South Carolina

Today's South Carolina (SC) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # MLS - 1071 OTN
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # MLS - 1071 OTN
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Ally Bank
NMLS # 181005
State Lic # MLS - 1071 OTN
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 2925
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 244476
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # MLS - 66247
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # MLS - 66247
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Northpointe Bank
NMLS # 447490
State Lic # MLS - 66247
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


South Carolina (SC) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,082,059
  • Application denied by financial institution: 465,434
  • Loan purchased by the institution: 401,645
  • Application withdrawn by applicant: 214,467
  • Application approved but not accepted: 116,445
  • File closed for incompleteness: 63,493
  • Preapproval request denied by financial institution: 232
  • Preapproval request approved but not accepted: 35

  • Refinancing: 1,246,906
  • Home purchase: 979,480
  • Home improvement: 117,424

  • Conventional: 1,725,936
  • FHA-insured: 389,820
  • VA-guaranteed: 170,247
  • FSA/RHS-guaranteed: 57,807

  • White: 1,559,928
  • Black or African American: 296,407
  • Information not provided by applicant in mail, Internet, or telephone application: 246,362
  • Not applicable: 201,038
  • Asian: 27,290
  • American Indian or Alaska Native: 8,304
  • Native Hawaiian or Other Pacific Islander: 4,481

  • Not Hispanic or Latino: 1,833,505
  • Information not provided by applicant in mail, Internet, or telephone application: 261,285
  • Not applicable: 201,556
  • Hispanic or Latino: 47,464

  • Male: 1,371,915
  • Female: 622,091
  • Not applicable: 200,951
  • Information not provided by applicant in mail, Internet, or telephone application: 148,853

  • Department of Housing and Urban Development: 671,973
  • Consumer Financial Protection Bureau: 533,736
  • Office of the Comptroller of the Currency: 431,787
  • Federal Deposit Insurance Corporation: 287,963
  • Federal Reserve System: 181,760
  • Office of Thrift Supervision: 154,291
  • National Credit Union Administration: 82,300

  • Greenville County: 248,256
  • Charleston County: 230,810
  • Horry County: 207,369
  • Richland County: 202,357
  • Lexington County: 146,262
  • York County: 145,769
  • Spartanburg County: 129,153
  • Beaufort County: 123,430
  • Berkeley County: 113,604
  • Dorchester County: 91,783
  • Anderson County: 82,471
  • Aiken County: 70,904
  • Florence County: 52,263
  • Pickens County: 47,867
  • Sumter County: 43,471
  • Lancaster County: 43,120
  • Georgetown County: 33,410
  • Oconee County: 30,203
  • Kershaw County: 29,329
  • Orangeburg County: 26,167
  • Greenwood County: 24,351
  • Laurens County: 21,468
  • Darlington County: 19,543
  • Cherokee County: 15,489
  • Colleton County: 15,057
  • Newberry County: 12,905
  • Chesterfield County: 10,773
  • Chester County: 10,366
  • Edgefield County: 10,067
  • Clarendon County: 9,925
  • Unknown: 9,850
  • Jasper County: 9,598
  • Fairfield County: 7,876
  • Marion County: 7,438
  • Abbeville County: 6,980
  • Union County: 6,841
  • Williamsburg County: 6,136
  • Dillon County: 6,112
  • Barnwell County: 5,819
  • Marlboro County: 4,936
  • Saluda County: 4,651
  • Hampton County: 4,238
  • Calhoun County: 4,147
  • Lee County: 3,784
  • McCormick County: 3,649
  • Bamberg County: 2,566
  • Allendale County: 1,247

  • Unknown: 402,258
  • Columbia – SC: 393,969
  • Charleston, North Charleston, Summerville – SC: 284,903
  • Greenville, Mauldin, Easley – SC: 261,304
  • Charleston, North Charleston – SC: 150,661
  • Myrtle Beach, North Myrtle Beach, Conway – SC: 131,558
  • Spartanburg – SC: 130,121
  • Augusta, Richmond County – GA, SC: 80,756
  • Florence – SC: 71,512
  • Greenville, Anderson, Mauldin – SC: 70,588
  • Anderson – SC: 67,828
  • Charlotte, Gastonia, Concord – NC, SC: 59,399
  • Charlotte, Gastonia, Rock Hill – NC, SC: 59,120
  • Sumter – SC: 43,203
  • Myrtle Beach, Conway, North Myrtle Beach – SC: 39,325
  • Charlotte, Concord, Gastonia – NC, SC: 38,060
  • Myrtle Beach, Conway, North Myrtle Beach – SC, NC: 36,127
  • Hilton Head Island, Bluffton, Beaufort – SC: 23,118

  • Unknown: 2,029,734
  • Credit history: 102,059
  • Collateral: 65,688
  • Debt-to-income ratio: 64,227
  • Other: 32,836
  • Credit application incomplete: 28,340
  • Unverifiable information: 9,711
  • Insufficient cash (downpayment, closing costs): 6,561
  • Employment history: 4,024
  • Mortgage insurance denied: 630

  • Not a HOEPA loan: 2,343,497
  • HOEPA loan: 313

  • Secured by a first lien: 1,826,608
  • Not applicable: 401,645
  • Secured by a subordinate lien: 67,970
  • Not secured by a lien: 47,587

  • Owner-occupied as a principal dwelling: 2,044,998
  • Not owner-occupied as a principal dwelling: 291,773
  • Not applicable: 7,039

  • One-to-four family dwelling (other than manufactured housing): 2,204,868
  • Manufactured housing: 136,394
  • Multifamily dwelling: 2,548

  • Loan was not originated or was not sold in calendar year covered by register: 1,243,377
  • Fannie Mae (FNMA): 302,671
  • Ginnie Mae (GNMA): 214,394
  • Freddie Mac (FHLMC): 188,733
  • Commercial bank, savings bank or savings association: 125,917
  • Affiliate institution: 97,188
  • Life insurance company, credit union, mortgage bank, or finance company: 79,861
  • Other type of purchaser: 78,060
  • Private securitization: 13,473
  • Farmer Mac (FAMC): 136