Missouri

Today's Missouri (MO) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 15-2161
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Triumph Bank Home Loans
NMLS # 258821
State Lic # 15-2161
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Community Mortgage, LLC
NMLS # 293918
State Lic # 16-1656.3
4.012% APR
4.000% RATE
0 Points
30 day lock
Fees: $354
Monthly Payment
$1,193.54

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 16-1656.3
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247 Cardinal Financial
State Lic # 15-2210
3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $582
Monthly Payment
$1,157.79

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 14-1636
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Ally Bank
NMLS # 181005
State Lic # 14-1636
4.154% APR
4.125% RATE
0 Points
45 day lock
Fees: $870
Monthly Payment
$1,211.62

NEXT  

Reliance Bank
NMLS # 729615
State Lic # 14-1636
3.903% APR
3.875% RATE
0 Points
45 day lock
Fees: $857
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Missouri (MO) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,587,902
  • Loan purchased by the institution: 681,030
  • Application denied by financial institution: 511,652
  • Application withdrawn by applicant: 273,370
  • Application approved but not accepted: 133,106
  • File closed for incompleteness: 82,483
  • Preapproval request denied by financial institution: 299
  • Preapproval request approved but not accepted: 84

  • Refinancing: 1,979,133
  • Home purchase: 1,119,364
  • Home improvement: 171,429

  • Conventional: 2,407,914
  • FHA-insured: 646,106
  • VA-guaranteed: 137,824
  • FSA/RHS-guaranteed: 78,082

  • White: 2,366,125
  • Not applicable: 385,468
  • Information not provided by applicant in mail, Internet, or telephone application: 289,143
  • Black or African American: 169,233
  • Asian: 42,117
  • American Indian or Alaska Native: 12,555
  • Native Hawaiian or Other Pacific Islander: 5,285

  • Not Hispanic or Latino: 2,540,028
  • Not applicable: 386,154
  • Information not provided by applicant in mail, Internet, or telephone application: 294,627
  • Hispanic or Latino: 49,117

  • Male: 1,931,370
  • Female: 774,273
  • Not applicable: 385,470
  • Information not provided by applicant in mail, Internet, or telephone application: 178,813

  • Office of the Comptroller of the Currency: 785,719
  • Department of Housing and Urban Development: 759,235
  • Consumer Financial Protection Bureau: 661,664
  • Federal Deposit Insurance Corporation: 414,162
  • Federal Reserve System: 298,681
  • Office of Thrift Supervision: 248,181
  • National Credit Union Administration: 102,284

