Pennsylvania

Today's Pennsylvania (PA) Mortgage Rates


McGlone Mortgage Group
NMLS # 3232
State Lic # 30519.012
3.750% APR
3.750% RATE
0 Points
40 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Capital Funding Mortgage
NMLS # 960748
State Lic # 39208
3.644% APR
3.625% RATE
0 Points
30 day lock
Fees: $572
Monthly Payment
$1,140.13

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 21474
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Triumph Bank Home Loans
State Lic # 21474
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

AnnieMac Home Mortgage
NMLS # 338923
State Lic # 33587
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Penn Community Bank
NMLS # 434939
State Lic # 33587
4.005% APR
4.000% RATE
0 Points
45 day lock
Fees: $139
Monthly Payment
$1,193.54

NEXT  

Commonwealth Mortgage, LLC
NMLS # 1023
State Lic # 33587
3.750% APR
3.750% RATE
0 Points
45 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Ally Bank
NMLS # 181005
State Lic # 33587
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $870
Monthly Payment
$1,193.54

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 33587
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
State Lic # 33587
3.758% APR
3.750% RATE
0 Points
30 day lock
Fees: $257
Monthly Payment
$1,157.79

NEXT  

Home Point Financial
State Lic # 33587
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Aurora Financial
State Lic # 33587
6.125% APR
6.125% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,519.03

NEXT  

M&T Bank
NMLS # 381076
State Lic # 33587
4.162% APR
4.125% RATE
0 Points
30 day lock
Fees: $1,117
Monthly Payment
$1,211.62

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Pennsylvania (PA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 2,932,089
  • Application denied by financial institution: 1,172,307
  • Loan purchased by the institution: 879,788
  • Application withdrawn by applicant: 515,105
  • Application approved but not accepted: 286,832
  • File closed for incompleteness: 165,209
  • Preapproval request denied by financial institution: 404
  • Preapproval request approved but not accepted: 40

  • Refinancing: 3,433,747
  • Home purchase: 1,852,413
  • Home improvement: 665,614

  • Conventional: 4,727,364
  • FHA-insured: 1,001,870
  • VA-guaranteed: 161,194
  • FSA/RHS-guaranteed: 61,346

  • White: 4,372,011
  • Information not provided by applicant in mail, Internet, or telephone application: 676,206
  • Not applicable: 414,521
  • Black or African American: 320,494
  • Asian: 140,446
  • American Indian or Alaska Native: 16,138
  • Native Hawaiian or Other Pacific Islander: 11,958

  • Not Hispanic or Latino: 4,709,188
  • Information not provided by applicant in mail, Internet, or telephone application: 656,881
  • Not applicable: 415,655
  • Hispanic or Latino: 170,050

  • Male: 3,596,482
  • Female: 1,571,578
  • Not applicable: 414,641
  • Information not provided by applicant in mail, Internet, or telephone application: 369,073

  • Department of Housing and Urban Development: 1,451,891
  • Office of the Comptroller of the Currency: 1,394,045
  • Consumer Financial Protection Bureau: 1,230,806
  • Federal Deposit Insurance Corporation: 640,942
  • Federal Reserve System: 456,186
  • National Credit Union Administration: 396,451
  • Office of Thrift Supervision: 381,453

