Maryland

Today's Maryland (MD) Mortgage Rates

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Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Maryland (MD) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,655,003
  • Loan purchased by the institution: 755,637
  • Application denied by financial institution: 596,368
  • Application withdrawn by applicant: 357,551
  • Application approved but not accepted: 160,537
  • File closed for incompleteness: 113,153
  • Preapproval request denied by financial institution: 358
  • Preapproval request approved but not accepted: 40

  • Refinancing: 2,317,704
  • Home purchase: 1,094,972
  • Home improvement: 225,971

  • Conventional: 2,688,437
  • FHA-insured: 709,429
  • VA-guaranteed: 210,555
  • FSA/RHS-guaranteed: 30,226

  • White: 1,848,862
  • Black or African American: 680,334
  • Information not provided by applicant in mail, Internet, or telephone application: 517,627
  • Not applicable: 393,220
  • Asian: 172,063
  • American Indian or Alaska Native: 15,114
  • Native Hawaiian or Other Pacific Islander: 11,427

  • Not Hispanic or Latino: 2,600,733
  • Information not provided by applicant in mail, Internet, or telephone application: 502,003
  • Not applicable: 394,229
  • Hispanic or Latino: 141,682

  • Male: 1,912,215
  • Female: 1,048,153
  • Not applicable: 393,519
  • Information not provided by applicant in mail, Internet, or telephone application: 284,760

  • Department of Housing and Urban Development: 1,012,827
  • Consumer Financial Protection Bureau: 892,677
  • Office of the Comptroller of the Currency: 759,368
  • Federal Reserve System: 303,696
  • Office of Thrift Supervision: 282,999
  • Federal Deposit Insurance Corporation: 225,547
  • National Credit Union Administration: 161,533

  • Montgomery County: 637,310
  • Prince George’s County: 564,301
  • Baltimore County: 454,406
  • Anne Arundel County: 385,150
  • Baltimore city: 278,888
  • Howard County: 209,498
  • Harford County: 170,502
  • Frederick County: 165,848
  • Charles County: 122,287
  • Carroll County: 109,628
  • St. Mary’s County: 73,012
  • Calvert County: 72,059
  • Washington County: 71,720
  • Cecil County: 60,979
  • Worcester County: 53,576
  • Wicomico County: 45,061
  • Queen Anne’s County: 37,983
  • Allegany County: 26,396
  • Talbot County: 23,626
  • Garrett County: 17,920
  • Caroline County: 17,243
  • Dorchester County: 15,554
  • Kent County: 11,133
  • Somerset County: 9,727
  • Unknown: 4,840

  • Baltimore, Towson – MD: 1,393,741
  • Washington, Arlington, Alexandria – DC, VA, MD, WV: 758,385
  • Bethesda, Rockville, Frederick – MD: 397,512
  • Baltimore, Columbia, Towson – MD: 251,958
  • Unknown: 197,602
  • Silver Spring, Frederick, Rockville – MD: 121,775
  • Bethesda, Gaithersburg, Frederick – MD: 109,289
  • Bethesda, Frederick, Rockville – MD: 106,249
  • Hagerstown, Martinsburg – MD, WV: 71,694
  • Bethesda, Frederick, Gaithersburg – MD: 68,074
  • Wilmington – DE, MD, NJ: 60,956
  • Salisbury – MD: 47,009
  • Cumberland – MD, WV: 26,386
  • Salisbury – MD, DE: 16,515
  • California, Lexington Park – MD: 11,502

  • Unknown: 3,202,962
  • Credit history: 111,671
  • Collateral: 96,635
  • Debt-to-income ratio: 90,220
  • Credit application incomplete: 52,770
  • Other: 51,126
  • Unverifiable information: 17,610
  • Insufficient cash (downpayment, closing costs): 10,480
  • Employment history: 4,497
  • Mortgage insurance denied: 676

  • Not a HOEPA loan: 3,638,403
  • HOEPA loan: 244

  • Secured by a first lien: 2,631,802
  • Not applicable: 755,637
  • Secured by a subordinate lien: 167,484
  • Not secured by a lien: 83,724

  • Owner-occupied as a principal dwelling: 3,366,348
  • Not owner-occupied as a principal dwelling: 261,994
  • Not applicable: 10,305

  • One-to-four family dwelling (other than manufactured housing): 3,616,184
  • Manufactured housing: 18,712
  • Multifamily dwelling: 3,751

  • Loan was not originated or was not sold in calendar year covered by register: 1,785,984
  • Fannie Mae (FNMA): 483,042
  • Ginnie Mae (GNMA): 333,328
  • Freddie Mac (FHLMC): 321,116
  • Commercial bank, savings bank or savings association: 229,926
  • Affiliate institution: 197,376
  • Other type of purchaser: 131,470
  • Life insurance company, credit union, mortgage bank, or finance company: 130,495
  • Private securitization: 25,852
  • Farmer Mac (FAMC): 58