Maryland

Today's Maryland (MD) Mortgage Rates

Maryland (MD) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,655,003
  • Loan purchased by the institution: 755,637
  • Application denied by financial institution: 596,368
  • Application withdrawn by applicant: 357,551
  • Application approved but not accepted: 160,537
  • File closed for incompleteness: 113,153
  • Preapproval request denied by financial institution: 358
  • Preapproval request approved but not accepted: 40

  • Refinancing: 2,317,704
  • Home purchase: 1,094,972
  • Home improvement: 225,971

  • Conventional: 2,688,437
  • FHA-insured: 709,429
  • VA-guaranteed: 210,555
  • FSA/RHS-guaranteed: 30,226

  • White: 1,848,862
  • Black or African American: 680,334
  • Information not provided by applicant in mail, Internet, or telephone application: 517,627
  • Not applicable: 393,220
  • Asian: 172,063
  • American Indian or Alaska Native: 15,114
  • Native Hawaiian or Other Pacific Islander: 11,427

  • Not Hispanic or Latino: 2,600,733
  • Information not provided by applicant in mail, Internet, or telephone application: 502,003
  • Not applicable: 394,229
  • Hispanic or Latino: 141,682

  • Male: 1,912,215
  • Female: 1,048,153
  • Not applicable: 393,519
  • Information not provided by applicant in mail, Internet, or telephone application: 284,760

  • Department of Housing and Urban Development: 1,012,827
  • Consumer Financial Protection Bureau: 892,677
  • Office of the Comptroller of the Currency: 759,368
  • Federal Reserve System: 303,696
  • Office of Thrift Supervision: 282,999
  • Federal Deposit Insurance Corporation: 225,547
  • National Credit Union Administration: 161,533

  • Montgomery County: 637,310
  • Prince George’s County: 564,301
  • Baltimore County: 454,406
  • Anne Arundel County: 385,150
  • Baltimore city: 278,888
  • Howard County: 209,498
  • Harford County: 170,502
  • Frederick County: 165,848
  • Charles County: 122,287
  • Carroll County: 109,628
  • St. Mary’s County: 73,012
  • Calvert County: 72,059
  • Washington County: 71,720
  • Cecil County: 60,979
  • Worcester County: 53,576
  • Wicomico County: 45,061
  • Queen Anne’s County: 37,983
  • Allegany County: 26,396
  • Talbot County: 23,626
  • Garrett County: 17,920
  • Caroline County: 17,243
  • Dorchester County: 15,554
  • Kent County: 11,133
  • Somerset County: 9,727
  • Unknown: 4,840

  • Baltimore, Towson – MD: 1,393,741
  • Washington, Arlington, Alexandria – DC, VA, MD, WV: 758,385
  • Bethesda, Rockville, Frederick – MD: 397,512
  • Baltimore, Columbia, Towson – MD: 251,958
  • Unknown: 197,602
  • Silver Spring, Frederick, Rockville – MD: 121,775
  • Bethesda, Gaithersburg, Frederick – MD: 109,289
  • Bethesda, Frederick, Rockville – MD: 106,249
  • Hagerstown, Martinsburg – MD, WV: 71,694
  • Bethesda, Frederick, Gaithersburg – MD: 68,074
  • Wilmington – DE, MD, NJ: 60,956
  • Salisbury – MD: 47,009
  • Cumberland – MD, WV: 26,386
  • Salisbury – MD, DE: 16,515
  • California, Lexington Park – MD: 11,502

  • Unknown: 3,202,962
  • Credit history: 111,671
  • Collateral: 96,635
  • Debt-to-income ratio: 90,220
  • Credit application incomplete: 52,770
  • Other: 51,126
  • Unverifiable information: 17,610
  • Insufficient cash (downpayment, closing costs): 10,480
  • Employment history: 4,497
  • Mortgage insurance denied: 676

  • Not a HOEPA loan: 3,638,403
  • HOEPA loan: 244

  • Secured by a first lien: 2,631,802
  • Not applicable: 755,637
  • Secured by a subordinate lien: 167,484
  • Not secured by a lien: 83,724

  • Owner-occupied as a principal dwelling: 3,366,348
  • Not owner-occupied as a principal dwelling: 261,994
  • Not applicable: 10,305

  • One-to-four family dwelling (other than manufactured housing): 3,616,184
  • Manufactured housing: 18,712
  • Multifamily dwelling: 3,751

  • Loan was not originated or was not sold in calendar year covered by register: 1,785,984
  • Fannie Mae (FNMA): 483,042
  • Ginnie Mae (GNMA): 333,328
  • Freddie Mac (FHLMC): 321,116
  • Commercial bank, savings bank or savings association: 229,926
  • Affiliate institution: 197,376
  • Other type of purchaser: 131,470
  • Life insurance company, credit union, mortgage bank, or finance company: 130,495
  • Private securitization: 25,852
  • Farmer Mac (FAMC): 58