Massachusetts

Today's Massachusetts (MA) Mortgage Rates

3.900% APR
3.875% RATE
0 Points
60 day lock
Fees: $760
Monthly Payment
$1,175.59

NEXT  
3.773% APR
3.750% RATE
0 Points
45 day lock
Fees: $689
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # MC1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # MC1071
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Ally Bank
NMLS # 181005
State Lic # MC1071
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # ML2925
4.260% APR
4.250% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,229.85

NEXT  

Northpointe Bank
State Lic # ML2925
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Massachusetts (MA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,897,969
  • Loan purchased by the institution: 738,991
  • Application denied by financial institution: 492,851
  • Application withdrawn by applicant: 289,417
  • Application approved but not accepted: 130,698
  • File closed for incompleteness: 114,854
  • Preapproval request denied by financial institution: 457
  • Preapproval request approved but not accepted: 147

  • Refinancing: 2,342,458
  • Home purchase: 1,080,794
  • Home improvement: 242,132

  • Conventional: 3,203,766
  • FHA-insured: 387,247
  • VA-guaranteed: 60,961
  • FSA/RHS-guaranteed: 13,410

  • White: 2,545,038
  • Not applicable: 443,336
  • Information not provided by applicant in mail, Internet, or telephone application: 392,382
  • Asian: 165,308
  • Black or African American: 103,964
  • American Indian or Alaska Native: 8,647
  • Native Hawaiian or Other Pacific Islander: 6,709

  • Not Hispanic or Latino: 2,703,593
  • Not applicable: 443,838
  • Information not provided by applicant in mail, Internet, or telephone application: 391,304
  • Hispanic or Latino: 126,649

  • Male: 2,063,875
  • Female: 930,961
  • Not applicable: 443,461
  • Information not provided by applicant in mail, Internet, or telephone application: 227,087

  • Department of Housing and Urban Development: 992,584
  • Consumer Financial Protection Bureau: 699,400
  • Office of the Comptroller of the Currency: 697,473
  • Federal Deposit Insurance Corporation: 614,266
  • Office of Thrift Supervision: 252,842
  • National Credit Union Administration: 249,471
  • Federal Reserve System: 159,348

  • Middlesex County: 909,866
  • Essex County: 441,830
  • Norfolk County: 440,104
  • Worcester County: 421,164
  • Plymouth County: 319,034
  • Suffolk County: 318,512
  • Bristol County: 264,902
  • Hampden County: 189,527
  • Barnstable County: 182,609
  • Hampshire County: 62,028
  • Berkshire County: 57,322
  • Franklin County: 29,694
  • Dukes County: 15,382
  • Nantucket County: 11,011
  • Unknown: 2,399

  • Cambridge, Newton, Framingham – MA: 976,962
  • Boston, Quincy – MA: 914,473
  • Peabody – MA: 374,513
  • Worcester – MA: 356,883
  • Springfield – MA: 276,582
  • Providence, New Bedford, Fall River – RI, MA: 223,315
  • Barnstable Town – MA: 182,548
  • Boston – MA: 162,968
  • Worcester – MA, CT: 64,208
  • Pittsfield – MA: 57,317
  • Providence, Warwick – RI, MA: 41,547
  • Unknown: 34,068

  • Unknown: 3,313,703
  • Collateral: 91,781
  • Debt-to-income ratio: 86,604
  • Credit history: 66,023
  • Other: 41,409
  • Credit application incomplete: 38,863
  • Unverifiable information: 14,242
  • Insufficient cash (downpayment, closing costs): 6,783
  • Employment history: 4,662
  • Mortgage insurance denied: 1,314

  • Not a HOEPA loan: 3,665,319
  • HOEPA loan: 65

  • Secured by a first lien: 2,685,308
  • Not applicable: 738,991
  • Secured by a subordinate lien: 181,392
  • Not secured by a lien: 59,693

  • Owner-occupied as a principal dwelling: 3,342,264
  • Not owner-occupied as a principal dwelling: 310,915
  • Not applicable: 12,205

  • One-to-four family dwelling (other than manufactured housing): 3,642,385
  • Multifamily dwelling: 14,270
  • Manufactured housing: 8,729

  • Loan was not originated or was not sold in calendar year covered by register: 1,774,868
  • Fannie Mae (FNMA): 577,828
  • Freddie Mac (FHLMC): 383,171
  • Commercial bank, savings bank or savings association: 253,952
  • Affiliate institution: 201,236
  • Ginnie Mae (GNMA): 161,281
  • Life insurance company, credit union, mortgage bank, or finance company: 158,081
  • Other type of purchaser: 136,001
  • Private securitization: 18,951
  • Farmer Mac (FAMC): 15