Maine (ME) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 328,518
- Application denied by financial institution: 125,514
- Loan purchased by the institution: 105,758
- Application withdrawn by applicant: 54,029
- Application approved but not accepted: 34,138
- File closed for incompleteness: 16,597
- Preapproval request denied by financial institution: 40
- Preapproval request approved but not accepted: 8
- Refinancing: 396,505
- Home purchase: 208,197
- Home improvement: 59,900
- Conventional: 531,940
- FHA-insured: 80,539
- VA-guaranteed: 26,315
- FSA/RHS-guaranteed: 25,808
- White: 536,690
- Information not provided by applicant in mail, Internet, or telephone application: 59,785
- Not applicable: 58,285
- Asian: 4,301
- American Indian or Alaska Native: 2,392
- Black or African American: 2,376
- Native Hawaiian or Other Pacific Islander: 773
- Not Hispanic or Latino: 538,868
- Information not provided by applicant in mail, Internet, or telephone application: 62,521
- Not applicable: 58,363
- Hispanic or Latino: 4,850
- Male: 391,212
- Female: 177,221
- Not applicable: 58,286
- Information not provided by applicant in mail, Internet, or telephone application: 37,883
- Department of Housing and Urban Development: 181,181
- Office of the Comptroller of the Currency: 131,657
- Federal Deposit Insurance Corporation: 117,618
- Consumer Financial Protection Bureau: 107,449
- National Credit Union Administration: 51,147
- Office of Thrift Supervision: 38,149
- Federal Reserve System: 37,401
- Cumberland County: 186,571
- York County: 136,643
- Penobscot County: 62,885
- Androscoggin County: 49,748
- Kennebec County: 44,573
- Oxford County: 26,450
- Hancock County: 22,392
- Sagadahoc County: 20,035
- Aroostook County: 18,154
- Somerset County: 18,017
- Waldo County: 16,776
- Knox County: 16,375
- Lincoln County: 15,449
- Franklin County: 11,443
- Washington County: 10,721
- Piscataquis County: 7,286
- Unknown: 1,084
- Portland, South Portland, Biddeford – ME: 287,789
- Unknown: 209,467
- Bangor – ME: 62,734
- Portland, South Portland – ME: 54,878
- Lewiston, Auburn – ME: 49,734
- Unknown: 581,213
- Collateral: 21,809
- Debt-to-income ratio: 20,304
- Credit history: 20,238
- Other: 8,704
- Credit application incomplete: 7,232
- Unverifiable information: 2,309
- Insufficient cash (downpayment, closing costs): 1,341
- Employment history: 1,225
- Mortgage insurance denied: 227
- Not a HOEPA loan: 664,518
- HOEPA loan: 84
- Secured by a first lien: 511,185
- Not applicable: 105,758
- Secured by a subordinate lien: 33,645
- Not secured by a lien: 14,014
- Owner-occupied as a principal dwelling: 572,747
- Not owner-occupied as a principal dwelling: 86,801
- Not applicable: 5,054
- One-to-four family dwelling (other than manufactured housing): 640,933
- Manufactured housing: 21,280
- Multifamily dwelling: 2,389
- Loan was not originated or was not sold in calendar year covered by register: 381,490
- Fannie Mae (FNMA): 69,888
- Freddie Mac (FHLMC): 58,553
- Commercial bank, savings bank or savings association: 44,165
- Ginnie Mae (GNMA): 39,583
- Affiliate institution: 25,477
- Life insurance company, credit union, mortgage bank, or finance company: 22,788
- Other type of purchaser: 18,183
- Private securitization: 4,471
- Farmer Mac (FAMC): 4
