Nebraska

Today's Nebraska (NE) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.913% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,150
Monthly Payment
$1,175.59

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 1994
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 2122
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # NE66247
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # NE66247
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Northpointe Bank
State Lic # NE66247
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
State Lic # NE66247
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Nebraska (NE) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 482,934
  • Loan purchased by the institution: 160,278
  • Application denied by financial institution: 120,076
  • Application withdrawn by applicant: 63,755
  • Application approved but not accepted: 33,748
  • File closed for incompleteness: 15,512
  • Preapproval request denied by financial institution: 11
  • Preapproval request approved but not accepted: 1

  • Refinancing: 493,316
  • Home purchase: 313,687
  • Home improvement: 69,312

  • Conventional: 651,010
  • FHA-insured: 157,404
  • VA-guaranteed: 54,312
  • FSA/RHS-guaranteed: 13,589

  • White: 679,128
  • Not applicable: 97,489
  • Information not provided by applicant in mail, Internet, or telephone application: 66,067
  • Black or African American: 17,239
  • Asian: 11,453
  • American Indian or Alaska Native: 3,579
  • Native Hawaiian or Other Pacific Islander: 1,360

  • Not Hispanic or Latino: 679,463
  • Not applicable: 97,582
  • Information not provided by applicant in mail, Internet, or telephone application: 65,570
  • Hispanic or Latino: 33,700

  • Male: 541,302
  • Female: 192,881
  • Not applicable: 97,488
  • Information not provided by applicant in mail, Internet, or telephone application: 44,644

  • Office of the Comptroller of the Currency: 245,637
  • Consumer Financial Protection Bureau: 199,274
  • Federal Deposit Insurance Corporation: 137,358
  • Department of Housing and Urban Development: 133,723
  • Office of Thrift Supervision: 63,761
  • Federal Reserve System: 55,868
  • National Credit Union Administration: 40,694

  • Douglas County: 301,744
  • Lancaster County: 175,089
  • Sarpy County: 116,316
  • Hall County: 19,431
  • Cass County: 17,723
  • Buffalo County: 16,429
  • Lincoln County: 14,157
  • Dodge County: 12,323
  • Saunders County: 11,628
  • Washington County: 11,542
  • Platte County: 11,302
  • Scotts Bluff County: 10,455
  • Adams County: 10,016
  • Madison County: 9,486
  • Gage County: 9,015
  • Seward County: 8,544
  • Dakota County: 7,479
  • Otoe County: 7,092
  • Dawson County: 6,779
  • Saline County: 5,103
  • Cheyenne County: 3,990
  • Hamilton County: 3,910
  • York County: 3,840
  • Keith County: 3,530
  • Box Butte County: 3,476
  • Butler County: 3,290
  • Red Willow County: 2,993
  • Phelps County: 2,940
  • Holt County: 2,587
  • Merrick County: 2,582
  • Burt County: 2,564
  • Colfax County: 2,505
  • Dawes County: 2,306
  • Jefferson County: 2,096
  • Howard County: 2,052
  • Nemaha County: 2,028
  • Cuming County: 1,995
  • Unknown: 1,985
  • Custer County: 1,938
  • Kearney County: 1,911
  • Dixon County: 1,874
  • Wayne County: 1,828
  • Richardson County: 1,764
  • Cherry County: 1,751
  • Cedar County: 1,741
  • Pierce County: 1,729
  • Stanton County: 1,662
  • Clay County: 1,616
  • Knox County: 1,589
  • Polk County: 1,461
  • Johnson County: 1,457
  • Kimball County: 1,211
  • Chase County: 1,209
  • Fillmore County: 1,140
  • Morrill County: 1,072
  • Antelope County: 1,055
  • Boone County: 995
  • Sheridan County: 988
  • Furnas County: 883
  • Perkins County: 830
  • Valley County: 821
  • Gosper County: 817
  • Thayer County: 752
  • Nuckolls County: 724
  • Nance County: 712
  • Harlan County: 639
  • Deuel County: 637
  • Webster County: 623
  • Thurston County: 601
  • Pawnee County: 554
  • Frontier County: 541
  • Hitchcock County: 519
  • Sherman County: 517
  • Brown County: 515
  • Franklin County: 479
  • Garfield County: 448
  • Garden County: 357
  • Greeley County: 293
  • Dundy County: 287
  • Sioux County: 163
  • Logan County: 151
  • Thomas County: 149
  • Rock County: 135
  • Boyd County: 135
  • Hooker County: 134
  • Loup County: 119
  • Hayes County: 101
  • Banner County: 70
  • Grant County: 62
  • McPherson County: 58
  • Wheeler County: 51
  • Keya Paha County: 51
  • Blaine County: 38
  • Arthur County: 36

  • Omaha, Council Bluffs – NE, IA: 458,664
  • Unknown: 219,054
  • Lincoln – NE: 183,061
  • Sioux City – IA, NE, SD: 9,353
  • Grand Island – NE: 6,183

  • Unknown: 797,619
  • Credit history: 25,530
  • Collateral: 18,462
  • Debt-to-income ratio: 16,600
  • Other: 7,688
  • Credit application incomplete: 5,388
  • Unverifiable information: 2,266
  • Insufficient cash (downpayment, closing costs): 1,499
  • Employment history: 1,123
  • Mortgage insurance denied: 140

  • Not a HOEPA loan: 875,465
  • HOEPA loan: 850

  • Secured by a first lien: 638,378
  • Not applicable: 160,278
  • Secured by a subordinate lien: 54,372
  • Not secured by a lien: 23,287

  • Owner-occupied as a principal dwelling: 811,943
  • Not owner-occupied as a principal dwelling: 60,763
  • Not applicable: 3,609

  • One-to-four family dwelling (other than manufactured housing): 866,516
  • Manufactured housing: 6,777
  • Multifamily dwelling: 3,022

  • Loan was not originated or was not sold in calendar year covered by register: 400,944
  • Fannie Mae (FNMA): 151,582
  • Ginnie Mae (GNMA): 94,064
  • Freddie Mac (FHLMC): 76,080
  • Commercial bank, savings bank or savings association: 58,182
  • Life insurance company, credit union, mortgage bank, or finance company: 37,627
  • Other type of purchaser: 33,409
  • Affiliate institution: 22,664
  • Private securitization: 1,739
  • Farmer Mac (FAMC): 24