New Hampshire (NH) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 350,192
- Loan purchased by the institution: 139,565
- Application denied by financial institution: 130,664
- Application withdrawn by applicant: 69,624
- Application approved but not accepted: 33,585
- File closed for incompleteness: 22,688
- Preapproval request approved but not accepted: 438
- Preapproval request denied by financial institution: 261
- Refinancing: 467,897
- Home purchase: 229,286
- Home improvement: 49,834
- Conventional: 600,836
- FHA-insured: 105,638
- VA-guaranteed: 27,934
- FSA/RHS-guaranteed: 12,609
- White: 573,192
- Information not provided by applicant in mail, Internet, or telephone application: 82,712
- Not applicable: 72,781
- Asian: 11,401
- Black or African American: 3,949
- American Indian or Alaska Native: 2,048
- Native Hawaiian or Other Pacific Islander: 934
- Not Hispanic or Latino: 579,222
- Information not provided by applicant in mail, Internet, or telephone application: 85,351
- Not applicable: 72,899
- Hispanic or Latino: 9,545
- Male: 440,910
- Female: 180,443
- Not applicable: 72,796
- Information not provided by applicant in mail, Internet, or telephone application: 52,868
- Department of Housing and Urban Development: 231,486
- Office of the Comptroller of the Currency: 156,875
- Consumer Financial Protection Bureau: 143,182
- National Credit Union Administration: 63,945
- Federal Deposit Insurance Corporation: 60,624
- Office of Thrift Supervision: 54,041
- Federal Reserve System: 36,864
- Hillsborough County: 232,770
- Rockingham County: 207,387
- Merrimack County: 77,187
- Strafford County: 65,861
- Belknap County: 36,022
- Grafton County: 32,982
- Carroll County: 32,728
- Cheshire County: 32,619
- Sullivan County: 15,857
- Coos County: 11,533
- Unknown: 2,071
- Rockingham County, Strafford County – NH: 271,952
- Unknown: 242,615
- Manchester, Nashua – NH: 232,450
- Unknown: 658,324
- Collateral: 26,107
- Debt-to-income ratio: 20,352
- Credit history: 18,396
- Other: 9,551
- Credit application incomplete: 8,568
- Unverifiable information: 2,758
- Insufficient cash (downpayment, closing costs): 1,523
- Employment history: 1,140
- Mortgage insurance denied: 298
- Not a HOEPA loan: 746,939
- HOEPA loan: 78
- Secured by a first lien: 558,745
- Not applicable: 139,565
- Secured by a subordinate lien: 37,233
- Not secured by a lien: 11,474
- Owner-occupied as a principal dwelling: 676,778
- Not owner-occupied as a principal dwelling: 66,914
- Not applicable: 3,325
- One-to-four family dwelling (other than manufactured housing): 730,739
- Manufactured housing: 14,274
- Multifamily dwelling: 2,004
- Loan was not originated or was not sold in calendar year covered by register: 377,675
- Fannie Mae (FNMA): 104,156
- Freddie Mac (FHLMC): 73,871
- Commercial bank, savings bank or savings association: 50,021
- Ginnie Mae (GNMA): 47,559
- Affiliate institution: 38,508
- Life insurance company, credit union, mortgage bank, or finance company: 29,049
- Other type of purchaser: 22,797
- Private securitization: 3,381
