Oklahoma

Today's Oklahoma (OK) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # ML010655
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # ML010655
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Advantage One Mortgage
NMLS # 209266
State Lic # MB000183
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # MB000183
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
State Lic # MB000183
3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $570
Monthly Payment
$1,157.79

NEXT  

Home Point Financial
State Lic # MB000183
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Oklahoma (OK) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 818,613
  • Application denied by financial institution: 305,045
  • Loan purchased by the institution: 301,291
  • Application withdrawn by applicant: 138,230
  • Application approved but not accepted: 74,247
  • File closed for incompleteness: 37,401
  • Preapproval request denied by financial institution: 153
  • Preapproval request approved but not accepted: 42

  • Refinancing: 766,795
  • Home purchase: 736,635
  • Home improvement: 171,592

  • Conventional: 1,150,172
  • FHA-insured: 365,803
  • VA-guaranteed: 117,916
  • FSA/RHS-guaranteed: 41,131

  • White: 1,206,490
  • Not applicable: 147,865
  • Information not provided by applicant in mail, Internet, or telephone application: 136,257
  • American Indian or Alaska Native: 83,462
  • Black or African American: 68,800
  • Asian: 27,053
  • Native Hawaiian or Other Pacific Islander: 5,095

  • Not Hispanic or Latino: 1,319,430
  • Not applicable: 148,183
  • Information not provided by applicant in mail, Internet, or telephone application: 142,891
  • Hispanic or Latino: 64,518

  • Male: 1,036,118
  • Female: 414,625
  • Not applicable: 147,797
  • Information not provided by applicant in mail, Internet, or telephone application: 76,482

  • Department of Housing and Urban Development: 406,580
  • Office of the Comptroller of the Currency: 357,903
  • Consumer Financial Protection Bureau: 306,167
  • Federal Deposit Insurance Corporation: 232,720
  • Federal Reserve System: 156,711
  • National Credit Union Administration: 122,191
  • Office of Thrift Supervision: 92,750

  • Oklahoma County: 375,496
  • Tulsa County: 303,172
  • Cleveland County: 152,793
  • Canadian County: 82,748
  • Comanche County: 54,648
  • Rogers County: 47,496
  • Wagoner County: 42,832
  • Creek County: 31,779
  • Pottawatomie County: 29,385
  • Washington County: 25,989
  • Payne County: 25,410
  • Muskogee County: 25,224
  • Grady County: 25,189
  • Logan County: 23,495
  • Garfield County: 22,696
  • McClain County: 22,363
  • Stephens County: 20,074
  • Carter County: 18,428
  • Osage County: 18,007
  • Le Flore County: 17,061
  • Delaware County: 16,687
  • Sequoyah County: 15,495
  • Cherokee County: 14,876
  • Okmulgee County: 14,690
  • Pittsburg County: 14,612
  • Bryan County: 13,811
  • Lincoln County: 13,540
  • Pontotoc County: 13,538
  • Mayes County: 13,146
  • Kay County: 13,058
  • Jackson County: 9,405
  • Custer County: 8,898
  • Ottawa County: 8,459
  • Garvin County: 8,327
  • Unknown: 7,965
  • Beckham County: 7,133
  • Woodward County: 6,964
  • McIntosh County: 6,706
  • Kingfisher County: 6,317
  • Seminole County: 6,173
  • Caddo County: 6,147
  • Pawnee County: 5,897
  • Marshall County: 5,515
  • Adair County: 4,777
  • McCurtain County: 4,463
  • Murray County: 4,348
  • Craig County: 4,157
  • Texas County: 3,917
  • Nowata County: 3,380
  • Hughes County: 2,923
  • Washita County: 2,882
  • Johnston County: 2,869
  • Haskell County: 2,849
  • Love County: 2,765
  • Okfuskee County: 2,632
  • Choctaw County: 2,607
  • Noble County: 2,568
  • Atoka County: 2,334
  • Blaine County: 2,277
  • Kiowa County: 2,102
  • Woods County: 2,008
  • Tillman County: 1,998
  • Latimer County: 1,960
  • Cotton County: 1,569
  • Pushmataha County: 1,512
  • Major County: 1,365
  • Jefferson County: 1,219
  • Greer County: 1,057
  • Dewey County: 1,037
  • Beaver County: 898
  • Coal County: 891
  • Grant County: 864
  • Ellis County: 839
  • Alfalfa County: 696
  • Harper County: 599
  • Roger Mills County: 467
  • Harmon County: 323
  • Cimarron County: 226

  • Oklahoma City – OK: 694,482
  • Tulsa – OK: 462,853
  • Unknown: 430,557
  • Lawton – OK: 54,801
  • Fort Smith – AR, OK: 32,329

  • Unknown: 1,497,283
  • Credit history: 65,642
  • Debt-to-income ratio: 34,108
  • Collateral: 33,601
  • Credit application incomplete: 15,845
  • Other: 15,072
  • Unverifiable information: 6,618
  • Insufficient cash (downpayment, closing costs): 3,697
  • Employment history: 2,769
  • Mortgage insurance denied: 387

  • Not a HOEPA loan: 1,673,676
  • HOEPA loan: 1,346

  • Secured by a first lien: 1,213,993
  • Not applicable: 301,291
  • Secured by a subordinate lien: 88,990
  • Not secured by a lien: 70,748

  • Owner-occupied as a principal dwelling: 1,526,842
  • Not owner-occupied as a principal dwelling: 143,494
  • Not applicable: 4,686

  • One-to-four family dwelling (other than manufactured housing): 1,583,532
  • Manufactured housing: 88,845
  • Multifamily dwelling: 2,645

  • Loan was not originated or was not sold in calendar year covered by register: 898,754
  • Ginnie Mae (GNMA): 202,683
  • Fannie Mae (FNMA): 197,683
  • Freddie Mac (FHLMC): 101,417
  • Commercial bank, savings bank or savings association: 99,424
  • Life insurance company, credit union, mortgage bank, or finance company: 72,363
  • Affiliate institution: 53,974
  • Other type of purchaser: 44,372
  • Private securitization: 4,345
  • Farmer Mac (FAMC): 7