Today's Iowa (IA) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 2012-0021
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 790396
State Lic # 2012-0021
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 2013-0127
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 2013-0127
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 2007-0149
4.260% APR
4.250% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,229.85

NEXT  

Northpointe Bank
State Lic # 2007-0149
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Iowa (IA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 834,263
  • Loan purchased by the institution: 223,342
  • Application denied by financial institution: 208,899
  • Application withdrawn by applicant: 113,094
  • Application approved but not accepted: 66,811
  • File closed for incompleteness: 26,382
  • Preapproval request denied by financial institution: 99
  • Preapproval request approved but not accepted: 53

  • Refinancing: 828,555
  • Home purchase: 533,452
  • Home improvement: 110,936

  • Conventional: 1,184,276
  • FHA-insured: 215,631
  • VA-guaranteed: 43,068
  • FSA/RHS-guaranteed: 29,968

  • White: 1,201,784
  • Not applicable: 129,643
  • Information not provided by applicant in mail, Internet, or telephone application: 100,424
  • Asian: 18,322
  • Black or African American: 16,382
  • American Indian or Alaska Native: 4,497
  • Native Hawaiian or Other Pacific Islander: 1,891

  • Not Hispanic or Latino: 1,210,613
  • Not applicable: 129,866
  • Information not provided by applicant in mail, Internet, or telephone application: 100,628
  • Hispanic or Latino: 31,836

  • Male: 923,156
  • Female: 357,683
  • Not applicable: 129,578
  • Information not provided by applicant in mail, Internet, or telephone application: 62,526

  • Office of the Comptroller of the Currency: 291,544
  • Department of Housing and Urban Development: 288,212
  • Federal Deposit Insurance Corporation: 267,769
  • Consumer Financial Protection Bureau: 240,650
  • National Credit Union Administration: 159,790
  • Federal Reserve System: 130,464
  • Office of Thrift Supervision: 94,514

  • Polk County: 277,583
  • Linn County: 142,322
  • Scott County: 114,595
  • Johnson County: 82,701
  • Black Hawk County: 68,942
  • Dallas County: 55,512
  • Pottawattamie County: 51,704
  • Dubuque County: 50,891
  • Woodbury County: 45,058
  • Story County: 39,845
  • Warren County: 30,235
  • Clinton County: 18,006
  • Jasper County: 16,740
  • Muscatine County: 15,198
  • Marion County: 14,692
  • Benton County: 14,608
  • Marshall County: 14,327
  • Bremer County: 13,342
  • Cerro Gordo County: 13,073
  • Boone County: 13,057
  • Webster County: 13,024
  • Des Moines County: 12,963
  • Washington County: 12,936
  • Dickinson County: 12,231
  • Wapello County: 11,652
  • Unknown: 11,210
  • Jones County: 10,505
  • Buchanan County: 9,607
  • Madison County: 9,573
  • Cedar County: 9,499
  • Mills County: 9,033
  • Plymouth County: 8,872
  • Mahaska County: 8,396
  • Delaware County: 8,182
  • Poweshiek County: 7,618
  • Iowa County: 7,526
  • Sioux County: 7,049
  • Harrison County: 6,813
  • Grundy County: 6,673
  • Butler County: 6,381
  • Carroll County: 6,299
  • Jackson County: 6,247
  • Lee County: 6,119
  • Guthrie County: 5,991
  • Fayette County: 5,886
  • Clayton County: 5,796
  • Tama County: 5,613
  • Henry County: 5,563
  • Clay County: 5,423
  • Hardin County: 5,409
  • Buena Vista County: 5,128
  • Jefferson County: 5,096
  • Cass County: 4,716
  • Hamilton County: 4,350
  • Crawford County: 4,322
  • Shelby County: 3,843
  • Lucas County: 3,822
  • Kossuth County: 3,759
  • Page County: 3,740
  • Montgomery County: 3,412
  • Winneshiek County: 3,345
  • Clarke County: 3,276
  • Lyon County: 3,272
  • Humboldt County: 3,193
  • Chickasaw County: 3,183
  • Union County: 3,170
  • Allamakee County: 3,091
  • Hancock County: 3,036
  • Greene County: 3,007
  • Monona County: 2,998
  • Appanoose County: 2,967
  • Keokuk County: 2,882
  • Louisa County: 2,824
  • Fremont County: 2,713
  • Adair County: 2,615
  • Cherokee County: 2,601
  • Wright County: 2,599
  • Calhoun County: 2,494
  • Floyd County: 2,328
  • Emmet County: 2,193
  • Palo Alto County: 2,188
  • Sac County: 2,156
  • Winnebago County: 2,084
  • O’Brien County: 2,080
  • Decatur County: 2,079
  • Monroe County: 2,048
  • Ida County: 1,991
  • Davis County: 1,970
  • Ringgold County: 1,880
  • Franklin County: 1,868
  • Worth County: 1,751
  • Wayne County: 1,392
  • Audubon County: 1,276
  • Pocahontas County: 1,230
  • Mitchell County: 1,197
  • Taylor County: 1,197
  • Van Buren County: 1,136
  • Howard County: 1,096
  • Osceola County: 1,064
  • Adams County: 765

  • Unknown: 424,365
  • Des Moines, West Des Moines – IA: 378,081
  • Cedar Rapids – IA: 167,069
  • Davenport, Moline, Rock Island – IA, IL: 114,435
  • Iowa City – IA: 95,491
  • Waterloo, Cedar Falls – IA: 88,658
  • Omaha, Council Bluffs – NE, IA: 67,422
  • Dubuque – IA: 50,817
  • Sioux City – IA, NE, SD: 46,874
  • Ames – IA: 39,731

  • Unknown: 1,341,069
  • Credit history: 44,173
  • Collateral: 30,729
  • Debt-to-income ratio: 25,754
  • Other: 12,723
  • Credit application incomplete: 9,816
  • Unverifiable information: 3,770
  • Insufficient cash (downpayment, closing costs): 2,383
  • Employment history: 2,292
  • Mortgage insurance denied: 234

  • Not a HOEPA loan: 1,471,690
  • HOEPA loan: 1,253

  • Secured by a first lien: 1,116,437
  • Not applicable: 223,342
  • Secured by a subordinate lien: 105,471
  • Not secured by a lien: 27,693

  • Owner-occupied as a principal dwelling: 1,366,983
  • Not owner-occupied as a principal dwelling: 98,019
  • Not applicable: 7,941

  • One-to-four family dwelling (other than manufactured housing): 1,448,660
  • Manufactured housing: 18,811
  • Multifamily dwelling: 5,472

  • Loan was not originated or was not sold in calendar year covered by register: 754,108
  • Fannie Mae (FNMA): 234,452
  • Freddie Mac (FHLMC): 129,687
  • Ginnie Mae (GNMA): 107,676
  • Other type of purchaser: 86,034
  • Life insurance company, credit union, mortgage bank, or finance company: 58,185
  • Commercial bank, savings bank or savings association: 56,303
  • Affiliate institution: 43,973
  • Private securitization: 2,436
  • Farmer Mac (FAMC): 89