New Hampshire

Today's New Hampshire (NH) Mortgage Rates

New Hampshire (NH) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 350,192
  • Loan purchased by the institution: 139,565
  • Application denied by financial institution: 130,664
  • Application withdrawn by applicant: 69,624
  • Application approved but not accepted: 33,585
  • File closed for incompleteness: 22,688
  • Preapproval request approved but not accepted: 438
  • Preapproval request denied by financial institution: 261

  • Refinancing: 467,897
  • Home purchase: 229,286
  • Home improvement: 49,834

  • Conventional: 600,836
  • FHA-insured: 105,638
  • VA-guaranteed: 27,934
  • FSA/RHS-guaranteed: 12,609

  • White: 573,192
  • Information not provided by applicant in mail, Internet, or telephone application: 82,712
  • Not applicable: 72,781
  • Asian: 11,401
  • Black or African American: 3,949
  • American Indian or Alaska Native: 2,048
  • Native Hawaiian or Other Pacific Islander: 934

  • Not Hispanic or Latino: 579,222
  • Information not provided by applicant in mail, Internet, or telephone application: 85,351
  • Not applicable: 72,899
  • Hispanic or Latino: 9,545

  • Male: 440,910
  • Female: 180,443
  • Not applicable: 72,796
  • Information not provided by applicant in mail, Internet, or telephone application: 52,868

  • Department of Housing and Urban Development: 231,486
  • Office of the Comptroller of the Currency: 156,875
  • Consumer Financial Protection Bureau: 143,182
  • National Credit Union Administration: 63,945
  • Federal Deposit Insurance Corporation: 60,624
  • Office of Thrift Supervision: 54,041
  • Federal Reserve System: 36,864

  • Hillsborough County: 232,770
  • Rockingham County: 207,387
  • Merrimack County: 77,187
  • Strafford County: 65,861
  • Belknap County: 36,022
  • Grafton County: 32,982
  • Carroll County: 32,728
  • Cheshire County: 32,619
  • Sullivan County: 15,857
  • Coos County: 11,533
  • Unknown: 2,071

  • Rockingham County, Strafford County – NH: 271,952
  • Unknown: 242,615
  • Manchester, Nashua – NH: 232,450

  • Unknown: 658,324
  • Collateral: 26,107
  • Debt-to-income ratio: 20,352
  • Credit history: 18,396
  • Other: 9,551
  • Credit application incomplete: 8,568
  • Unverifiable information: 2,758
  • Insufficient cash (downpayment, closing costs): 1,523
  • Employment history: 1,140
  • Mortgage insurance denied: 298

  • Not a HOEPA loan: 746,939
  • HOEPA loan: 78

  • Secured by a first lien: 558,745
  • Not applicable: 139,565
  • Secured by a subordinate lien: 37,233
  • Not secured by a lien: 11,474

  • Owner-occupied as a principal dwelling: 676,778
  • Not owner-occupied as a principal dwelling: 66,914
  • Not applicable: 3,325

  • One-to-four family dwelling (other than manufactured housing): 730,739
  • Manufactured housing: 14,274
  • Multifamily dwelling: 2,004

  • Loan was not originated or was not sold in calendar year covered by register: 377,675
  • Fannie Mae (FNMA): 104,156
  • Freddie Mac (FHLMC): 73,871
  • Commercial bank, savings bank or savings association: 50,021
  • Ginnie Mae (GNMA): 47,559
  • Affiliate institution: 38,508
  • Life insurance company, credit union, mortgage bank, or finance company: 29,049
  • Other type of purchaser: 22,797
  • Private securitization: 3,381