Today's Ohio (OH) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # SM.501717.000
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # SM.501717.000
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Financial One Mortgage Corporation
NMLS # 225713
State Lic # MB.801102.000
3.771% APR
3.750% RATE
0 Points
30 day lock
Fees: $653
Monthly Payment
$1,157.79

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # MBMB.850063.000
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # MBMB.850199.000
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Third Federal Savings and Loan
NMLS # 449401
State Lic # MBMB.850199.000
3.932% APR
3.890% RATE
0 Points
60 day lock
Fees: $1,258
Monthly Payment
$1,177.74

NEXT  

Ally Bank
NMLS # 181005
State Lic # MBMB.850199.000
4.154% APR
4.125% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,211.62

NEXT  

Northpointe Bank
State Lic # MBMB.850199.000
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Ohio (OH) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 2,465,682
  • Application denied by financial institution: 1,067,087
  • Loan purchased by the institution: 736,439
  • Application withdrawn by applicant: 386,066
  • Application approved but not accepted: 227,677
  • File closed for incompleteness: 124,925
  • Preapproval request denied by financial institution: 813
  • Preapproval request approved but not accepted: 33

  • Refinancing: 2,993,508
  • Home purchase: 1,677,332
  • Home improvement: 337,882

  • Conventional: 3,720,738
  • FHA-insured: 1,038,163
  • VA-guaranteed: 182,928
  • FSA/RHS-guaranteed: 66,893

  • White: 3,775,131
  • Information not provided by applicant in mail, Internet, or telephone application: 473,075
  • Not applicable: 376,533
  • Black or African American: 285,442
  • Asian: 74,587
  • American Indian or Alaska Native: 16,668
  • Native Hawaiian or Other Pacific Islander: 7,286

  • Not Hispanic or Latino: 4,083,368
  • Information not provided by applicant in mail, Internet, or telephone application: 474,170
  • Not applicable: 377,952
  • Hispanic or Latino: 73,232

  • Male: 3,044,980
  • Female: 1,293,952
  • Not applicable: 376,644
  • Information not provided by applicant in mail, Internet, or telephone application: 293,146

  • Consumer Financial Protection Bureau: 1,257,666
  • Office of the Comptroller of the Currency: 1,201,303
  • Department of Housing and Urban Development: 1,016,410
  • Federal Reserve System: 499,088
  • Office of Thrift Supervision: 459,052
  • Federal Deposit Insurance Corporation: 359,543
  • National Credit Union Administration: 215,660

