Maine

Today's Maine (ME) Mortgage Rates


JG Wentworth Home Lending
NMLS # 2925
State Lic # SLM12058
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 66247
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 66247
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Northpointe Bank
State Lic # 66247
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # SLM6718
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Maine (ME) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 328,518
  • Application denied by financial institution: 125,514
  • Loan purchased by the institution: 105,758
  • Application withdrawn by applicant: 54,029
  • Application approved but not accepted: 34,138
  • File closed for incompleteness: 16,597
  • Preapproval request denied by financial institution: 40
  • Preapproval request approved but not accepted: 8

  • Refinancing: 396,505
  • Home purchase: 208,197
  • Home improvement: 59,900

  • Conventional: 531,940
  • FHA-insured: 80,539
  • VA-guaranteed: 26,315
  • FSA/RHS-guaranteed: 25,808

  • White: 536,690
  • Information not provided by applicant in mail, Internet, or telephone application: 59,785
  • Not applicable: 58,285
  • Asian: 4,301
  • American Indian or Alaska Native: 2,392
  • Black or African American: 2,376
  • Native Hawaiian or Other Pacific Islander: 773

  • Not Hispanic or Latino: 538,868
  • Information not provided by applicant in mail, Internet, or telephone application: 62,521
  • Not applicable: 58,363
  • Hispanic or Latino: 4,850

  • Male: 391,212
  • Female: 177,221
  • Not applicable: 58,286
  • Information not provided by applicant in mail, Internet, or telephone application: 37,883

  • Department of Housing and Urban Development: 181,181
  • Office of the Comptroller of the Currency: 131,657
  • Federal Deposit Insurance Corporation: 117,618
  • Consumer Financial Protection Bureau: 107,449
  • National Credit Union Administration: 51,147
  • Office of Thrift Supervision: 38,149
  • Federal Reserve System: 37,401

  • Cumberland County: 186,571
  • York County: 136,643
  • Penobscot County: 62,885
  • Androscoggin County: 49,748
  • Kennebec County: 44,573
  • Oxford County: 26,450
  • Hancock County: 22,392
  • Sagadahoc County: 20,035
  • Aroostook County: 18,154
  • Somerset County: 18,017
  • Waldo County: 16,776
  • Knox County: 16,375
  • Lincoln County: 15,449
  • Franklin County: 11,443
  • Washington County: 10,721
  • Piscataquis County: 7,286
  • Unknown: 1,084

  • Portland, South Portland, Biddeford – ME: 287,789
  • Unknown: 209,467
  • Bangor – ME: 62,734
  • Portland, South Portland – ME: 54,878
  • Lewiston, Auburn – ME: 49,734

  • Unknown: 581,213
  • Collateral: 21,809
  • Debt-to-income ratio: 20,304
  • Credit history: 20,238
  • Other: 8,704
  • Credit application incomplete: 7,232
  • Unverifiable information: 2,309
  • Insufficient cash (downpayment, closing costs): 1,341
  • Employment history: 1,225
  • Mortgage insurance denied: 227

  • Not a HOEPA loan: 664,518
  • HOEPA loan: 84

  • Secured by a first lien: 511,185
  • Not applicable: 105,758
  • Secured by a subordinate lien: 33,645
  • Not secured by a lien: 14,014

  • Owner-occupied as a principal dwelling: 572,747
  • Not owner-occupied as a principal dwelling: 86,801
  • Not applicable: 5,054

  • One-to-four family dwelling (other than manufactured housing): 640,933
  • Manufactured housing: 21,280
  • Multifamily dwelling: 2,389

  • Loan was not originated or was not sold in calendar year covered by register: 381,490
  • Fannie Mae (FNMA): 69,888
  • Freddie Mac (FHLMC): 58,553
  • Commercial bank, savings bank or savings association: 44,165
  • Ginnie Mae (GNMA): 39,583
  • Affiliate institution: 25,477
  • Life insurance company, credit union, mortgage bank, or finance company: 22,788
  • Other type of purchaser: 18,183
  • Private securitization: 4,471
  • Farmer Mac (FAMC): 4