Hawaii

Today's Hawaii (HI) Mortgage Rates


Flagstar Bank
NMLS # 417490
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

QuickenLoans
NMLS # 3030
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  
3.778% APR
3.750% RATE
0 Points
30 day lock
Fees: $857
Monthly Payment
$1,157.79

NEXT  

Accelin Loans LLC
NMLS # 1574660
State Lic # HI-1574660
3.749% APR
3.749% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.65

NEXT  

EverBank
NMLS # 399805
State Lic # HI-1574660
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Hawaii (HI) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 287,371
  • Loan purchased by the institution: 92,274
  • Application denied by financial institution: 82,985
  • Application withdrawn by applicant: 53,792
  • Application approved but not accepted: 28,175
  • File closed for incompleteness: 12,875
  • Preapproval request denied by financial institution: 14

  • Refinancing: 339,078
  • Home purchase: 177,399
  • Home improvement: 41,009

  • Conventional: 463,191
  • VA-guaranteed: 54,011
  • FHA-insured: 31,077
  • FSA/RHS-guaranteed: 9,207

  • Asian: 194,797
  • White: 187,954
  • Information not provided by applicant in mail, Internet, or telephone application: 64,852
  • Native Hawaiian or Other Pacific Islander: 62,768
  • Not applicable: 36,214
  • Black or African American: 7,313
  • American Indian or Alaska Native: 3,588

  • Not Hispanic or Latino: 439,900
  • Information not provided by applicant in mail, Internet, or telephone application: 63,843
  • Not applicable: 36,413
  • Hispanic or Latino: 17,330

  • Male: 359,923
  • Female: 126,432
  • Not applicable: 36,277
  • Information not provided by applicant in mail, Internet, or telephone application: 34,854

  • Department of Housing and Urban Development: 129,000
  • Consumer Financial Protection Bureau: 119,181
  • Office of the Comptroller of the Currency: 109,353
  • Federal Deposit Insurance Corporation: 67,552
  • Office of Thrift Supervision: 62,315
  • Federal Reserve System: 43,830
  • National Credit Union Administration: 26,255

  • Honolulu County: 386,384
  • Hawaii County: 73,953
  • Maui County: 69,906
  • Kauai County: 26,471
  • Unknown: 769
  • Kalawao County: 3

  • Honolulu – HI: 324,807
  • Unknown: 160,387
  • Urban Honolulu – HI: 61,259
  • Kahului, Wailuku, Lahaina – HI: 11,033

  • Unknown: 491,918
  • Debt-to-income ratio: 17,997
  • Collateral: 17,610
  • Other: 8,573
  • Credit history: 8,530
  • Credit application incomplete: 6,912
  • Unverifiable information: 3,733
  • Insufficient cash (downpayment, closing costs): 1,409
  • Employment history: 606
  • Mortgage insurance denied: 198

  • Not a HOEPA loan: 557,446
  • HOEPA loan: 40

  • Secured by a first lien: 433,105
  • Not applicable: 92,274
  • Secured by a subordinate lien: 19,499
  • Not secured by a lien: 12,608

  • Owner-occupied as a principal dwelling: 456,261
  • Not owner-occupied as a principal dwelling: 94,859
  • Not applicable: 6,366

  • One-to-four family dwelling (other than manufactured housing): 556,193
  • Multifamily dwelling: 1,183
  • Manufactured housing: 110

  • Loan was not originated or was not sold in calendar year covered by register: 276,300
  • Fannie Mae (FNMA): 102,376
  • Freddie Mac (FHLMC): 52,963
  • Ginnie Mae (GNMA): 39,109
  • Commercial bank, savings bank or savings association: 27,793
  • Affiliate institution: 23,867
  • Other type of purchaser: 18,229
  • Life insurance company, credit union, mortgage bank, or finance company: 11,954
  • Private securitization: 4,894
  • Farmer Mac (FAMC): 1