Oregon

Today's Oregon (OR) Mortgage Rates


Lenda, Inc.
NMLS # 991397
State Lic # ML-5330
3.879% APR
3.875% RATE
0 Points
30 day lock
Fees: $132
Monthly Payment
$1,175.59

NEXT  

First Mortgage Direct
State Lic # ML-5330
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Agora Lending
State Lic # ML-5330
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # ML-5330
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Better Mortgage Inc
NMLS # 330511
State Lic # ML-5310
3.875% APR
3.875% RATE
0 Points
45 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Ally Bank
NMLS # 181005
State Lic # ML-5310
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

JG Wentworth Home Lending
NMLS # ML-5008
State Lic # ML-5008
4.260% APR
4.250% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,229.85

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # ML-5201
3.683% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,787
Monthly Payment
$1,140.13

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # ML-3443
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Citibank, N. A.
NMLS # 412915
State Lic # ML-3443
4.309% APR
4.250% RATE
0 Points
60 day lock
Fees: $1,740
Monthly Payment
$1,229.85

NEXT  

Sammamish Mortgage
NMLS # 118653
State Lic # ML-3443
3.776% APR
3.750% RATE
0 Points
30 day lock
Fees: $795
Monthly Payment
$1,157.79

NEXT  

E-Click Lending
State Lic # ML-3443
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Vantage Mortgage Group
NMLS # 35986
State Lic # ML-4611
3.895% APR
3.875% RATE
0 Points
30 day lock
Fees: $614
Monthly Payment
$1,175.59

NEXT  

Willamette Falls Financial
NMLS # 264970
State Lic # ML-3866
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Oregon (OR) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,079,737
  • Loan purchased by the institution: 440,259
  • Application denied by financial institution: 351,004
  • Application withdrawn by applicant: 216,062
  • Application approved but not accepted: 117,396
  • File closed for incompleteness: 64,981
  • Preapproval request denied by financial institution: 399
  • Preapproval request approved but not accepted: 301

  • Refinancing: 1,391,213
  • Home purchase: 782,548
  • Home improvement: 96,378

  • Conventional: 1,806,606
  • FHA-insured: 315,410
  • VA-guaranteed: 108,888
  • FSA/RHS-guaranteed: 39,235

  • White: 1,705,296
  • Information not provided by applicant in mail, Internet, or telephone application: 258,724
  • Not applicable: 181,325
  • Asian: 78,499
  • Black or African American: 19,478
  • American Indian or Alaska Native: 17,391
  • Native Hawaiian or Other Pacific Islander: 9,426

  • Not Hispanic or Latino: 1,739,129
  • Information not provided by applicant in mail, Internet, or telephone application: 256,355
  • Not applicable: 181,900
  • Hispanic or Latino: 92,755

  • Male: 1,358,685
  • Female: 567,586
  • Not applicable: 181,448
  • Information not provided by applicant in mail, Internet, or telephone application: 162,420

  • Department of Housing and Urban Development: 741,792
  • Office of the Comptroller of the Currency: 487,897
  • Consumer Financial Protection Bureau: 484,266
  • Office of Thrift Supervision: 166,413
  • Federal Deposit Insurance Corporation: 137,640
  • National Credit Union Administration: 130,714
  • Federal Reserve System: 121,417

  • Multnomah County: 484,822
  • Washington County: 354,380
  • Clackamas County: 264,296
  • Lane County: 184,659
  • Marion County: 158,277
  • Deschutes County: 128,325
  • Jackson County: 107,111
  • Linn County: 59,916
  • Yamhill County: 57,603
  • Douglas County: 46,174
  • Polk County: 42,646
  • Josephine County: 39,786
  • Benton County: 38,259
  • Columbia County: 35,170
  • Klamath County: 31,192
  • Lincoln County: 29,671
  • Umatilla County: 28,695
  • Coos County: 27,629
  • Clatsop County: 23,820
  • Tillamook County: 19,648
  • Crook County: 12,850
  • Hood River County: 12,632
  • Union County: 11,639
  • Wasco County: 11,291
  • Jefferson County: 10,183
  • Unknown: 9,652
  • Curry County: 9,450
  • Malheur County: 8,527
  • Baker County: 6,620
  • Morrow County: 3,468
  • Wallowa County: 3,139
  • Lake County: 2,492
  • Grant County: 2,438
  • Harney County: 2,167
  • Gilliam County: 650
  • Sherman County: 497
  • Wheeler County: 365

  • Portland, Vancouver, Hillsboro – OR, WA: 717,193
  • Portland, Vancouver, Beaverton – OR, WA: 478,344
  • Unknown: 399,497
  • Salem – OR: 200,674
  • Eugene, Springfield – OR: 156,193
  • Medford – OR: 107,056
  • Bend – OR: 103,626
  • Corvallis – OR: 37,957
  • Eugene – OR: 28,369
  • Bend, Redmond – OR: 24,605
  • Albany – OR: 9,855
  • Grants Pass – OR: 6,770

  • Unknown: 2,013,827
  • Collateral: 63,856
  • Debt-to-income ratio: 57,704
  • Credit history: 46,992
  • Other: 39,072
  • Credit application incomplete: 27,603
  • Unverifiable information: 11,440
  • Insufficient cash (downpayment, closing costs): 5,067
  • Employment history: 4,071
  • Mortgage insurance denied: 507

  • Not a HOEPA loan: 2,269,828
  • HOEPA loan: 311

  • Secured by a first lien: 1,730,215
  • Not applicable: 440,259
  • Secured by a subordinate lien: 83,727
  • Not secured by a lien: 15,938

  • Owner-occupied as a principal dwelling: 2,005,333
  • Not owner-occupied as a principal dwelling: 252,175
  • Not applicable: 12,631

  • One-to-four family dwelling (other than manufactured housing): 2,172,311
  • Manufactured housing: 90,598
  • Multifamily dwelling: 7,230

  • Loan was not originated or was not sold in calendar year covered by register: 1,031,514
  • Fannie Mae (FNMA): 373,945
  • Freddie Mac (FHLMC): 246,281
  • Ginnie Mae (GNMA): 169,415
  • Affiliate institution: 118,992
  • Life insurance company, credit union, mortgage bank, or finance company: 113,110
  • Other type of purchaser: 108,805
  • Commercial bank, savings bank or savings association: 84,640
  • Private securitization: 23,367
  • Farmer Mac (FAMC): 70