  • Franklin County: 581,527
  • Cuyahoga County: 488,258
  • Hamilton County: 393,538
  • Summit County: 239,595
  • Montgomery County: 232,135
  • Butler County: 191,337
  • Lucas County: 163,223
  • Stark County: 156,409
  • Warren County: 148,607
  • Lorain County: 137,400
  • Delaware County: 135,656
  • Clermont County: 114,398
  • Lake County: 108,969
  • Medina County: 95,123
  • Licking County: 89,799
  • Mahoning County: 87,665
  • Greene County: 80,588
  • Fairfield County: 77,893
  • Trumbull County: 74,849
  • Portage County: 70,168
  • Clark County: 56,240
  • Wood County: 53,624
  • Miami County: 51,892
  • Geauga County: 46,310
  • Richland County: 42,684
  • Allen County: 39,842
  • Wayne County: 39,485
  • Columbiana County: 36,656
  • Ashtabula County: 35,888
  • Erie County: 33,311
  • Hancock County: 33,018
  • Union County: 32,054
  • Muskingum County: 29,319
  • Ross County: 26,050
  • Knox County: 25,923
  • Tuscarawas County: 25,792
  • Scioto County: 25,026
  • Pickaway County: 24,980
  • Lawrence County: 24,660
  • Belmont County: 23,412
  • Ottawa County: 22,698
  • Marion County: 22,140
  • Jefferson County: 21,990
  • Huron County: 21,322
  • Sandusky County: 20,221
  • Washington County: 20,201
  • Brown County: 19,879
  • Logan County: 19,155
  • Preble County: 19,026
  • Shelby County: 18,950
  • Ashland County: 18,950
  • Fulton County: 18,797
  • Madison County: 18,128
  • Auglaize County: 17,824
  • Seneca County: 17,681
  • Darke County: 17,320
  • Clinton County: 16,381
  • Highland County: 15,820
  • Champaign County: 15,793
  • Williams County: 15,701
  • Morrow County: 15,162
  • Defiance County: 15,035
  • Unknown: 12,869
  • Perry County: 12,456
  • Guernsey County: 12,257
  • Putnam County: 12,094
  • Crawford County: 11,443
  • Carroll County: 11,361
  • Hocking County: 10,638
  • Athens County: 10,196
  • Mercer County: 10,140
  • Fayette County: 9,916
  • Henry County: 9,910
  • Jackson County: 9,644
  • Van Wert County: 9,394
  • Gallia County: 9,134
  • Hardin County: 8,916
  • Coshocton County: 8,813
  • Wyandot County: 7,983
  • Adams County: 7,853
  • Pike County: 7,008
  • Holmes County: 6,985
  • Paulding County: 6,351
  • Harrison County: 4,874
  • Meigs County: 4,484
  • Monroe County: 3,548
  • Morgan County: 3,120
  • Vinton County: 3,034
  • Noble County: 2,824

  • Columbus – OH: 978,606
  • Unknown: 759,904
  • Cincinnati, Middletown – OH, KY, IN: 730,145
  • Cleveland, Elyria, Mentor – OH: 724,711
  • Dayton – OH: 380,337
  • Akron – OH: 309,473
  • Toledo – OH: 254,108
  • Canton, Massillon – OH: 167,589
  • Youngstown, Warren, Boardman – OH, PA: 162,361
  • Cleveland, Elyria – OH: 150,447
  • Cincinnati – OH, KY, IN: 137,149
  • Springfield – OH: 56,229
  • Mansfield – OH: 42,613
  • Lima – OH: 39,811
  • Sandusky – OH: 28,166
  • Huntington, Ashland – WV, KY, OH: 24,601
  • Wheeling – WV, OH: 23,382
  • Parkersburg, Marietta, Vienna – WV, OH: 17,110
  • Weirton, Steubenville – WV, OH: 13,351
  • Steubenville, Weirton – OH, WV: 8,629

  • Unknown: 4,184,037
  • Credit history: 250,248
  • Collateral: 208,741
  • Debt-to-income ratio: 151,292
  • Credit application incomplete: 94,416
  • Other: 72,687
  • Unverifiable information: 20,084
  • Insufficient cash (downpayment, closing costs): 17,751
  • Employment history: 7,979
  • Mortgage insurance denied: 1,487

  • Not a HOEPA loan: 5,007,658
  • HOEPA loan: 1,064

  • Secured by a first lien: 3,914,875
  • Not applicable: 736,439
  • Secured by a subordinate lien: 241,502
  • Not secured by a lien: 115,906

  • Owner-occupied as a principal dwelling: 4,674,010
  • Not owner-occupied as a principal dwelling: 321,187
  • Not applicable: 13,525

  • One-to-four family dwelling (other than manufactured housing): 4,925,289
  • Manufactured housing: 72,959
  • Multifamily dwelling: 10,474

  • Loan was not originated or was not sold in calendar year covered by register: 2,721,995
  • Fannie Mae (FNMA): 586,983
  • Freddie Mac (FHLMC): 495,083
  • Ginnie Mae (GNMA): 454,699
  • Affiliate institution: 221,006
  • Other type of purchaser: 219,232
  • Commercial bank, savings bank or savings association: 153,608
  • Life insurance company, credit union, mortgage bank, or finance company: 132,200
  • Private securitization: 23,760
  • Farmer Mac (FAMC): 156