Minnesota

Today's Minnesota (MN) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # MN-MO-40196588
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # MN-MO-40196588
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Rocket Mortgage by Quicken Loans
State Lic # MN-MO-40196588
3.913% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,150
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # MN-MO-66247
3.694% APR
3.625% RATE
0 Points
30 day lock
Fees: $2,112
Monthly Payment
$1,140.13

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # MN-MO-20427214
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # MN-MO-20427214
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Ally Bank
NMLS # 181005
State Lic # MN-MO-20427214
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

Northpointe Bank
State Lic # MN-MO-20427214
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
State Lic # MN-MO-20427214
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Minnesota (MN) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,520,898
  • Loan purchased by the institution: 518,476
  • Application denied by financial institution: 404,024
  • Application withdrawn by applicant: 239,762
  • Application approved but not accepted: 124,648
  • File closed for incompleteness: 72,696
  • Preapproval request denied by financial institution: 160
  • Preapproval request approved but not accepted: 40

  • Refinancing: 1,731,302
  • Home purchase: 990,701
  • Home improvement: 158,701

  • Conventional: 2,281,713
  • FHA-insured: 465,657
  • VA-guaranteed: 82,919
  • FSA/RHS-guaranteed: 50,415

  • White: 2,182,969
  • Not applicable: 290,529
  • Information not provided by applicant in mail, Internet, or telephone application: 253,623
  • Asian: 84,677
  • Black or African American: 52,492
  • American Indian or Alaska Native: 11,225
  • Native Hawaiian or Other Pacific Islander: 5,189

  • Not Hispanic or Latino: 2,284,400
  • Not applicable: 290,985
  • Information not provided by applicant in mail, Internet, or telephone application: 255,461
  • Hispanic or Latino: 49,858

  • Male: 1,702,138
  • Female: 721,352
  • Not applicable: 290,629
  • Information not provided by applicant in mail, Internet, or telephone application: 166,585

  • Office of the Comptroller of the Currency: 803,666
  • Consumer Financial Protection Bureau: 719,758
  • Department of Housing and Urban Development: 610,325
  • Federal Deposit Insurance Corporation: 261,684
  • National Credit Union Administration: 185,494
  • Office of Thrift Supervision: 169,130
  • Federal Reserve System: 130,647

  • Hennepin County: 690,928
  • Dakota County: 256,528
  • Ramsey County: 243,805
  • Anoka County: 214,057
  • Washington County: 167,079
  • Scott County: 98,166
  • St. Louis County: 94,138
  • Olmsted County: 86,555
  • Wright County: 85,285
  • Carver County: 68,534
  • Stearns County: 68,077
  • Sherburne County: 61,457
  • Chisago County: 35,029
  • Crow Wing County: 34,204
  • Clay County: 33,715
  • Otter Tail County: 28,290
  • Rice County: 27,146
  • Blue Earth County: 26,724
  • Isanti County: 24,587
  • Itasca County: 22,201
  • Goodhue County: 21,724
  • Benton County: 19,060
  • Becker County: 18,920
  • Carlton County: 18,411
  • McLeod County: 17,563
  • Douglas County: 17,357
  • Cass County: 16,891
  • Steele County: 16,474
  • Mower County: 15,503
  • Morrison County: 14,719
  • Winona County: 14,478
  • Mille Lacs County: 14,327
  • Kandiyohi County: 14,239
  • Le Sueur County: 14,181
  • Pine County: 14,144
  • Nicollet County: 14,101
  • Polk County: 13,115
  • Dodge County: 11,295
  • Beltrami County: 11,178
  • Wabasha County: 10,915
  • Meeker County: 10,515
  • Freeborn County: 9,937
  • Aitkin County: 9,196
  • Hubbard County: 9,150
  • Houston County: 9,048
  • Fillmore County: 8,558
  • Todd County: 8,291
  • Lyon County: 7,953
  • Kanabec County: 7,936
  • Brown County: 7,850
  • Waseca County: 7,200
  • Martin County: 6,747
  • Unknown: 6,092
  • Sibley County: 6,048
  • Lake County: 5,116
  • Renville County: 4,619
  • Pope County: 4,470
  • Redwood County: 4,305
  • Pennington County: 3,961
  • Faribault County: 3,959
  • Chippewa County: 3,819
  • Nobles County: 3,622
  • Wadena County: 3,448
  • Rock County: 3,300
  • Watonwan County: 3,283
  • Cottonwood County: 3,102
  • Roseau County: 3,036
  • Koochiching County: 2,932
  • Clearwater County: 2,721
  • Jackson County: 2,691
  • Stevens County: 2,659
  • Marshall County: 2,586
  • Cook County: 2,560
  • Yellow Medicine County: 2,410
  • Swift County: 2,398
  • Wilkin County: 2,309
  • Murray County: 2,287
  • Norman County: 2,233
  • Grant County: 1,970
  • Pipestone County: 1,823
  • Lac qui Parle County: 1,550
  • Big Stone County: 1,461
  • Lincoln County: 1,306
  • Lake of the Woods County: 1,254
  • Mahnomen County: 1,115
  • Red Lake County: 1,052
  • Kittson County: 887
  • Traverse County: 839

  • Minneapolis, St. Paul, Bloomington – MN, WI: 1,950,724
  • Unknown: 531,843
  • Duluth – MN, WI: 112,482
  • Rochester – MN: 110,315
  • St. Cloud – MN: 87,056
  • Fargo – ND, MN: 33,711
  • Mankato, North Mankato – MN: 32,421
  • Grand Forks – ND, MN: 13,110
  • La Crosse – WI, MN: 7,740
  • La Crosse, Onalaska – WI, MN: 1,302

  • Unknown: 2,574,750
  • Collateral: 87,249
  • Credit history: 68,533
  • Debt-to-income ratio: 63,611
  • Other: 38,724
  • Credit application incomplete: 26,029
  • Unverifiable information: 11,797
  • Insufficient cash (downpayment, closing costs): 4,989
  • Employment history: 4,512
  • Mortgage insurance denied: 510

  • Not a HOEPA loan: 2,879,949
  • HOEPA loan: 755

  • Secured by a first lien: 2,157,432
  • Not applicable: 518,476
  • Secured by a subordinate lien: 173,009
  • Not secured by a lien: 31,787

  • Owner-occupied as a principal dwelling: 2,655,806
  • Not owner-occupied as a principal dwelling: 216,068
  • Not applicable: 8,830

  • One-to-four family dwelling (other than manufactured housing): 2,841,001
  • Manufactured housing: 31,952
  • Multifamily dwelling: 7,751

  • Loan was not originated or was not sold in calendar year covered by register: 1,324,880
  • Fannie Mae (FNMA): 435,005
  • Freddie Mac (FHLMC): 367,607
  • Ginnie Mae (GNMA): 238,914
  • Commercial bank, savings bank or savings association: 185,489
  • Affiliate institution: 131,816
  • Other type of purchaser: 106,857
  • Life insurance company, credit union, mortgage bank, or finance company: 71,816
  • Private securitization: 18,240
  • Farmer Mac (FAMC): 80