Indiana

Today's Indiana (IN) Mortgage Rates


McGlone Mortgage Group
NMLS # 3232
State Lic # 28065
3.750% APR
3.750% RATE
0 Points
40 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

AnnieMac Home Mortgage
NMLS # 338923
State Lic # 23206
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $40
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 11220
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Triumph Bank Home Loans
State Lic # 11220
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

EverBank
NMLS # 399805
State Lic # 11220
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Flagstar Bank
State Lic # 11220
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247 Cardinal Financial
State Lic # 19692
3.769% APR
3.750% RATE
0 Points
30 day lock
Fees: $582
Monthly Payment
$1,157.79

NEXT  

Home Point Financial
NMLS # 7706
State Lic # 19692
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Ally Bank
NMLS # 181005
State Lic # 19692
4.154% APR
4.125% RATE
0 Points
45 day lock
Fees: $870
Monthly Payment
$1,211.62

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Indiana (IN) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,583,917
  • Application denied by financial institution: 599,093
  • Loan purchased by the institution: 526,047
  • Application withdrawn by applicant: 271,684
  • Application approved but not accepted: 130,972
  • File closed for incompleteness: 80,719
  • Preapproval request denied by financial institution: 503
  • Preapproval request approved but not accepted: 96

  • Refinancing: 1,868,028
  • Home purchase: 1,122,266
  • Home improvement: 202,737

  • Conventional: 2,270,834
  • FHA-insured: 731,271
  • VA-guaranteed: 118,061
  • FSA/RHS-guaranteed: 72,865

  • White: 2,456,599
  • Not applicable: 297,138
  • Information not provided by applicant in mail, Internet, or telephone application: 244,987
  • Black or African American: 136,976
  • Asian: 41,138
  • American Indian or Alaska Native: 11,468
  • Native Hawaiian or Other Pacific Islander: 4,725

  • Not Hispanic or Latino: 2,563,283
  • Not applicable: 297,984
  • Information not provided by applicant in mail, Internet, or telephone application: 245,413
  • Hispanic or Latino: 86,351

  • Male: 1,991,795
  • Female: 764,907
  • Not applicable: 297,225
  • Information not provided by applicant in mail, Internet, or telephone application: 139,104

  • Department of Housing and Urban Development: 800,282
  • Office of the Comptroller of the Currency: 684,826
  • Consumer Financial Protection Bureau: 611,061
  • Federal Deposit Insurance Corporation: 343,988
  • Federal Reserve System: 324,734
  • Office of Thrift Supervision: 217,780
  • National Credit Union Administration: 210,360

