Nebraska

Today's Nebraska (NE) Mortgage Rates

Nebraska (NE) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 482,934
  • Loan purchased by the institution: 160,278
  • Application denied by financial institution: 120,076
  • Application withdrawn by applicant: 63,755
  • Application approved but not accepted: 33,748
  • File closed for incompleteness: 15,512
  • Preapproval request denied by financial institution: 11
  • Preapproval request approved but not accepted: 1

  • Refinancing: 493,316
  • Home purchase: 313,687
  • Home improvement: 69,312

  • Conventional: 651,010
  • FHA-insured: 157,404
  • VA-guaranteed: 54,312
  • FSA/RHS-guaranteed: 13,589

  • White: 679,128
  • Not applicable: 97,489
  • Information not provided by applicant in mail, Internet, or telephone application: 66,067
  • Black or African American: 17,239
  • Asian: 11,453
  • American Indian or Alaska Native: 3,579
  • Native Hawaiian or Other Pacific Islander: 1,360

  • Not Hispanic or Latino: 679,463
  • Not applicable: 97,582
  • Information not provided by applicant in mail, Internet, or telephone application: 65,570
  • Hispanic or Latino: 33,700

  • Male: 541,302
  • Female: 192,881
  • Not applicable: 97,488
  • Information not provided by applicant in mail, Internet, or telephone application: 44,644

  • Office of the Comptroller of the Currency: 245,637
  • Consumer Financial Protection Bureau: 199,274
  • Federal Deposit Insurance Corporation: 137,358
  • Department of Housing and Urban Development: 133,723
  • Office of Thrift Supervision: 63,761
  • Federal Reserve System: 55,868
  • National Credit Union Administration: 40,694

  • Douglas County: 301,744
  • Lancaster County: 175,089
  • Sarpy County: 116,316
  • Hall County: 19,431
  • Cass County: 17,723
  • Buffalo County: 16,429
  • Lincoln County: 14,157
  • Dodge County: 12,323
  • Saunders County: 11,628
  • Washington County: 11,542
  • Platte County: 11,302
  • Scotts Bluff County: 10,455
  • Adams County: 10,016
  • Madison County: 9,486
  • Gage County: 9,015
  • Seward County: 8,544
  • Dakota County: 7,479
  • Otoe County: 7,092
  • Dawson County: 6,779
  • Saline County: 5,103
  • Cheyenne County: 3,990
  • Hamilton County: 3,910
  • York County: 3,840
  • Keith County: 3,530
  • Box Butte County: 3,476
  • Butler County: 3,290
  • Red Willow County: 2,993
  • Phelps County: 2,940
  • Holt County: 2,587
  • Merrick County: 2,582
  • Burt County: 2,564
  • Colfax County: 2,505
  • Dawes County: 2,306
  • Jefferson County: 2,096
  • Howard County: 2,052
  • Nemaha County: 2,028
  • Cuming County: 1,995
  • Unknown: 1,985
  • Custer County: 1,938
  • Kearney County: 1,911
  • Dixon County: 1,874
  • Wayne County: 1,828
  • Richardson County: 1,764
  • Cherry County: 1,751
  • Cedar County: 1,741
  • Pierce County: 1,729
  • Stanton County: 1,662
  • Clay County: 1,616
  • Knox County: 1,589
  • Polk County: 1,461
  • Johnson County: 1,457
  • Kimball County: 1,211
  • Chase County: 1,209
  • Fillmore County: 1,140
  • Morrill County: 1,072
  • Antelope County: 1,055
  • Boone County: 995
  • Sheridan County: 988
  • Furnas County: 883
  • Perkins County: 830
  • Valley County: 821
  • Gosper County: 817
  • Thayer County: 752
  • Nuckolls County: 724
  • Nance County: 712
  • Harlan County: 639
  • Deuel County: 637
  • Webster County: 623
  • Thurston County: 601
  • Pawnee County: 554
  • Frontier County: 541
  • Hitchcock County: 519
  • Sherman County: 517
  • Brown County: 515
  • Franklin County: 479
  • Garfield County: 448
  • Garden County: 357
  • Greeley County: 293
  • Dundy County: 287
  • Sioux County: 163
  • Logan County: 151
  • Thomas County: 149
  • Rock County: 135
  • Boyd County: 135
  • Hooker County: 134
  • Loup County: 119
  • Hayes County: 101
  • Banner County: 70
  • Grant County: 62
  • McPherson County: 58
  • Wheeler County: 51
  • Keya Paha County: 51
  • Blaine County: 38
  • Arthur County: 36

  • Omaha, Council Bluffs – NE, IA: 458,664
  • Unknown: 219,054
  • Lincoln – NE: 183,061
  • Sioux City – IA, NE, SD: 9,353
  • Grand Island – NE: 6,183

  • Unknown: 797,619
  • Credit history: 25,530
  • Collateral: 18,462
  • Debt-to-income ratio: 16,600
  • Other: 7,688
  • Credit application incomplete: 5,388
  • Unverifiable information: 2,266
  • Insufficient cash (downpayment, closing costs): 1,499
  • Employment history: 1,123
  • Mortgage insurance denied: 140

  • Not a HOEPA loan: 875,465
  • HOEPA loan: 850

  • Secured by a first lien: 638,378
  • Not applicable: 160,278
  • Secured by a subordinate lien: 54,372
  • Not secured by a lien: 23,287

  • Owner-occupied as a principal dwelling: 811,943
  • Not owner-occupied as a principal dwelling: 60,763
  • Not applicable: 3,609

  • One-to-four family dwelling (other than manufactured housing): 866,516
  • Manufactured housing: 6,777
  • Multifamily dwelling: 3,022

  • Loan was not originated or was not sold in calendar year covered by register: 400,944
  • Fannie Mae (FNMA): 151,582
  • Ginnie Mae (GNMA): 94,064
  • Freddie Mac (FHLMC): 76,080
  • Commercial bank, savings bank or savings association: 58,182
  • Life insurance company, credit union, mortgage bank, or finance company: 37,627
  • Other type of purchaser: 33,409
  • Affiliate institution: 22,664
  • Private securitization: 1,739
  • Farmer Mac (FAMC): 24