Nevada

Today's Nevada (NV) Mortgage Rates


EverBank
NMLS # 399805
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

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3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

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3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $582
Monthly Payment
$1,157.79

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Ally Bank
NMLS # 181005
4.154% APR
4.125% RATE
0 Points
45 day lock
Fees: $870
Monthly Payment
$1,211.62

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3.833% APR
3.800% RATE
0 Points
30 day lock
Fees: $1,004
Monthly Payment
$1,164.89

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QuickenLoans
NMLS # 3030
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Pinnacle Mortgage Solutions
NMLS # 1188467
State Lic # 4125
3.765% APR
3.750% RATE
0 Points
46 day lock
Fees: $460
Monthly Payment
$1,157.79

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Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Nevada (NV) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 666,427
  • Loan purchased by the institution: 311,264
  • Application denied by financial institution: 265,808
  • Application withdrawn by applicant: 134,472
  • Application approved but not accepted: 72,634
  • File closed for incompleteness: 38,033
  • Preapproval request denied by financial institution: 500
  • Preapproval request approved but not accepted: 81

  • Home purchase: 720,742
  • Refinancing: 712,985
  • Home improvement: 55,492

  • Conventional: 1,016,459
  • FHA-insured: 358,559
  • VA-guaranteed: 104,815
  • FSA/RHS-guaranteed: 9,386

  • White: 983,577
  • Information not provided by applicant in mail, Internet, or telephone application: 165,986
  • Not applicable: 140,598
  • Asian: 110,328
  • Black or African American: 56,840
  • Native Hawaiian or Other Pacific Islander: 19,863
  • American Indian or Alaska Native: 12,027

  • Not Hispanic or Latino: 998,837
  • Hispanic or Latino: 195,208
  • Information not provided by applicant in mail, Internet, or telephone application: 154,095
  • Not applicable: 141,079

  • Male: 872,203
  • Female: 388,532
  • Not applicable: 140,694
  • Information not provided by applicant in mail, Internet, or telephone application: 87,790

  • Department of Housing and Urban Development: 546,016
  • Consumer Financial Protection Bureau: 316,674
  • Office of the Comptroller of the Currency: 314,987
  • Office of Thrift Supervision: 131,074
  • Federal Reserve System: 103,164
  • National Credit Union Administration: 42,933
  • Federal Deposit Insurance Corporation: 34,371

  • Clark County: 1,092,530
  • Washoe County: 230,323
  • Lyon County: 31,183
  • Douglas County: 30,819
  • Elko County: 24,984
  • Carson City: 22,499
  • Nye County: 20,903
  • Churchill County: 10,315
  • Humboldt County: 7,115
  • Unknown: 6,057
  • White Pine County: 3,055
  • Storey County: 2,935
  • Lander County: 2,196
  • Pershing County: 1,487
  • Lincoln County: 1,448
  • Mineral County: 839
  • Eureka County: 430
  • Esmeralda County: 101

  • Las Vegas, Paradise – NV: 889,907
  • Las Vegas, Henderson, Paradise – NV: 201,658
  • Reno, Sparks – NV: 186,744
  • Unknown: 141,994
  • Reno – NV: 46,430
  • Carson City – NV: 22,486

  • Unknown: 1,286,938
  • Collateral: 49,139
  • Debt-to-income ratio: 42,460
  • Credit history: 42,046
  • Other: 28,601
  • Credit application incomplete: 20,701
  • Unverifiable information: 11,575
  • Insufficient cash (downpayment, closing costs): 4,436
  • Employment history: 3,023
  • Mortgage insurance denied: 300

  • Not a HOEPA loan: 1,489,170
  • HOEPA loan: 49

  • Secured by a first lien: 1,099,555
  • Not applicable: 311,264
  • Secured by a subordinate lien: 62,439
  • Not secured by a lien: 15,961

  • Owner-occupied as a principal dwelling: 1,260,530
  • Not owner-occupied as a principal dwelling: 224,357
  • Not applicable: 4,332

  • One-to-four family dwelling (other than manufactured housing): 1,453,294
  • Manufactured housing: 34,219
  • Multifamily dwelling: 1,706

  • Loan was not originated or was not sold in calendar year covered by register: 687,595
  • Fannie Mae (FNMA): 210,882
  • Ginnie Mae (GNMA): 187,526
  • Freddie Mac (FHLMC): 114,156
  • Other type of purchaser: 82,471
  • Affiliate institution: 73,503
  • Commercial bank, savings bank or savings association: 63,925
  • Life insurance company, credit union, mortgage bank, or finance company: 52,223
  • Private securitization: 16,928
  • Farmer Mac (FAMC): 10