  • Philadelphia County: 663,262
  • Allegheny County: 535,523
  • Montgomery County: 472,815
  • Bucks County: 375,880
  • Chester County: 314,556
  • Delaware County: 290,736
  • York County: 243,908
  • Lancaster County: 233,735
  • Berks County: 194,975
  • Lehigh County: 179,512
  • Westmoreland County: 159,231
  • Northampton County: 158,337
  • Cumberland County: 137,142
  • Dauphin County: 136,779
  • Luzerne County: 123,647
  • Erie County: 102,497
  • Monroe County: 101,826
  • Washington County: 96,883
  • Butler County: 96,667
  • Lackawanna County: 86,682
  • Beaver County: 72,966
  • Franklin County: 70,883
  • Lebanon County: 64,627
  • Centre County: 58,253
  • Adams County: 55,533
  • Cambria County: 51,190
  • Blair County: 50,407
  • Schuylkill County: 48,428
  • Lycoming County: 45,483
  • Pike County: 45,128
  • Fayette County: 44,638
  • Mercer County: 42,023
  • Carbon County: 37,466
  • Lawrence County: 33,554
  • Crawford County: 30,473
  • Somerset County: 30,066
  • Wayne County: 28,451
  • Clearfield County: 27,936
  • Northumberland County: 27,870
  • Perry County: 25,300
  • Columbia County: 24,665
  • Indiana County: 24,462
  • Armstrong County: 24,194
  • Unknown: 22,061
  • Bedford County: 20,118
  • Bradford County: 19,627
  • Susquehanna County: 16,413
  • Venango County: 16,082
  • Mifflin County: 14,957
  • Clinton County: 14,507
  • Huntingdon County: 14,187
  • Jefferson County: 13,286
  • Warren County: 13,017
  • Tioga County: 12,542
  • Union County: 12,529
  • Greene County: 12,066
  • Wyoming County: 11,604
  • Elk County: 9,987
  • Snyder County: 9,910
  • McKean County: 9,417
  • Clarion County: 9,093
  • Juniata County: 8,097
  • Montour County: 7,355
  • Fulton County: 5,568
  • Potter County: 5,407
  • Sullivan County: 2,594
  • Forest County: 1,436
  • Cameron County: 1,325

  • Philadelphia – PA: 1,948,131
  • Pittsburgh – PA: 1,029,750
  • Unknown: 738,020
  • Allentown, Bethlehem, Easton – PA, NJ: 375,151
  • Harrisburg, Carlisle – PA: 299,003
  • York, Hanover – PA: 243,843
  • Lancaster – PA: 233,606
  • Reading – PA: 194,918
  • Scranton, Wilkes-Barre – PA: 188,668
  • Montgomery County, Bucks County, Chester County – PA: 167,742
  • Erie – PA: 102,441
  • Lebanon – PA: 64,594
  • State College – PA: 58,225
  • Johnstown – PA: 51,131
  • Altoona – PA: 50,358
  • Williamsport – PA: 45,463
  • Youngstown, Warren, Boardman – OH, PA: 42,004
  • Newark, Union – NJ, PA: 38,640
  • Scranton, Wilkes-Barre, Hazleton – PA: 33,181
  • East Stroudsburg – PA: 14,966
  • Chambersburg, Waynesboro – PA: 11,485
  • Gettysburg – PA: 8,705
  • Newark – NJ, PA: 6,453
  • Bloomsburg, Berwick – PA: 5,296

  • Unknown: 5,157,130
  • Credit history: 244,129
  • Collateral: 172,556
  • Debt-to-income ratio: 165,834
  • Credit application incomplete: 77,434
  • Other: 75,347
  • Unverifiable information: 24,944
  • Insufficient cash (downpayment, closing costs): 23,434
  • Employment history: 9,578
  • Mortgage insurance denied: 1,388

  • Not a HOEPA loan: 5,949,939
  • HOEPA loan: 1,835

  • Secured by a first lien: 4,375,890
  • Not applicable: 879,788
  • Secured by a subordinate lien: 518,742
  • Not secured by a lien: 177,354

  • Owner-occupied as a principal dwelling: 5,523,144
  • Not owner-occupied as a principal dwelling: 394,393
  • Not applicable: 34,237

  • One-to-four family dwelling (other than manufactured housing): 5,850,479
  • Manufactured housing: 86,170
  • Multifamily dwelling: 15,125

  • Loan was not originated or was not sold in calendar year covered by register: 3,474,495
  • Fannie Mae (FNMA): 714,881
  • Freddie Mac (FHLMC): 433,182
  • Ginnie Mae (GNMA): 398,167
  • Affiliate institution: 260,753
  • Commercial bank, savings bank or savings association: 244,847
  • Other type of purchaser: 242,132
  • Life insurance company, credit union, mortgage bank, or finance company: 157,398
  • Private securitization: 25,868
  • Farmer Mac (FAMC): 51