Kansas

Today's Kansas (KS) Mortgage Rates

Kansas (KS) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 671,005
  • Loan purchased by the institution: 233,873
  • Application denied by financial institution: 195,074
  • Application withdrawn by applicant: 103,781
  • Application approved but not accepted: 52,881
  • File closed for incompleteness: 29,485
  • Preapproval request denied by financial institution: 161
  • Preapproval request approved but not accepted: 10

  • Refinancing: 705,531
  • Home purchase: 492,503
  • Home improvement: 88,236

  • Conventional: 939,518
  • FHA-insured: 245,926
  • VA-guaranteed: 73,059
  • FSA/RHS-guaranteed: 27,767

  • White: 953,772
  • Not applicable: 145,531
  • Information not provided by applicant in mail, Internet, or telephone application: 114,538
  • Black or African American: 35,743
  • Asian: 25,072
  • American Indian or Alaska Native: 8,997
  • Native Hawaiian or Other Pacific Islander: 2,617

  • Not Hispanic or Latino: 974,258
  • Not applicable: 145,756
  • Information not provided by applicant in mail, Internet, or telephone application: 113,674
  • Hispanic or Latino: 52,582

  • Male: 783,144
  • Female: 290,141
  • Not applicable: 145,610
  • Information not provided by applicant in mail, Internet, or telephone application: 67,375

  • Office of the Comptroller of the Currency: 388,045
  • Department of Housing and Urban Development: 238,044
  • Consumer Financial Protection Bureau: 237,029
  • Federal Deposit Insurance Corporation: 135,809
  • Office of Thrift Supervision: 112,726
  • Federal Reserve System: 107,538
  • National Credit Union Administration: 67,079

  • Johnson County: 384,340
  • Sedgwick County: 248,317
  • Shawnee County: 78,816
  • Wyandotte County: 61,543
  • Douglas County: 52,196
  • Leavenworth County: 40,673
  • Butler County: 35,608
  • Riley County: 27,334
  • Reno County: 23,060
  • Miami County: 21,209
  • Saline County: 18,527
  • Geary County: 17,346
  • Harvey County: 15,596
  • Franklin County: 13,488
  • Pottawatomie County: 12,522
  • Crawford County: 12,377
  • Cowley County: 10,299
  • Sumner County: 10,174
  • Jefferson County: 9,728
  • Montgomery County: 9,411
  • Finney County: 8,696
  • Lyon County: 7,844
  • Ford County: 7,818
  • McPherson County: 7,743
  • Ellis County: 7,472
  • Osage County: 7,411
  • Dickinson County: 7,371
  • Barton County: 6,955
  • Jackson County: 6,274
  • Cherokee County: 5,788
  • Atchison County: 5,657
  • Seward County: 5,457
  • Labette County: 5,314
  • Linn County: 3,997
  • Allen County: 3,968
  • Neosho County: 3,867
  • Bourbon County: 3,761
  • Clay County: 3,660
  • Brown County: 3,655
  • Marion County: 3,311
  • Wabaunsee County: 3,230
  • Nemaha County: 3,181
  • Coffey County: 3,090
  • Kingman County: 2,773
  • Anderson County: 2,703
  • Doniphan County: 2,389
  • Pratt County: 2,218
  • Unknown: 2,195
  • Cloud County: 2,140
  • Ottawa County: 2,010
  • Thomas County: 1,990
  • Wilson County: 1,974
  • Harper County: 1,825
  • Pawnee County: 1,729
  • Marshall County: 1,710
  • Greenwood County: 1,682
  • Rice County: 1,674
  • Russell County: 1,671
  • Morris County: 1,545
  • Sherman County: 1,394
  • Gray County: 1,248
  • Grant County: 1,225
  • Stevens County: 1,153
  • Mitchell County: 1,115
  • Meade County: 929
  • Washington County: 928
  • Woodson County: 925
  • Barber County: 833
  • Stafford County: 733
  • Rooks County: 713
  • Haskell County: 679
  • Rush County: 664
  • Morton County: 637
  • Osborne County: 635
  • Edwards County: 625
  • Kearny County: 623
  • Ellsworth County: 621
  • Scott County: 578
  • Chase County: 564
  • Republic County: 560
  • Chautauqua County: 542
  • Norton County: 511
  • Cheyenne County: 501
  • Phillips County: 471
  • Logan County: 436
  • Lincoln County: 426
  • Clark County: 417
  • Gove County: 403
  • Decatur County: 402
  • Ness County: 369
  • Trego County: 364
  • Hamilton County: 351
  • Elk County: 346
  • Smith County: 319
  • Graham County: 278
  • Jewell County: 269
  • Kiowa County: 262
  • Hodgeman County: 256
  • Rawlins County: 234
  • Sheridan County: 230

  • Kansas City – MO, KS: 523,156
  • Wichita – KS: 310,087
  • Unknown: 251,819
  • Topeka – KS: 105,439
  • Lawrence – KS: 52,183
  • Manhattan – KS: 41,197
  • St. Joseph – MO, KS: 2,389

  • Unknown: 1,155,159
  • Credit history: 41,489
  • Collateral: 29,490
  • Debt-to-income ratio: 26,110
  • Other: 12,947
  • Credit application incomplete: 11,133
  • Unverifiable information: 4,535
  • Insufficient cash (downpayment, closing costs): 2,834
  • Employment history: 2,214
  • Mortgage insurance denied: 359

  • Not a HOEPA loan: 1,285,546
  • HOEPA loan: 724

  • Secured by a first lien: 974,469
  • Not applicable: 233,873
  • Secured by a subordinate lien: 54,819
  • Not secured by a lien: 23,109

  • Owner-occupied as a principal dwelling: 1,184,801
  • Not owner-occupied as a principal dwelling: 97,553
  • Not applicable: 3,916

  • One-to-four family dwelling (other than manufactured housing): 1,259,706
  • Manufactured housing: 24,047
  • Multifamily dwelling: 2,517

  • Loan was not originated or was not sold in calendar year covered by register: 641,630
  • Fannie Mae (FNMA): 145,423
  • Ginnie Mae (GNMA): 131,186
  • Freddie Mac (FHLMC): 122,513
  • Commercial bank, savings bank or savings association: 85,792
  • Other type of purchaser: 52,436
  • Life insurance company, credit union, mortgage bank, or finance company: 51,404
  • Affiliate institution: 50,184
  • Private securitization: 5,678
  • Farmer Mac (FAMC): 24