Iowa

Today's Iowa (IA) Mortgage Rates

Iowa (IA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 834,263
  • Loan purchased by the institution: 223,342
  • Application denied by financial institution: 208,899
  • Application withdrawn by applicant: 113,094
  • Application approved but not accepted: 66,811
  • File closed for incompleteness: 26,382
  • Preapproval request denied by financial institution: 99
  • Preapproval request approved but not accepted: 53

  • Refinancing: 828,555
  • Home purchase: 533,452
  • Home improvement: 110,936

  • Conventional: 1,184,276
  • FHA-insured: 215,631
  • VA-guaranteed: 43,068
  • FSA/RHS-guaranteed: 29,968

  • White: 1,201,784
  • Not applicable: 129,643
  • Information not provided by applicant in mail, Internet, or telephone application: 100,424
  • Asian: 18,322
  • Black or African American: 16,382
  • American Indian or Alaska Native: 4,497
  • Native Hawaiian or Other Pacific Islander: 1,891

  • Not Hispanic or Latino: 1,210,613
  • Not applicable: 129,866
  • Information not provided by applicant in mail, Internet, or telephone application: 100,628
  • Hispanic or Latino: 31,836

  • Male: 923,156
  • Female: 357,683
  • Not applicable: 129,578
  • Information not provided by applicant in mail, Internet, or telephone application: 62,526

  • Office of the Comptroller of the Currency: 291,544
  • Department of Housing and Urban Development: 288,212
  • Federal Deposit Insurance Corporation: 267,769
  • Consumer Financial Protection Bureau: 240,650
  • National Credit Union Administration: 159,790
  • Federal Reserve System: 130,464
  • Office of Thrift Supervision: 94,514

  • Polk County: 277,583
  • Linn County: 142,322
  • Scott County: 114,595
  • Johnson County: 82,701
  • Black Hawk County: 68,942
  • Dallas County: 55,512
  • Pottawattamie County: 51,704
  • Dubuque County: 50,891
  • Woodbury County: 45,058
  • Story County: 39,845
  • Warren County: 30,235
  • Clinton County: 18,006
  • Jasper County: 16,740
  • Muscatine County: 15,198
  • Marion County: 14,692
  • Benton County: 14,608
  • Marshall County: 14,327
  • Bremer County: 13,342
  • Cerro Gordo County: 13,073
  • Boone County: 13,057
  • Webster County: 13,024
  • Des Moines County: 12,963
  • Washington County: 12,936
  • Dickinson County: 12,231
  • Wapello County: 11,652
  • Unknown: 11,210
  • Jones County: 10,505
  • Buchanan County: 9,607
  • Madison County: 9,573
  • Cedar County: 9,499
  • Mills County: 9,033
  • Plymouth County: 8,872
  • Mahaska County: 8,396
  • Delaware County: 8,182
  • Poweshiek County: 7,618
  • Iowa County: 7,526
  • Sioux County: 7,049
  • Harrison County: 6,813
  • Grundy County: 6,673
  • Butler County: 6,381
  • Carroll County: 6,299
  • Jackson County: 6,247
  • Lee County: 6,119
  • Guthrie County: 5,991
  • Fayette County: 5,886
  • Clayton County: 5,796
  • Tama County: 5,613
  • Henry County: 5,563
  • Clay County: 5,423
  • Hardin County: 5,409
  • Buena Vista County: 5,128
  • Jefferson County: 5,096
  • Cass County: 4,716
  • Hamilton County: 4,350
  • Crawford County: 4,322
  • Shelby County: 3,843
  • Lucas County: 3,822
  • Kossuth County: 3,759
  • Page County: 3,740
  • Montgomery County: 3,412
  • Winneshiek County: 3,345
  • Clarke County: 3,276
  • Lyon County: 3,272
  • Humboldt County: 3,193
  • Chickasaw County: 3,183
  • Union County: 3,170
  • Allamakee County: 3,091
  • Hancock County: 3,036
  • Greene County: 3,007
  • Monona County: 2,998
  • Appanoose County: 2,967
  • Keokuk County: 2,882
  • Louisa County: 2,824
  • Fremont County: 2,713
  • Adair County: 2,615
  • Cherokee County: 2,601
  • Wright County: 2,599
  • Calhoun County: 2,494
  • Floyd County: 2,328
  • Emmet County: 2,193
  • Palo Alto County: 2,188
  • Sac County: 2,156
  • Winnebago County: 2,084
  • O’Brien County: 2,080
  • Decatur County: 2,079
  • Monroe County: 2,048
  • Ida County: 1,991
  • Davis County: 1,970
  • Ringgold County: 1,880
  • Franklin County: 1,868
  • Worth County: 1,751
  • Wayne County: 1,392
  • Audubon County: 1,276
  • Pocahontas County: 1,230
  • Mitchell County: 1,197
  • Taylor County: 1,197
  • Van Buren County: 1,136
  • Howard County: 1,096
  • Osceola County: 1,064
  • Adams County: 765

  • Unknown: 424,365
  • Des Moines, West Des Moines – IA: 378,081
  • Cedar Rapids – IA: 167,069
  • Davenport, Moline, Rock Island – IA, IL: 114,435
  • Iowa City – IA: 95,491
  • Waterloo, Cedar Falls – IA: 88,658
  • Omaha, Council Bluffs – NE, IA: 67,422
  • Dubuque – IA: 50,817
  • Sioux City – IA, NE, SD: 46,874
  • Ames – IA: 39,731

  • Unknown: 1,341,069
  • Credit history: 44,173
  • Collateral: 30,729
  • Debt-to-income ratio: 25,754
  • Other: 12,723
  • Credit application incomplete: 9,816
  • Unverifiable information: 3,770
  • Insufficient cash (downpayment, closing costs): 2,383
  • Employment history: 2,292
  • Mortgage insurance denied: 234

  • Not a HOEPA loan: 1,471,690
  • HOEPA loan: 1,253

  • Secured by a first lien: 1,116,437
  • Not applicable: 223,342
  • Secured by a subordinate lien: 105,471
  • Not secured by a lien: 27,693

  • Owner-occupied as a principal dwelling: 1,366,983
  • Not owner-occupied as a principal dwelling: 98,019
  • Not applicable: 7,941

  • One-to-four family dwelling (other than manufactured housing): 1,448,660
  • Manufactured housing: 18,811
  • Multifamily dwelling: 5,472

  • Loan was not originated or was not sold in calendar year covered by register: 754,108
  • Fannie Mae (FNMA): 234,452
  • Freddie Mac (FHLMC): 129,687
  • Ginnie Mae (GNMA): 107,676
  • Other type of purchaser: 86,034
  • Life insurance company, credit union, mortgage bank, or finance company: 58,185
  • Commercial bank, savings bank or savings association: 56,303
  • Affiliate institution: 43,973
  • Private securitization: 2,436
  • Farmer Mac (FAMC): 89