Montana

Today's Montana (MT) Mortgage Rates


Flagstar Bank
NMLS # 417490
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  
3.758% APR
3.750% RATE
0 Points
30 day lock
Fees: $257
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

EverBank
NMLS # 399805
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Montana (MT) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 254,077
  • Loan purchased by the institution: 100,304
  • Application denied by financial institution: 73,368
  • Application withdrawn by applicant: 42,818
  • Application approved but not accepted: 20,087
  • File closed for incompleteness: 9,692
  • Preapproval request denied by financial institution: 29
  • Preapproval request approved but not accepted: 1

  • Refinancing: 290,463
  • Home purchase: 176,126
  • Home improvement: 33,787

  • Conventional: 380,097
  • FHA-insured: 70,224
  • VA-guaranteed: 33,635
  • FSA/RHS-guaranteed: 16,420

  • White: 405,901
  • Not applicable: 54,592
  • Information not provided by applicant in mail, Internet, or telephone application: 30,261
  • American Indian or Alaska Native: 5,773
  • Asian: 2,007
  • Black or African American: 1,063
  • Native Hawaiian or Other Pacific Islander: 779

  • Not Hispanic or Latino: 408,909
  • Not applicable: 54,638
  • Information not provided by applicant in mail, Internet, or telephone application: 30,755
  • Hispanic or Latino: 6,074

  • Male: 314,959
  • Female: 110,695
  • Not applicable: 54,592
  • Information not provided by applicant in mail, Internet, or telephone application: 20,130

  • Office of the Comptroller of the Currency: 111,142
  • Consumer Financial Protection Bureau: 99,803
  • Department of Housing and Urban Development: 92,819
  • Federal Reserve System: 84,943
  • Federal Deposit Insurance Corporation: 65,468
  • Office of Thrift Supervision: 27,633
  • National Credit Union Administration: 18,568

  • Yellowstone County: 96,107
  • Missoula County: 61,542
  • Gallatin County: 55,987
  • Cascade County: 50,270
  • Flathead County: 49,522
  • Lewis and Clark County: 34,785
  • Ravalli County: 24,275
  • Silver Bow County: 12,590
  • Lake County: 11,343
  • Park County: 7,986
  • Lincoln County: 6,661
  • Carbon County: 6,269
  • Jefferson County: 6,189
  • Stillwater County: 5,255
  • Hill County: 5,122
  • Custer County: 5,057
  • Sanders County: 4,801
  • Richland County: 4,260
  • Madison County: 4,149
  • Fergus County: 4,116
  • Deer Lodge County: 3,237
  • Dawson County: 3,232
  • Beaverhead County: 3,085
  • Broadwater County: 2,413
  • Teton County: 2,342
  • Rosebud County: 2,229
  • Mineral County: 2,100
  • Pondera County: 2,007
  • Glacier County: 1,952
  • Valley County: 1,902
  • Musselshell County: 1,859
  • Big Horn County: 1,845
  • Powell County: 1,513
  • Sweet Grass County: 1,479
  • Chouteau County: 1,314
  • Granite County: 1,287
  • Toole County: 1,270
  • Roosevelt County: 1,023
  • Sheridan County: 976
  • Phillips County: 895
  • Fallon County: 835
  • Blaine County: 727
  • Unknown: 658
  • Meagher County: 564
  • Judith Basin County: 436
  • Daniels County: 422
  • Wheatland County: 386
  • Prairie County: 316
  • Powder River County: 265
  • Liberty County: 264
  • Golden Valley County: 258
  • Treasure County: 245
  • McCone County: 242
  • Wibaux County: 185
  • Garfield County: 163
  • Carter County: 119
  • Petroleum County: 45

  • Unknown: 286,372
  • Billings – MT: 102,275
  • Missoula – MT: 61,488
  • Great Falls – MT: 50,241

  • Unknown: 452,641
  • Collateral: 12,397
  • Debt-to-income ratio: 10,208
  • Credit history: 9,668
  • Other: 7,301
  • Credit application incomplete: 4,537
  • Unverifiable information: 1,988
  • Insufficient cash (downpayment, closing costs): 799
  • Employment history: 783
  • Mortgage insurance denied: 54

  • Not a HOEPA loan: 499,928
  • HOEPA loan: 448

  • Secured by a first lien: 369,253
  • Not applicable: 100,304
  • Secured by a subordinate lien: 22,564
  • Not secured by a lien: 8,255

  • Owner-occupied as a principal dwelling: 441,416
  • Not owner-occupied as a principal dwelling: 56,558
  • Not applicable: 2,402

  • One-to-four family dwelling (other than manufactured housing): 475,141
  • Manufactured housing: 24,184
  • Multifamily dwelling: 1,051

  • Loan was not originated or was not sold in calendar year covered by register: 217,150
  • Fannie Mae (FNMA): 95,612
  • Freddie Mac (FHLMC): 49,645
  • Ginnie Mae (GNMA): 45,210
  • Commercial bank, savings bank or savings association: 30,691
  • Other type of purchaser: 22,944
  • Affiliate institution: 18,807
  • Life insurance company, credit union, mortgage bank, or finance company: 18,324
  • Private securitization: 1,982
  • Farmer Mac (FAMC): 11