Oklahoma

Today's Oklahoma (OK) Mortgage Rates

Oklahoma (OK) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 818,613
  • Application denied by financial institution: 305,045
  • Loan purchased by the institution: 301,291
  • Application withdrawn by applicant: 138,230
  • Application approved but not accepted: 74,247
  • File closed for incompleteness: 37,401
  • Preapproval request denied by financial institution: 153
  • Preapproval request approved but not accepted: 42

  • Refinancing: 766,795
  • Home purchase: 736,635
  • Home improvement: 171,592

  • Conventional: 1,150,172
  • FHA-insured: 365,803
  • VA-guaranteed: 117,916
  • FSA/RHS-guaranteed: 41,131

  • White: 1,206,490
  • Not applicable: 147,865
  • Information not provided by applicant in mail, Internet, or telephone application: 136,257
  • American Indian or Alaska Native: 83,462
  • Black or African American: 68,800
  • Asian: 27,053
  • Native Hawaiian or Other Pacific Islander: 5,095

  • Not Hispanic or Latino: 1,319,430
  • Not applicable: 148,183
  • Information not provided by applicant in mail, Internet, or telephone application: 142,891
  • Hispanic or Latino: 64,518

  • Male: 1,036,118
  • Female: 414,625
  • Not applicable: 147,797
  • Information not provided by applicant in mail, Internet, or telephone application: 76,482

  • Department of Housing and Urban Development: 406,580
  • Office of the Comptroller of the Currency: 357,903
  • Consumer Financial Protection Bureau: 306,167
  • Federal Deposit Insurance Corporation: 232,720
  • Federal Reserve System: 156,711
  • National Credit Union Administration: 122,191
  • Office of Thrift Supervision: 92,750

  • Oklahoma County: 375,496
  • Tulsa County: 303,172
  • Cleveland County: 152,793
  • Canadian County: 82,748
  • Comanche County: 54,648
  • Rogers County: 47,496
  • Wagoner County: 42,832
  • Creek County: 31,779
  • Pottawatomie County: 29,385
  • Washington County: 25,989
  • Payne County: 25,410
  • Muskogee County: 25,224
  • Grady County: 25,189
  • Logan County: 23,495
  • Garfield County: 22,696
  • McClain County: 22,363
  • Stephens County: 20,074
  • Carter County: 18,428
  • Osage County: 18,007
  • Le Flore County: 17,061
  • Delaware County: 16,687
  • Sequoyah County: 15,495
  • Cherokee County: 14,876
  • Okmulgee County: 14,690
  • Pittsburg County: 14,612
  • Bryan County: 13,811
  • Lincoln County: 13,540
  • Pontotoc County: 13,538
  • Mayes County: 13,146
  • Kay County: 13,058
  • Jackson County: 9,405
  • Custer County: 8,898
  • Ottawa County: 8,459
  • Garvin County: 8,327
  • Unknown: 7,965
  • Beckham County: 7,133
  • Woodward County: 6,964
  • McIntosh County: 6,706
  • Kingfisher County: 6,317
  • Seminole County: 6,173
  • Caddo County: 6,147
  • Pawnee County: 5,897
  • Marshall County: 5,515
  • Adair County: 4,777
  • McCurtain County: 4,463
  • Murray County: 4,348
  • Craig County: 4,157
  • Texas County: 3,917
  • Nowata County: 3,380
  • Hughes County: 2,923
  • Washita County: 2,882
  • Johnston County: 2,869
  • Haskell County: 2,849
  • Love County: 2,765
  • Okfuskee County: 2,632
  • Choctaw County: 2,607
  • Noble County: 2,568
  • Atoka County: 2,334
  • Blaine County: 2,277
  • Kiowa County: 2,102
  • Woods County: 2,008
  • Tillman County: 1,998
  • Latimer County: 1,960
  • Cotton County: 1,569
  • Pushmataha County: 1,512
  • Major County: 1,365
  • Jefferson County: 1,219
  • Greer County: 1,057
  • Dewey County: 1,037
  • Beaver County: 898
  • Coal County: 891
  • Grant County: 864
  • Ellis County: 839
  • Alfalfa County: 696
  • Harper County: 599
  • Roger Mills County: 467
  • Harmon County: 323
  • Cimarron County: 226

  • Oklahoma City – OK: 694,482
  • Tulsa – OK: 462,853
  • Unknown: 430,557
  • Lawton – OK: 54,801
  • Fort Smith – AR, OK: 32,329

  • Unknown: 1,497,283
  • Credit history: 65,642
  • Debt-to-income ratio: 34,108
  • Collateral: 33,601
  • Credit application incomplete: 15,845
  • Other: 15,072
  • Unverifiable information: 6,618
  • Insufficient cash (downpayment, closing costs): 3,697
  • Employment history: 2,769
  • Mortgage insurance denied: 387

  • Not a HOEPA loan: 1,673,676
  • HOEPA loan: 1,346

  • Secured by a first lien: 1,213,993
  • Not applicable: 301,291
  • Secured by a subordinate lien: 88,990
  • Not secured by a lien: 70,748

  • Owner-occupied as a principal dwelling: 1,526,842
  • Not owner-occupied as a principal dwelling: 143,494
  • Not applicable: 4,686

  • One-to-four family dwelling (other than manufactured housing): 1,583,532
  • Manufactured housing: 88,845
  • Multifamily dwelling: 2,645

  • Loan was not originated or was not sold in calendar year covered by register: 898,754
  • Ginnie Mae (GNMA): 202,683
  • Fannie Mae (FNMA): 197,683
  • Freddie Mac (FHLMC): 101,417
  • Commercial bank, savings bank or savings association: 99,424
  • Life insurance company, credit union, mortgage bank, or finance company: 72,363
  • Affiliate institution: 53,974
  • Other type of purchaser: 44,372
  • Private securitization: 4,345
  • Farmer Mac (FAMC): 7