Mississippi

Today's Mississippi (MS) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 66247
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 66247
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 2925
4.260% APR
4.250% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,229.85

NEXT  

Northpointe Bank
State Lic # 2925
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
State Lic # 2925
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Mississippi (MS) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 518,987
  • Application denied by financial institution: 226,056
  • Loan purchased by the institution: 191,922
  • Application withdrawn by applicant: 82,294
  • Application approved but not accepted: 47,543
  • File closed for incompleteness: 27,832
  • Preapproval request denied by financial institution: 32
  • Preapproval request approved but not accepted: 12

  • Refinancing: 560,132
  • Home purchase: 432,763
  • Home improvement: 101,783

  • Conventional: 800,578
  • FHA-insured: 193,170
  • VA-guaranteed: 52,309
  • FSA/RHS-guaranteed: 48,621

  • White: 679,287
  • Black or African American: 207,550
  • Not applicable: 118,171
  • Information not provided by applicant in mail, Internet, or telephone application: 74,866
  • Asian: 10,201
  • American Indian or Alaska Native: 3,154
  • Native Hawaiian or Other Pacific Islander: 1,449

  • Not Hispanic or Latino: 878,317
  • Not applicable: 118,634
  • Information not provided by applicant in mail, Internet, or telephone application: 84,642
  • Hispanic or Latino: 13,085

  • Male: 644,717
  • Female: 287,781
  • Not applicable: 118,472
  • Information not provided by applicant in mail, Internet, or telephone application: 43,708

  • Federal Deposit Insurance Corporation: 251,278
  • Department of Housing and Urban Development: 235,533
  • Consumer Financial Protection Bureau: 221,598
  • Office of the Comptroller of the Currency: 207,494
  • Federal Reserve System: 87,990
  • Office of Thrift Supervision: 60,396
  • National Credit Union Administration: 30,389

  • DeSoto County: 100,730
  • Hinds County: 86,577
  • Harrison County: 81,222
  • Rankin County: 77,336
  • Jackson County: 61,588
  • Madison County: 60,280
  • Lee County: 35,326
  • Lamar County: 31,494
  • Forrest County: 29,634
  • Pearl River County: 24,066
  • Jones County: 23,227
  • Lauderdale County: 22,415
  • Lowndes County: 22,175
  • Lafayette County: 20,502
  • Hancock County: 20,500
  • Warren County: 16,628
  • Oktibbeha County: 14,864
  • Marshall County: 14,610
  • Pike County: 12,213
  • Tate County: 11,810
  • Marion County: 10,741
  • Alcorn County: 10,617
  • Monroe County: 10,396
  • Lincoln County: 10,393
  • Panola County: 10,363
  • Washington County: 9,949
  • George County: 9,629
  • Pontotoc County: 9,003
  • Simpson County: 8,959
  • Scott County: 8,466
  • Grenada County: 8,132
  • Copiah County: 7,979
  • Adams County: 7,691
  • Union County: 7,615
  • Yazoo County: 7,595
  • Bolivar County: 7,558
  • Stone County: 7,494
  • Prentiss County: 7,263
  • Itawamba County: 6,873
  • Covington County: 6,789
  • Unknown: 6,325
  • Leake County: 6,288
  • Neshoba County: 6,260
  • Leflore County: 6,095
  • Wayne County: 6,060
  • Newton County: 5,802
  • Winston County: 5,796
  • Clay County: 5,778
  • Tishomingo County: 5,696
  • Clarke County: 5,220
  • Attala County: 5,146
  • Coahoma County: 5,043
  • Jasper County: 4,808
  • Walthall County: 4,794
  • Sunflower County: 4,550
  • Perry County: 4,337
  • Chickasaw County: 4,206
  • Lawrence County: 4,206
  • Tippah County: 4,141
  • Holmes County: 3,834
  • Greene County: 3,830
  • Yalobusha County: 3,819
  • Smith County: 3,722
  • Calhoun County: 3,325
  • Amite County: 3,073
  • Jefferson Davis County: 2,956
  • Webster County: 2,671
  • Noxubee County: 2,545
  • Benton County: 2,393
  • Montgomery County: 2,302
  • Tunica County: 2,073
  • Tallahatchie County: 2,010
  • Humphreys County: 1,999
  • Choctaw County: 1,857
  • Carroll County: 1,766
  • Claiborne County: 1,667
  • Wilkinson County: 1,646
  • Franklin County: 1,415
  • Jefferson County: 1,305
  • Quitman County: 1,275
  • Kemper County: 1,259
  • Sharkey County: 557
  • Issaquena County: 126

  • Unknown: 480,033
  • Jackson – MS: 242,323
  • Memphis – TN, MS, AR: 129,517
  • Gulfport, Biloxi – MS: 91,639
  • Hattiesburg – MS: 65,244
  • Pascagoula – MS: 59,606
  • Gulfport, Biloxi, Pascagoula – MS: 26,316

  • Unknown: 971,361
  • Credit history: 50,472
  • Debt-to-income ratio: 24,687
  • Collateral: 20,701
  • Other: 10,506
  • Credit application incomplete: 9,861
  • Unverifiable information: 3,320
  • Insufficient cash (downpayment, closing costs): 2,118
  • Employment history: 1,476
  • Mortgage insurance denied: 176

  • Not a HOEPA loan: 1,093,590
  • HOEPA loan: 1,088

  • Secured by a first lien: 815,472
  • Not applicable: 191,922
  • Not secured by a lien: 51,644
  • Secured by a subordinate lien: 35,640

  • Owner-occupied as a principal dwelling: 973,901
  • Not owner-occupied as a principal dwelling: 116,781
  • Not applicable: 3,996

  • One-to-four family dwelling (other than manufactured housing): 991,443
  • Manufactured housing: 101,177
  • Multifamily dwelling: 2,058

  • Loan was not originated or was not sold in calendar year covered by register: 668,362
  • Fannie Mae (FNMA): 125,451
  • Ginnie Mae (GNMA): 100,526
  • Commercial bank, savings bank or savings association: 52,032
  • Freddie Mac (FHLMC): 43,572
  • Other type of purchaser: 35,849
  • Affiliate institution: 33,696
  • Life insurance company, credit union, mortgage bank, or finance company: 31,452
  • Private securitization: 3,650
  • Farmer Mac (FAMC): 88