Minnesota

Today's Minnesota (MN) Mortgage Rates

Minnesota (MN) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,520,898
  • Loan purchased by the institution: 518,476
  • Application denied by financial institution: 404,024
  • Application withdrawn by applicant: 239,762
  • Application approved but not accepted: 124,648
  • File closed for incompleteness: 72,696
  • Preapproval request denied by financial institution: 160
  • Preapproval request approved but not accepted: 40

  • Refinancing: 1,731,302
  • Home purchase: 990,701
  • Home improvement: 158,701

  • Conventional: 2,281,713
  • FHA-insured: 465,657
  • VA-guaranteed: 82,919
  • FSA/RHS-guaranteed: 50,415

  • White: 2,182,969
  • Not applicable: 290,529
  • Information not provided by applicant in mail, Internet, or telephone application: 253,623
  • Asian: 84,677
  • Black or African American: 52,492
  • American Indian or Alaska Native: 11,225
  • Native Hawaiian or Other Pacific Islander: 5,189

  • Not Hispanic or Latino: 2,284,400
  • Not applicable: 290,985
  • Information not provided by applicant in mail, Internet, or telephone application: 255,461
  • Hispanic or Latino: 49,858

  • Male: 1,702,138
  • Female: 721,352
  • Not applicable: 290,629
  • Information not provided by applicant in mail, Internet, or telephone application: 166,585

  • Office of the Comptroller of the Currency: 803,666
  • Consumer Financial Protection Bureau: 719,758
  • Department of Housing and Urban Development: 610,325
  • Federal Deposit Insurance Corporation: 261,684
  • National Credit Union Administration: 185,494
  • Office of Thrift Supervision: 169,130
  • Federal Reserve System: 130,647

  • Hennepin County: 690,928
  • Dakota County: 256,528
  • Ramsey County: 243,805
  • Anoka County: 214,057
  • Washington County: 167,079
  • Scott County: 98,166
  • St. Louis County: 94,138
  • Olmsted County: 86,555
  • Wright County: 85,285
  • Carver County: 68,534
  • Stearns County: 68,077
  • Sherburne County: 61,457
  • Chisago County: 35,029
  • Crow Wing County: 34,204
  • Clay County: 33,715
  • Otter Tail County: 28,290
  • Rice County: 27,146
  • Blue Earth County: 26,724
  • Isanti County: 24,587
  • Itasca County: 22,201
  • Goodhue County: 21,724
  • Benton County: 19,060
  • Becker County: 18,920
  • Carlton County: 18,411
  • McLeod County: 17,563
  • Douglas County: 17,357
  • Cass County: 16,891
  • Steele County: 16,474
  • Mower County: 15,503
  • Morrison County: 14,719
  • Winona County: 14,478
  • Mille Lacs County: 14,327
  • Kandiyohi County: 14,239
  • Le Sueur County: 14,181
  • Pine County: 14,144
  • Nicollet County: 14,101
  • Polk County: 13,115
  • Dodge County: 11,295
  • Beltrami County: 11,178
  • Wabasha County: 10,915
  • Meeker County: 10,515
  • Freeborn County: 9,937
  • Aitkin County: 9,196
  • Hubbard County: 9,150
  • Houston County: 9,048
  • Fillmore County: 8,558
  • Todd County: 8,291
  • Lyon County: 7,953
  • Kanabec County: 7,936
  • Brown County: 7,850
  • Waseca County: 7,200
  • Martin County: 6,747
  • Unknown: 6,092
  • Sibley County: 6,048
  • Lake County: 5,116
  • Renville County: 4,619
  • Pope County: 4,470
  • Redwood County: 4,305
  • Pennington County: 3,961
  • Faribault County: 3,959
  • Chippewa County: 3,819
  • Nobles County: 3,622
  • Wadena County: 3,448
  • Rock County: 3,300
  • Watonwan County: 3,283
  • Cottonwood County: 3,102
  • Roseau County: 3,036
  • Koochiching County: 2,932
  • Clearwater County: 2,721
  • Jackson County: 2,691
  • Stevens County: 2,659
  • Marshall County: 2,586
  • Cook County: 2,560
  • Yellow Medicine County: 2,410
  • Swift County: 2,398
  • Wilkin County: 2,309
  • Murray County: 2,287
  • Norman County: 2,233
  • Grant County: 1,970
  • Pipestone County: 1,823
  • Lac qui Parle County: 1,550
  • Big Stone County: 1,461
  • Lincoln County: 1,306
  • Lake of the Woods County: 1,254
  • Mahnomen County: 1,115
  • Red Lake County: 1,052
  • Kittson County: 887
  • Traverse County: 839

  • Minneapolis, St. Paul, Bloomington – MN, WI: 1,950,724
  • Unknown: 531,843
  • Duluth – MN, WI: 112,482
  • Rochester – MN: 110,315
  • St. Cloud – MN: 87,056
  • Fargo – ND, MN: 33,711
  • Mankato, North Mankato – MN: 32,421
  • Grand Forks – ND, MN: 13,110
  • La Crosse – WI, MN: 7,740
  • La Crosse, Onalaska – WI, MN: 1,302

  • Unknown: 2,574,750
  • Collateral: 87,249
  • Credit history: 68,533
  • Debt-to-income ratio: 63,611
  • Other: 38,724
  • Credit application incomplete: 26,029
  • Unverifiable information: 11,797
  • Insufficient cash (downpayment, closing costs): 4,989
  • Employment history: 4,512
  • Mortgage insurance denied: 510

  • Not a HOEPA loan: 2,879,949
  • HOEPA loan: 755

  • Secured by a first lien: 2,157,432
  • Not applicable: 518,476
  • Secured by a subordinate lien: 173,009
  • Not secured by a lien: 31,787

  • Owner-occupied as a principal dwelling: 2,655,806
  • Not owner-occupied as a principal dwelling: 216,068
  • Not applicable: 8,830

  • One-to-four family dwelling (other than manufactured housing): 2,841,001
  • Manufactured housing: 31,952
  • Multifamily dwelling: 7,751

  • Loan was not originated or was not sold in calendar year covered by register: 1,324,880
  • Fannie Mae (FNMA): 435,005
  • Freddie Mac (FHLMC): 367,607
  • Ginnie Mae (GNMA): 238,914
  • Commercial bank, savings bank or savings association: 185,489
  • Affiliate institution: 131,816
  • Other type of purchaser: 106,857
  • Life insurance company, credit union, mortgage bank, or finance company: 71,816
  • Private securitization: 18,240
  • Farmer Mac (FAMC): 80