Louisiana

Today's Louisiana (LA) Mortgage Rates

Louisiana (LA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 894,525
  • Application denied by financial institution: 408,503
  • Loan purchased by the institution: 338,539
  • Application withdrawn by applicant: 179,668
  • Application approved but not accepted: 106,248
  • File closed for incompleteness: 53,656
  • Preapproval request denied by financial institution: 131
  • Preapproval request approved but not accepted: 69

  • Refinancing: 990,567
  • Home purchase: 822,131
  • Home improvement: 168,641

  • Conventional: 1,451,139
  • FHA-insured: 343,168
  • FSA/RHS-guaranteed: 96,039
  • VA-guaranteed: 90,993

  • White: 1,282,749
  • Black or African American: 324,024
  • Information not provided by applicant in mail, Internet, or telephone application: 175,526
  • Not applicable: 160,069
  • Asian: 26,128
  • American Indian or Alaska Native: 9,726
  • Native Hawaiian or Other Pacific Islander: 3,117

  • Not Hispanic or Latino: 1,590,510
  • Information not provided by applicant in mail, Internet, or telephone application: 187,460
  • Not applicable: 160,596
  • Hispanic or Latino: 42,773

  • Male: 1,210,051
  • Female: 512,856
  • Not applicable: 160,188
  • Information not provided by applicant in mail, Internet, or telephone application: 98,244

  • Department of Housing and Urban Development: 585,651
  • Consumer Financial Protection Bureau: 392,584
  • Office of the Comptroller of the Currency: 377,372
  • Federal Deposit Insurance Corporation: 302,425
  • Federal Reserve System: 133,541
  • Office of Thrift Supervision: 131,178
  • National Credit Union Administration: 58,588

  • East Baton Rouge Parish: 215,033
  • Jefferson Parish: 177,457
  • Orleans Parish: 147,629
  • St. Tammany Parish: 146,908
  • Lafayette Parish: 114,026
  • Caddo Parish: 103,604
  • Calcasieu Parish: 80,482
  • Livingston Parish: 78,258
  • Ascension Parish: 75,941
  • Bossier Parish: 65,894
  • Ouachita Parish: 64,327
  • Rapides Parish: 55,821
  • Tangipahoa Parish: 53,658
  • Terrebonne Parish: 48,124
  • Lafourche Parish: 43,245
  • St. Charles Parish: 26,765
  • St. Landry Parish: 25,755
  • Unknown: 23,317
  • St. Martin Parish: 23,311
  • Iberia Parish: 23,289
  • St. John the Baptist Parish: 22,034
  • Acadia Parish: 17,918
  • Lincoln Parish: 16,719
  • Vermilion Parish: 16,431
  • St. Mary Parish: 16,361
  • Washington Parish: 16,177
  • St. Bernard Parish: 15,948
  • Vernon Parish: 15,694
  • Avoyelles Parish: 14,739
  • Beauregard Parish: 14,178
  • West Baton Rouge Parish: 13,329
  • Webster Parish: 12,731
  • Iberville Parish: 12,517
  • Natchitoches Parish: 11,644
  • Jefferson Davis Parish: 11,385
  • De Soto Parish: 9,848
  • Pointe Coupee Parish: 9,809
  • Union Parish: 9,413
  • Morehouse Parish: 8,973
  • Plaquemines Parish: 8,833
  • Evangeline Parish: 8,627
  • St. James Parish: 8,593
  • Assumption Parish: 8,453
  • Grant Parish: 8,182
  • East Feliciana Parish: 7,758
  • Sabine Parish: 7,426
  • Richland Parish: 6,629
  • Allen Parish: 6,287
  • West Feliciana Parish: 5,288
  • La Salle Parish: 5,122
  • Franklin Parish: 4,449
  • Claiborne Parish: 4,240
  • Concordia Parish: 4,116
  • St. Helena Parish: 3,744
  • Jackson Parish: 3,699
  • Bienville Parish: 3,566
  • Winn Parish: 2,764
  • Catahoula Parish: 2,589
  • Cameron Parish: 2,384
  • West Carroll Parish: 2,382
  • Madison Parish: 1,955
  • Caldwell Parish: 1,750
  • Red River Parish: 1,673
  • Tensas Parish: 1,187
  • East Carroll Parish: 951

  • New Orleans, Metairie, Kenner – LA: 451,836
  • Baton Rouge – LA: 421,039
  • Unknown: 362,707
  • Shreveport, Bossier City – LA: 181,433
  • Lafayette – LA: 148,403
  • New Orleans, Metairie – LA: 94,878
  • Lake Charles – LA: 82,429
  • Houma, Bayou Cane, Thibodaux – LA: 75,610
  • Monroe – LA: 73,507
  • Alexandria – LA: 63,904
  • Houma, Thibodaux – LA: 15,578
  • Hammond – LA: 10,015

  • Unknown: 1,727,751
  • Credit history: 94,379
  • Debt-to-income ratio: 52,282
  • Collateral: 40,054
  • Credit application incomplete: 28,453
  • Other: 22,095
  • Unverifiable information: 8,151
  • Insufficient cash (downpayment, closing costs): 4,165
  • Employment history: 3,621
  • Mortgage insurance denied: 388

  • Not a HOEPA loan: 1,978,735
  • HOEPA loan: 2,604

  • Secured by a first lien: 1,509,493
  • Not applicable: 338,539
  • Not secured by a lien: 69,808
  • Secured by a subordinate lien: 63,499

  • Owner-occupied as a principal dwelling: 1,806,301
  • Not owner-occupied as a principal dwelling: 167,984
  • Not applicable: 7,054

  • One-to-four family dwelling (other than manufactured housing): 1,810,150
  • Manufactured housing: 167,100
  • Multifamily dwelling: 4,089

  • Loan was not originated or was not sold in calendar year covered by register: 1,139,125
  • Fannie Mae (FNMA): 224,964
  • Ginnie Mae (GNMA): 167,939
  • Freddie Mac (FHLMC): 108,046
  • Commercial bank, savings bank or savings association: 103,456
  • Affiliate institution: 89,194
  • Other type of purchaser: 80,052
  • Life insurance company, credit union, mortgage bank, or finance company: 59,924
  • Private securitization: 8,490
  • Farmer Mac (FAMC): 149