Missouri

Today's Missouri (MO) Mortgage Rates

Missouri (MO) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,587,902
  • Loan purchased by the institution: 681,030
  • Application denied by financial institution: 511,652
  • Application withdrawn by applicant: 273,370
  • Application approved but not accepted: 133,106
  • File closed for incompleteness: 82,483
  • Preapproval request denied by financial institution: 299
  • Preapproval request approved but not accepted: 84

  • Refinancing: 1,979,133
  • Home purchase: 1,119,364
  • Home improvement: 171,429

  • Conventional: 2,407,914
  • FHA-insured: 646,106
  • VA-guaranteed: 137,824
  • FSA/RHS-guaranteed: 78,082

  • White: 2,366,125
  • Not applicable: 385,468
  • Information not provided by applicant in mail, Internet, or telephone application: 289,143
  • Black or African American: 169,233
  • Asian: 42,117
  • American Indian or Alaska Native: 12,555
  • Native Hawaiian or Other Pacific Islander: 5,285

  • Not Hispanic or Latino: 2,540,028
  • Not applicable: 386,154
  • Information not provided by applicant in mail, Internet, or telephone application: 294,627
  • Hispanic or Latino: 49,117

  • Male: 1,931,370
  • Female: 774,273
  • Not applicable: 385,470
  • Information not provided by applicant in mail, Internet, or telephone application: 178,813

  • Office of the Comptroller of the Currency: 785,719
  • Department of Housing and Urban Development: 759,235
  • Consumer Financial Protection Bureau: 661,664
  • Federal Deposit Insurance Corporation: 414,162
  • Federal Reserve System: 298,681
  • Office of Thrift Supervision: 248,181
  • National Credit Union Administration: 102,284

  • St. Louis County: 690,995
  • Jackson County: 363,554
  • St. Charles County: 311,711
  • Jefferson County: 164,129
  • St. Louis city: 162,635
  • Greene County: 156,855
  • Clay County: 149,302
  • Boone County: 83,548
  • Cass County: 64,875
  • Platte County: 62,266
  • Franklin County: 61,936
  • Christian County: 56,337
  • Jasper County: 54,746
  • Buchanan County: 38,645
  • Cole County: 37,722
  • Camden County: 36,839
  • Cape Girardeau County: 35,311
  • Lincoln County: 34,656
  • St. Francois County: 28,160
  • Taney County: 26,967
  • Newton County: 26,312
  • Johnson County: 25,421
  • Warren County: 22,893
  • Pulaski County: 22,688
  • Stone County: 21,319
  • Callaway County: 20,354
  • Webster County: 19,691
  • Lawrence County: 15,797
  • Lafayette County: 15,563
  • Pettis County: 14,113
  • Polk County: 13,938
  • Scott County: 13,824
  • Phelps County: 13,096
  • Barry County: 12,583
  • Butler County: 12,537
  • Laclede County: 12,324
  • Clinton County: 12,138
  • Ray County: 11,445
  • Crawford County: 11,005
  • Howell County: 10,440
  • Henry County: 10,117
  • Morgan County: 10,104
  • Unknown: 9,224
  • Andrew County: 8,967
  • Miller County: 8,956
  • Washington County: 8,748
  • Marion County: 8,708
  • Perry County: 8,589
  • Ste. Genevieve County: 8,472
  • Saline County: 8,410
  • Stoddard County: 8,094
  • Benton County: 7,830
  • Texas County: 7,565
  • McDonald County: 7,412
  • Nodaway County: 7,249
  • Cooper County: 6,629
  • Dallas County: 6,492
  • Gasconade County: 6,447
  • Randolph County: 6,373
  • Audrain County: 6,264
  • Wright County: 6,127
  • Pike County: 6,016
  • Osage County: 5,949
  • Moniteau County: 5,871
  • Vernon County: 5,801
  • Bates County: 5,590
  • Dunklin County: 5,471
  • Cedar County: 4,804
  • Adair County: 4,544
  • Montgomery County: 4,426
  • New Madrid County: 4,190
  • Madison County: 4,089
  • Dent County: 3,954
  • Bollinger County: 3,898
  • Howard County: 3,859
  • Ralls County: 3,818
  • Caldwell County: 3,781
  • Linn County: 3,769
  • DeKalb County: 3,509
  • Livingston County: 3,503
  • Ripley County: 3,413
  • Hickory County: 3,322
  • Iron County: 3,249
  • Mississippi County: 3,179
  • Wayne County: 3,115
  • Maries County: 3,103
  • Macon County: 3,045
  • Barton County: 2,936
  • Pemiscot County: 2,876
  • Douglas County: 2,650
  • Dade County: 2,530
  • Daviess County: 2,410
  • Grundy County: 2,284
  • St. Clair County: 1,992
  • Carroll County: 1,982
  • Ozark County: 1,940
  • Monroe County: 1,849
  • Oregon County: 1,764
  • Harrison County: 1,710
  • Gentry County: 1,688

  • St. Louis – MO, IL: 1,455,227
  • Kansas City – MO, KS: 688,284
  • Unknown: 547,862
  • Springfield – MO: 253,127
  • Columbia – MO: 86,163
  • Joplin – MO: 80,977
  • Jefferson City – MO: 69,504
  • St. Joseph – MO, KS: 51,106
  • Cape Girardeau, Jackson – MO, IL: 23,319
  • Fayetteville, Springdale, Rogers – AR, MO: 7,411
  • Cape Girardeau – MO, IL: 6,946

  • Unknown: 2,937,150
  • Credit history: 96,245
  • Collateral: 84,813
  • Debt-to-income ratio: 60,664
  • Other: 37,091
  • Credit application incomplete: 29,586
  • Unverifiable information: 12,202
  • Insufficient cash (downpayment, closing costs): 6,986
  • Employment history: 4,507
  • Mortgage insurance denied: 682

  • Not a HOEPA loan: 3,268,615
  • HOEPA loan: 1,311

  • Secured by a first lien: 2,428,626
  • Not applicable: 681,030
  • Secured by a subordinate lien: 115,559
  • Not secured by a lien: 44,711

  • Owner-occupied as a principal dwelling: 2,965,844
  • Not owner-occupied as a principal dwelling: 292,252
  • Not applicable: 11,830

  • One-to-four family dwelling (other than manufactured housing): 3,189,664
  • Manufactured housing: 73,393
  • Multifamily dwelling: 6,869

  • Loan was not originated or was not sold in calendar year covered by register: 1,539,723
  • Fannie Mae (FNMA): 402,034
  • Freddie Mac (FHLMC): 313,887
  • Ginnie Mae (GNMA): 309,435
  • Commercial bank, savings bank or savings association: 196,702
  • Affiliate institution: 181,573
  • Other type of purchaser: 170,567
  • Life insurance company, credit union, mortgage bank, or finance company: 134,261
  • Private securitization: 21,702
  • Farmer Mac (FAMC): 42