Kansas

Today's Kansas (KS) Mortgage Rates


Home Loans Today
NMLS # 152859
State Lic # 152859
4.375% APR
4.375% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,248.21

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # MC.0001491
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

EverBank
NMLS # 399805
State Lic # MC.0001491
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # MC.0001491
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Community Mortgage, LLC
NMLS # 293918
State Lic # MC.0001467
4.012% APR
4.000% RATE
0 Points
30 day lock
Fees: $354
Monthly Payment
$1,193.54

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # MC.0001467
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247 Cardinal Financial
State Lic # MC.0025207
3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $582
Monthly Payment
$1,157.79

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # MC0025009
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Kansas (KS) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 671,005
  • Loan purchased by the institution: 233,873
  • Application denied by financial institution: 195,074
  • Application withdrawn by applicant: 103,781
  • Application approved but not accepted: 52,881
  • File closed for incompleteness: 29,485
  • Preapproval request denied by financial institution: 161
  • Preapproval request approved but not accepted: 10

  • Refinancing: 705,531
  • Home purchase: 492,503
  • Home improvement: 88,236

  • Conventional: 939,518
  • FHA-insured: 245,926
  • VA-guaranteed: 73,059
  • FSA/RHS-guaranteed: 27,767

  • White: 953,772
  • Not applicable: 145,531
  • Information not provided by applicant in mail, Internet, or telephone application: 114,538
  • Black or African American: 35,743
  • Asian: 25,072
  • American Indian or Alaska Native: 8,997
  • Native Hawaiian or Other Pacific Islander: 2,617

  • Not Hispanic or Latino: 974,258
  • Not applicable: 145,756
  • Information not provided by applicant in mail, Internet, or telephone application: 113,674
  • Hispanic or Latino: 52,582

  • Male: 783,144
  • Female: 290,141
  • Not applicable: 145,610
  • Information not provided by applicant in mail, Internet, or telephone application: 67,375

  • Office of the Comptroller of the Currency: 388,045
  • Department of Housing and Urban Development: 238,044
  • Consumer Financial Protection Bureau: 237,029
  • Federal Deposit Insurance Corporation: 135,809
  • Office of Thrift Supervision: 112,726
  • Federal Reserve System: 107,538
  • National Credit Union Administration: 67,079

  • Johnson County: 384,340
  • Sedgwick County: 248,317
  • Shawnee County: 78,816
  • Wyandotte County: 61,543
  • Douglas County: 52,196
  • Leavenworth County: 40,673
  • Butler County: 35,608
  • Riley County: 27,334
  • Reno County: 23,060
  • Miami County: 21,209
  • Saline County: 18,527
  • Geary County: 17,346
  • Harvey County: 15,596
  • Franklin County: 13,488
  • Pottawatomie County: 12,522
  • Crawford County: 12,377
  • Cowley County: 10,299
  • Sumner County: 10,174
  • Jefferson County: 9,728
  • Montgomery County: 9,411
  • Finney County: 8,696
  • Lyon County: 7,844
  • Ford County: 7,818
  • McPherson County: 7,743
  • Ellis County: 7,472
  • Osage County: 7,411
  • Dickinson County: 7,371
  • Barton County: 6,955
  • Jackson County: 6,274
  • Cherokee County: 5,788
  • Atchison County: 5,657
  • Seward County: 5,457
  • Labette County: 5,314
  • Linn County: 3,997
  • Allen County: 3,968
  • Neosho County: 3,867
  • Bourbon County: 3,761
  • Clay County: 3,660
  • Brown County: 3,655
  • Marion County: 3,311
  • Wabaunsee County: 3,230
  • Nemaha County: 3,181
  • Coffey County: 3,090
  • Kingman County: 2,773
  • Anderson County: 2,703
  • Doniphan County: 2,389
  • Pratt County: 2,218
  • Unknown: 2,195
  • Cloud County: 2,140
  • Ottawa County: 2,010
  • Thomas County: 1,990
  • Wilson County: 1,974
  • Harper County: 1,825
  • Pawnee County: 1,729
  • Marshall County: 1,710
  • Greenwood County: 1,682
  • Rice County: 1,674
  • Russell County: 1,671
  • Morris County: 1,545
  • Sherman County: 1,394
  • Gray County: 1,248
  • Grant County: 1,225
  • Stevens County: 1,153
  • Mitchell County: 1,115
  • Meade County: 929
  • Washington County: 928
  • Woodson County: 925
  • Barber County: 833
  • Stafford County: 733
  • Rooks County: 713
  • Haskell County: 679
  • Rush County: 664
  • Morton County: 637
  • Osborne County: 635
  • Edwards County: 625
  • Kearny County: 623
  • Ellsworth County: 621
  • Scott County: 578
  • Chase County: 564
  • Republic County: 560
  • Chautauqua County: 542
  • Norton County: 511
  • Cheyenne County: 501
  • Phillips County: 471
  • Logan County: 436
  • Lincoln County: 426
  • Clark County: 417
  • Gove County: 403
  • Decatur County: 402
  • Ness County: 369
  • Trego County: 364
  • Hamilton County: 351
  • Elk County: 346
  • Smith County: 319
  • Graham County: 278
  • Jewell County: 269
  • Kiowa County: 262
  • Hodgeman County: 256
  • Rawlins County: 234
  • Sheridan County: 230

  • Kansas City – MO, KS: 523,156
  • Wichita – KS: 310,087
  • Unknown: 251,819
  • Topeka – KS: 105,439
  • Lawrence – KS: 52,183
  • Manhattan – KS: 41,197
  • St. Joseph – MO, KS: 2,389

  • Unknown: 1,155,159
  • Credit history: 41,489
  • Collateral: 29,490
  • Debt-to-income ratio: 26,110
  • Other: 12,947
  • Credit application incomplete: 11,133
  • Unverifiable information: 4,535
  • Insufficient cash (downpayment, closing costs): 2,834
  • Employment history: 2,214
  • Mortgage insurance denied: 359

  • Not a HOEPA loan: 1,285,546
  • HOEPA loan: 724

  • Secured by a first lien: 974,469
  • Not applicable: 233,873
  • Secured by a subordinate lien: 54,819
  • Not secured by a lien: 23,109

  • Owner-occupied as a principal dwelling: 1,184,801
  • Not owner-occupied as a principal dwelling: 97,553
  • Not applicable: 3,916

  • One-to-four family dwelling (other than manufactured housing): 1,259,706
  • Manufactured housing: 24,047
  • Multifamily dwelling: 2,517

  • Loan was not originated or was not sold in calendar year covered by register: 641,630
  • Fannie Mae (FNMA): 145,423
  • Ginnie Mae (GNMA): 131,186
  • Freddie Mac (FHLMC): 122,513
  • Commercial bank, savings bank or savings association: 85,792
  • Other type of purchaser: 52,436
  • Life insurance company, credit union, mortgage bank, or finance company: 51,404
  • Affiliate institution: 50,184
  • Private securitization: 5,678
  • Farmer Mac (FAMC): 24