  • St. Louis County: 690,995
  • Jackson County: 363,554
  • St. Charles County: 311,711
  • Jefferson County: 164,129
  • St. Louis city: 162,635
  • Greene County: 156,855
  • Clay County: 149,302
  • Boone County: 83,548
  • Cass County: 64,875
  • Platte County: 62,266
  • Franklin County: 61,936
  • Christian County: 56,337
  • Jasper County: 54,746
  • Buchanan County: 38,645
  • Cole County: 37,722
  • Camden County: 36,839
  • Cape Girardeau County: 35,311
  • Lincoln County: 34,656
  • St. Francois County: 28,160
  • Taney County: 26,967
  • Newton County: 26,312
  • Johnson County: 25,421
  • Warren County: 22,893
  • Pulaski County: 22,688
  • Stone County: 21,319
  • Callaway County: 20,354
  • Webster County: 19,691
  • Lawrence County: 15,797
  • Lafayette County: 15,563
  • Pettis County: 14,113
  • Polk County: 13,938
  • Scott County: 13,824
  • Phelps County: 13,096
  • Barry County: 12,583
  • Butler County: 12,537
  • Laclede County: 12,324
  • Clinton County: 12,138
  • Ray County: 11,445
  • Crawford County: 11,005
  • Howell County: 10,440
  • Henry County: 10,117
  • Morgan County: 10,104
  • Unknown: 9,224
  • Andrew County: 8,967
  • Miller County: 8,956
  • Washington County: 8,748
  • Marion County: 8,708
  • Perry County: 8,589
  • Ste. Genevieve County: 8,472
  • Saline County: 8,410
  • Stoddard County: 8,094
  • Benton County: 7,830
  • Texas County: 7,565
  • McDonald County: 7,412
  • Nodaway County: 7,249
  • Cooper County: 6,629
  • Dallas County: 6,492
  • Gasconade County: 6,447
  • Randolph County: 6,373
  • Audrain County: 6,264
  • Wright County: 6,127
  • Pike County: 6,016
  • Osage County: 5,949
  • Moniteau County: 5,871
  • Vernon County: 5,801
  • Bates County: 5,590
  • Dunklin County: 5,471
  • Cedar County: 4,804
  • Adair County: 4,544
  • Montgomery County: 4,426
  • New Madrid County: 4,190
  • Madison County: 4,089
  • Dent County: 3,954
  • Bollinger County: 3,898
  • Howard County: 3,859
  • Ralls County: 3,818
  • Caldwell County: 3,781
  • Linn County: 3,769
  • DeKalb County: 3,509
  • Livingston County: 3,503
  • Ripley County: 3,413
  • Hickory County: 3,322
  • Iron County: 3,249
  • Mississippi County: 3,179
  • Wayne County: 3,115
  • Maries County: 3,103
  • Macon County: 3,045
  • Barton County: 2,936
  • Pemiscot County: 2,876
  • Douglas County: 2,650
  • Dade County: 2,530
  • Daviess County: 2,410
  • Grundy County: 2,284
  • St. Clair County: 1,992
  • Carroll County: 1,982
  • Ozark County: 1,940
  • Monroe County: 1,849
  • Oregon County: 1,764
  • Harrison County: 1,710
  • Gentry County: 1,688

  • St. Louis – MO, IL: 1,455,227
  • Kansas City – MO, KS: 688,284
  • Unknown: 547,862
  • Springfield – MO: 253,127
  • Columbia – MO: 86,163
  • Joplin – MO: 80,977
  • Jefferson City – MO: 69,504
  • St. Joseph – MO, KS: 51,106
  • Cape Girardeau, Jackson – MO, IL: 23,319
  • Fayetteville, Springdale, Rogers – AR, MO: 7,411
  • Cape Girardeau – MO, IL: 6,946

  • Unknown: 2,937,150
  • Credit history: 96,245
  • Collateral: 84,813
  • Debt-to-income ratio: 60,664
  • Other: 37,091
  • Credit application incomplete: 29,586
  • Unverifiable information: 12,202
  • Insufficient cash (downpayment, closing costs): 6,986
  • Employment history: 4,507
  • Mortgage insurance denied: 682

  • Not a HOEPA loan: 3,268,615
  • HOEPA loan: 1,311

  • Secured by a first lien: 2,428,626
  • Not applicable: 681,030
  • Secured by a subordinate lien: 115,559
  • Not secured by a lien: 44,711

  • Owner-occupied as a principal dwelling: 2,965,844
  • Not owner-occupied as a principal dwelling: 292,252
  • Not applicable: 11,830

  • One-to-four family dwelling (other than manufactured housing): 3,189,664
  • Manufactured housing: 73,393
  • Multifamily dwelling: 6,869

  • Loan was not originated or was not sold in calendar year covered by register: 1,539,723
  • Fannie Mae (FNMA): 402,034
  • Freddie Mac (FHLMC): 313,887
  • Ginnie Mae (GNMA): 309,435
  • Commercial bank, savings bank or savings association: 196,702
  • Affiliate institution: 181,573
  • Other type of purchaser: 170,567
  • Life insurance company, credit union, mortgage bank, or finance company: 134,261
  • Private securitization: 21,702
  • Farmer Mac (FAMC): 42