Maryland (MD) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 1,655,003
- Loan purchased by the institution: 755,637
- Application denied by financial institution: 596,368
- Application withdrawn by applicant: 357,551
- Application approved but not accepted: 160,537
- File closed for incompleteness: 113,153
- Preapproval request denied by financial institution: 358
- Preapproval request approved but not accepted: 40
- Refinancing: 2,317,704
- Home purchase: 1,094,972
- Home improvement: 225,971
- Conventional: 2,688,437
- FHA-insured: 709,429
- VA-guaranteed: 210,555
- FSA/RHS-guaranteed: 30,226
- White: 1,848,862
- Black or African American: 680,334
- Information not provided by applicant in mail, Internet, or telephone application: 517,627
- Not applicable: 393,220
- Asian: 172,063
- American Indian or Alaska Native: 15,114
- Native Hawaiian or Other Pacific Islander: 11,427
- Not Hispanic or Latino: 2,600,733
- Information not provided by applicant in mail, Internet, or telephone application: 502,003
- Not applicable: 394,229
- Hispanic or Latino: 141,682
- Male: 1,912,215
- Female: 1,048,153
- Not applicable: 393,519
- Information not provided by applicant in mail, Internet, or telephone application: 284,760
- Department of Housing and Urban Development: 1,012,827
- Consumer Financial Protection Bureau: 892,677
- Office of the Comptroller of the Currency: 759,368
- Federal Reserve System: 303,696
- Office of Thrift Supervision: 282,999
- Federal Deposit Insurance Corporation: 225,547
- National Credit Union Administration: 161,533
- Montgomery County: 637,310
- Prince George’s County: 564,301
- Baltimore County: 454,406
- Anne Arundel County: 385,150
- Baltimore city: 278,888
- Howard County: 209,498
- Harford County: 170,502
- Frederick County: 165,848
- Charles County: 122,287
- Carroll County: 109,628
- St. Mary’s County: 73,012
- Calvert County: 72,059
- Washington County: 71,720
- Cecil County: 60,979
- Worcester County: 53,576
- Wicomico County: 45,061
- Queen Anne’s County: 37,983
- Allegany County: 26,396
- Talbot County: 23,626
- Garrett County: 17,920
- Caroline County: 17,243
- Dorchester County: 15,554
- Kent County: 11,133
- Somerset County: 9,727
- Unknown: 4,840
- Baltimore, Towson – MD: 1,393,741
- Washington, Arlington, Alexandria – DC, VA, MD, WV: 758,385
- Bethesda, Rockville, Frederick – MD: 397,512
- Baltimore, Columbia, Towson – MD: 251,958
- Unknown: 197,602
- Silver Spring, Frederick, Rockville – MD: 121,775
- Bethesda, Gaithersburg, Frederick – MD: 109,289
- Bethesda, Frederick, Rockville – MD: 106,249
- Hagerstown, Martinsburg – MD, WV: 71,694
- Bethesda, Frederick, Gaithersburg – MD: 68,074
- Wilmington – DE, MD, NJ: 60,956
- Salisbury – MD: 47,009
- Cumberland – MD, WV: 26,386
- Salisbury – MD, DE: 16,515
- California, Lexington Park – MD: 11,502
- Unknown: 3,202,962
- Credit history: 111,671
- Collateral: 96,635
- Debt-to-income ratio: 90,220
- Credit application incomplete: 52,770
- Other: 51,126
- Unverifiable information: 17,610
- Insufficient cash (downpayment, closing costs): 10,480
- Employment history: 4,497
- Mortgage insurance denied: 676
- Not a HOEPA loan: 3,638,403
- HOEPA loan: 244
- Secured by a first lien: 2,631,802
- Not applicable: 755,637
- Secured by a subordinate lien: 167,484
- Not secured by a lien: 83,724
- Owner-occupied as a principal dwelling: 3,366,348
- Not owner-occupied as a principal dwelling: 261,994
- Not applicable: 10,305
- One-to-four family dwelling (other than manufactured housing): 3,616,184
- Manufactured housing: 18,712
- Multifamily dwelling: 3,751
- Loan was not originated or was not sold in calendar year covered by register: 1,785,984
- Fannie Mae (FNMA): 483,042
- Ginnie Mae (GNMA): 333,328
- Freddie Mac (FHLMC): 321,116
- Commercial bank, savings bank or savings association: 229,926
- Affiliate institution: 197,376
- Other type of purchaser: 131,470
- Life insurance company, credit union, mortgage bank, or finance company: 130,495
- Private securitization: 25,852
- Farmer Mac (FAMC): 58
