Mississippi

Today's Mississippi (MS) Mortgage Rates

Mississippi (MS) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 518,987
  • Application denied by financial institution: 226,056
  • Loan purchased by the institution: 191,922
  • Application withdrawn by applicant: 82,294
  • Application approved but not accepted: 47,543
  • File closed for incompleteness: 27,832
  • Preapproval request denied by financial institution: 32
  • Preapproval request approved but not accepted: 12

  • Refinancing: 560,132
  • Home purchase: 432,763
  • Home improvement: 101,783

  • Conventional: 800,578
  • FHA-insured: 193,170
  • VA-guaranteed: 52,309
  • FSA/RHS-guaranteed: 48,621

  • White: 679,287
  • Black or African American: 207,550
  • Not applicable: 118,171
  • Information not provided by applicant in mail, Internet, or telephone application: 74,866
  • Asian: 10,201
  • American Indian or Alaska Native: 3,154
  • Native Hawaiian or Other Pacific Islander: 1,449

  • Not Hispanic or Latino: 878,317
  • Not applicable: 118,634
  • Information not provided by applicant in mail, Internet, or telephone application: 84,642
  • Hispanic or Latino: 13,085

  • Male: 644,717
  • Female: 287,781
  • Not applicable: 118,472
  • Information not provided by applicant in mail, Internet, or telephone application: 43,708

  • Federal Deposit Insurance Corporation: 251,278
  • Department of Housing and Urban Development: 235,533
  • Consumer Financial Protection Bureau: 221,598
  • Office of the Comptroller of the Currency: 207,494
  • Federal Reserve System: 87,990
  • Office of Thrift Supervision: 60,396
  • National Credit Union Administration: 30,389

  • DeSoto County: 100,730
  • Hinds County: 86,577
  • Harrison County: 81,222
  • Rankin County: 77,336
  • Jackson County: 61,588
  • Madison County: 60,280
  • Lee County: 35,326
  • Lamar County: 31,494
  • Forrest County: 29,634
  • Pearl River County: 24,066
  • Jones County: 23,227
  • Lauderdale County: 22,415
  • Lowndes County: 22,175
  • Lafayette County: 20,502
  • Hancock County: 20,500
  • Warren County: 16,628
  • Oktibbeha County: 14,864
  • Marshall County: 14,610
  • Pike County: 12,213
  • Tate County: 11,810
  • Marion County: 10,741
  • Alcorn County: 10,617
  • Monroe County: 10,396
  • Lincoln County: 10,393
  • Panola County: 10,363
  • Washington County: 9,949
  • George County: 9,629
  • Pontotoc County: 9,003
  • Simpson County: 8,959
  • Scott County: 8,466
  • Grenada County: 8,132
  • Copiah County: 7,979
  • Adams County: 7,691
  • Union County: 7,615
  • Yazoo County: 7,595
  • Bolivar County: 7,558
  • Stone County: 7,494
  • Prentiss County: 7,263
  • Itawamba County: 6,873
  • Covington County: 6,789
  • Unknown: 6,325
  • Leake County: 6,288
  • Neshoba County: 6,260
  • Leflore County: 6,095
  • Wayne County: 6,060
  • Newton County: 5,802
  • Winston County: 5,796
  • Clay County: 5,778
  • Tishomingo County: 5,696
  • Clarke County: 5,220
  • Attala County: 5,146
  • Coahoma County: 5,043
  • Jasper County: 4,808
  • Walthall County: 4,794
  • Sunflower County: 4,550
  • Perry County: 4,337
  • Chickasaw County: 4,206
  • Lawrence County: 4,206
  • Tippah County: 4,141
  • Holmes County: 3,834
  • Greene County: 3,830
  • Yalobusha County: 3,819
  • Smith County: 3,722
  • Calhoun County: 3,325
  • Amite County: 3,073
  • Jefferson Davis County: 2,956
  • Webster County: 2,671
  • Noxubee County: 2,545
  • Benton County: 2,393
  • Montgomery County: 2,302
  • Tunica County: 2,073
  • Tallahatchie County: 2,010
  • Humphreys County: 1,999
  • Choctaw County: 1,857
  • Carroll County: 1,766
  • Claiborne County: 1,667
  • Wilkinson County: 1,646
  • Franklin County: 1,415
  • Jefferson County: 1,305
  • Quitman County: 1,275
  • Kemper County: 1,259
  • Sharkey County: 557
  • Issaquena County: 126

  • Unknown: 480,033
  • Jackson – MS: 242,323
  • Memphis – TN, MS, AR: 129,517
  • Gulfport, Biloxi – MS: 91,639
  • Hattiesburg – MS: 65,244
  • Pascagoula – MS: 59,606
  • Gulfport, Biloxi, Pascagoula – MS: 26,316

  • Unknown: 971,361
  • Credit history: 50,472
  • Debt-to-income ratio: 24,687
  • Collateral: 20,701
  • Other: 10,506
  • Credit application incomplete: 9,861
  • Unverifiable information: 3,320
  • Insufficient cash (downpayment, closing costs): 2,118
  • Employment history: 1,476
  • Mortgage insurance denied: 176

  • Not a HOEPA loan: 1,093,590
  • HOEPA loan: 1,088

  • Secured by a first lien: 815,472
  • Not applicable: 191,922
  • Not secured by a lien: 51,644
  • Secured by a subordinate lien: 35,640

  • Owner-occupied as a principal dwelling: 973,901
  • Not owner-occupied as a principal dwelling: 116,781
  • Not applicable: 3,996

  • One-to-four family dwelling (other than manufactured housing): 991,443
  • Manufactured housing: 101,177
  • Multifamily dwelling: 2,058

  • Loan was not originated or was not sold in calendar year covered by register: 668,362
  • Fannie Mae (FNMA): 125,451
  • Ginnie Mae (GNMA): 100,526
  • Commercial bank, savings bank or savings association: 52,032
  • Freddie Mac (FHLMC): 43,572
  • Other type of purchaser: 35,849
  • Affiliate institution: 33,696
  • Life insurance company, credit union, mortgage bank, or finance company: 31,452
  • Private securitization: 3,650
  • Farmer Mac (FAMC): 88