,919
  • Moore County: 2,317
  • Van Buren County: 2,090
  • Clay County: 1,950
  • Perry County: 1,674
  • Hancock County: 1,542
  • Lake County: 1,439
  • Pickett County: 1,438

  • Nashville-Davidson, Murfreesboro, Franklin – TN: 1,050,693
  • Unknown: 664,338
  • Memphis – TN, MS, AR: 451,916
  • Knoxville – TN: 397,131
  • Chattanooga – TN, GA: 199,408
  • Clarksville – TN, KY: 127,823
  • Kingsport, Bristol, Bristol – TN, VA: 84,951
  • Johnson City – TN: 83,586
  • Morristown – TN: 58,485
  • Cleveland – TN: 57,633
  • Jackson – TN: 50,458

  • Unknown: 2,877,998
  • Credit history: 115,077
  • Collateral: 71,793
  • Debt-to-income ratio: 68,410
  • Other: 37,248
  • Credit application incomplete: 30,601
  • Unverifiable information: 11,817
  • Insufficient cash (downpayment, closing costs): 7,682
  • Employment history: 5,230
  • Mortgage insurance denied: 566

  • Not a HOEPA loan: 3,223,920
  • HOEPA loan: 2,502

  • Secured by a first lien: 2,442,973
  • Not applicable: 608,632
  • Secured by a subordinate lien: 98,433
  • Not secured by a lien: 76,384

  • Owner-occupied as a principal dwelling: 2,926,487
  • Not owner-occupied as a principal dwelling: 290,947
  • Not applicable: 8,988

  • One-to-four family dwelling (other than manufactured housing): 3,073,833
  • Manufactured housing: 147,713
  • Multifamily dwelling: 4,876

  • Loan was not originated or was not sold in calendar year covered by register: 1,720,875
  • Fannie Mae (FNMA): 376,214
  • Ginnie Mae (GNMA): 325,119
  • Freddie Mac (FHLMC): 218,368
  • Life insurance company, credit union, mortgage bank, or finance company: 159,842
  • Commercial bank, savings bank or savings association: 159,327
  • Other type of purchaser: 137,920
  • Affiliate institution: 110,097
  • Private securitization: 18,484
  • Farmer Mac (FAMC): 176