Today's Idaho (ID) Mortgage Rates
Idahoadmin2016-11-19T17:58:30+00:00
Idaho (ID) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 452,974
- Application denied by financial institution: 162,501
- Loan purchased by the institution: 154,244
- Application withdrawn by applicant: 83,888
- Application approved but not accepted: 48,887
- File closed for incompleteness: 19,913
- Preapproval request denied by financial institution: 141
- Preapproval request approved but not accepted: 35
- Refinancing: 540,104
- Home purchase: 337,421
- Home improvement: 45,058
- Conventional: 687,744
- FHA-insured: 162,965
- VA-guaranteed: 52,935
- FSA/RHS-guaranteed: 18,939
- White: 749,467
- Not applicable: 77,468
- Information not provided by applicant in mail, Internet, or telephone application: 75,485
- Asian: 8,541
- American Indian or Alaska Native: 6,158
- Black or African American: 3,003
- Native Hawaiian or Other Pacific Islander: 2,461
- Not Hispanic or Latino: 729,781
- Not applicable: 77,577
- Information not provided by applicant in mail, Internet, or telephone application: 74,388
- Hispanic or Latino: 40,837
- Male: 601,478
- Female: 196,526
- Not applicable: 77,480
- Information not provided by applicant in mail, Internet, or telephone application: 47,099
- Department of Housing and Urban Development: 234,348
- Office of the Comptroller of the Currency: 194,071
- Consumer Financial Protection Bureau: 177,990
- Federal Deposit Insurance Corporation: 100,428
- National Credit Union Administration: 85,009
- Office of Thrift Supervision: 69,387
- Federal Reserve System: 61,350
- Ada County: 278,230
- Canyon County: 111,326
- Kootenai County: 101,137
- Bonneville County: 62,009
- Bannock County: 46,834
- Twin Falls County: 34,434
- Bonner County: 28,252
- Nez Perce County: 21,097
- Bingham County: 20,402
- Jefferson County: 14,997
- Blaine County: 14,891
- Latah County: 14,121
- Elmore County: 13,557
- Payette County: 12,173
- Madison County: 11,738
- Valley County: 11,070
- Gem County: 9,971
- Jerome County: 8,507
- Teton County: 8,298
- Fremont County: 7,512
- Cassia County: 6,878
- Shoshone County: 6,851
- Minidoka County: 6,416
- Franklin County: 6,125
- Boise County: 5,878
- Idaho County: 5,449
- Boundary County: 5,276
- Gooding County: 5,016
- Washington County: 4,562
- Bear Lake County: 3,875
- Owyhee County: 3,866
- Benewah County: 3,504
- Power County: 3,380
- Unknown: 3,341
- Lemhi County: 3,320
- Clearwater County: 3,279
- Caribou County: 3,139
- Adams County: 2,335
- Lincoln County: 2,072
- Oneida County: 2,030
- Custer County: 1,826
- Lewis County: 1,628
- Butte County: 1,106
- Camas County: 704
- Clark County: 171
- Boise City, Nampa – ID: 333,384
- Unknown: 259,235
- Coeur D’Alene – ID: 100,667
- Idaho Falls – ID: 77,127
- Boise City – ID: 75,395
- Pocatello – ID: 49,563
- Lewiston – ID, WA: 21,088
- Logan – UT, ID: 6,124
- Unknown: 811,476
- Collateral: 29,295
- Credit history: 24,581
- Debt-to-income ratio: 23,158
- Other: 13,509
- Credit application incomplete: 11,674
- Unverifiable information: 4,644
- Insufficient cash (downpayment, closing costs): 2,266
- Employment history: 1,802
- Mortgage insurance denied: 178
- Not a HOEPA loan: 922,447
- HOEPA loan: 136
- Secured by a first lien: 715,419
- Not applicable: 154,244
- Secured by a subordinate lien: 44,464
- Not secured by a lien: 8,456
- Owner-occupied as a principal dwelling: 811,708
- Not owner-occupied as a principal dwelling: 108,348
- Not applicable: 2,527
- One-to-four family dwelling (other than manufactured housing): 889,520
- Manufactured housing: 32,096
- Multifamily dwelling: 967
- Loan was not originated or was not sold in calendar year covered by register: 438,555
- Fannie Mae (FNMA): 141,282
- Freddie Mac (FHLMC): 82,754
- Ginnie Mae (GNMA): 78,218
- Other type of purchaser: 56,366
- Commercial bank, savings bank or savings association: 46,314
- Affiliate institution: 36,042
- Life insurance company, credit union, mortgage bank, or finance company: 34,288
- Private securitization: 8,528
- Farmer Mac (FAMC): 236