  • Marion County: 434,987
  • Hamilton County: 243,494
  • Lake County: 234,206
  • Allen County: 192,045
  • St. Joseph County: 110,561
  • Hendricks County: 106,241
  • Porter County: 96,243
  • Johnson County: 94,396
  • Vanderburgh County: 84,841
  • Elkhart County: 82,909
  • Tippecanoe County: 77,300
  • Clark County: 62,702
  • Monroe County: 61,575
  • Madison County: 54,446
  • LaPorte County: 54,442
  • Hancock County: 47,099
  • Boone County: 42,756
  • Bartholomew County: 42,623
  • Floyd County: 42,498
  • Morgan County: 42,428
  • Vigo County: 40,457
  • Delaware County: 40,007
  • Kosciusko County: 36,992
  • Howard County: 36,250
  • Warrick County: 35,783
  • Dearborn County: 29,252
  • Wayne County: 25,012
  • Shelby County: 20,895
  • Grant County: 20,473
  • Noble County: 20,336
  • DeKalb County: 20,324
  • Harrison County: 19,958
  • Steuben County: 19,126
  • Whitley County: 18,602
  • Marshall County: 18,583
  • Jackson County: 18,426
  • Henry County: 18,190
  • Putnam County: 18,057
  • Montgomery County: 17,357
  • Jasper County: 16,677
  • Huntington County: 15,628
  • Lawrence County: 15,384
  • Jefferson County: 14,904
  • Gibson County: 14,376
  • LaGrange County: 14,237
  • Dubois County: 14,066
  • Wells County: 13,960
  • Clinton County: 13,708
  • Adams County: 12,797
  • Posey County: 12,743
  • Unknown: 12,554
  • Knox County: 12,521
  • White County: 12,504
  • Washington County: 12,252
  • Ripley County: 12,193
  • Greene County: 12,053
  • Franklin County: 11,499
  • Miami County: 11,476
  • Cass County: 11,208
  • Wabash County: 11,174
  • Brown County: 11,143
  • Starke County: 11,023
  • Clay County: 10,907
  • Jennings County: 10,495
  • Decatur County: 10,067
  • Carroll County: 10,027
  • Daviess County: 9,644
  • Fayette County: 9,579
  • Scott County: 9,572
  • Owen County: 9,447
  • Randolph County: 9,215
  • Perry County: 8,997
  • Sullivan County: 7,790
  • Fulton County: 7,504
  • Tipton County: 7,127
  • Rush County: 6,944
  • Newton County: 6,915
  • Jay County: 6,766
  • Spencer County: 6,754
  • Vermillion County: 6,565
  • Parke County: 6,514
  • Fountain County: 6,417
  • Orange County: 5,337
  • Pike County: 4,964
  • Pulaski County: 4,630
  • Switzerland County: 4,430
  • Warren County: 3,974
  • Martin County: 3,834
  • Crawford County: 3,780
  • Benton County: 3,367
  • Blackford County: 3,341
  • Ohio County: 3,224
  • Union County: 2,952

  • Indianapolis, Carmel – IN: 881,872
  • Unknown: 565,286
  • Gary – IN: 353,869
  • Fort Wayne – IN: 223,392
  • Indianapolis, Carmel, Anderson – IN: 188,211
  • Evansville – IN, KY: 145,120
  • Louisville, Jefferson County – KY, IN: 139,021
  • South Bend, Mishawaka – IN, MI: 110,371
  • Elkhart, Goshen – IN: 82,725
  • Bloomington – IN: 80,841
  • Lafayette – IN: 74,068
  • Terre Haute – IN: 65,695
  • Michigan City, La Porte – IN: 54,329
  • Anderson – IN: 45,069
  • Columbus – IN: 42,600
  • Kokomo – IN: 42,121
  • Muncie – IN: 39,950
  • Cincinnati, Middletown – OH, KY, IN: 37,195
  • Lafayette, West Lafayette – IN: 15,802
  • Cincinnati – OH, KY, IN: 5,494

  • Unknown: 2,778,718
  • Credit history: 130,303
  • Collateral: 101,988
  • Debt-to-income ratio: 71,186
  • Credit application incomplete: 43,993
  • Other: 39,214
  • Unverifiable information: 12,122
  • Insufficient cash (downpayment, closing costs): 8,948
  • Employment history: 5,580
  • Mortgage insurance denied: 979

  • Not a HOEPA loan: 3,192,359
  • HOEPA loan: 672

  • Secured by a first lien: 2,468,857
  • Not applicable: 526,047
  • Secured by a subordinate lien: 134,073
  • Not secured by a lien: 64,054

  • Owner-occupied as a principal dwelling: 2,991,038
  • Not owner-occupied as a principal dwelling: 194,669
  • Not applicable: 7,324

  • One-to-four family dwelling (other than manufactured housing): 3,120,781
  • Manufactured housing: 67,012
  • Multifamily dwelling: 5,238

  • Loan was not originated or was not sold in calendar year covered by register: 1,642,498
  • Fannie Mae (FNMA): 364,480
  • Ginnie Mae (GNMA): 331,949
  • Freddie Mac (FHLMC): 331,692
  • Affiliate institution: 143,507
  • Commercial bank, savings bank or savings association: 137,210
  • Other type of purchaser: 120,956
  • Life insurance company, credit union, mortgage bank, or finance company: 107,237
  • Private securitization: 13,423
  • Farmer Mac (FAMC): 79