Hawaii

Today's Hawaii (HI) Mortgage Rates

Hawaii (HI) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 287,371
  • Loan purchased by the institution: 92,274
  • Application denied by financial institution: 82,985
  • Application withdrawn by applicant: 53,792
  • Application approved but not accepted: 28,175
  • File closed for incompleteness: 12,875
  • Preapproval request denied by financial institution: 14

  • Refinancing: 339,078
  • Home purchase: 177,399
  • Home improvement: 41,009

  • Conventional: 463,191
  • VA-guaranteed: 54,011
  • FHA-insured: 31,077
  • FSA/RHS-guaranteed: 9,207

  • Asian: 194,797
  • White: 187,954
  • Information not provided by applicant in mail, Internet, or telephone application: 64,852
  • Native Hawaiian or Other Pacific Islander: 62,768
  • Not applicable: 36,214
  • Black or African American: 7,313
  • American Indian or Alaska Native: 3,588

  • Not Hispanic or Latino: 439,900
  • Information not provided by applicant in mail, Internet, or telephone application: 63,843
  • Not applicable: 36,413
  • Hispanic or Latino: 17,330

  • Male: 359,923
  • Female: 126,432
  • Not applicable: 36,277
  • Information not provided by applicant in mail, Internet, or telephone application: 34,854

  • Department of Housing and Urban Development: 129,000
  • Consumer Financial Protection Bureau: 119,181
  • Office of the Comptroller of the Currency: 109,353
  • Federal Deposit Insurance Corporation: 67,552
  • Office of Thrift Supervision: 62,315
  • Federal Reserve System: 43,830
  • National Credit Union Administration: 26,255

  • Honolulu County: 386,384
  • Hawaii County: 73,953
  • Maui County: 69,906
  • Kauai County: 26,471
  • Unknown: 769
  • Kalawao County: 3

  • Honolulu – HI: 324,807
  • Unknown: 160,387
  • Urban Honolulu – HI: 61,259
  • Kahului, Wailuku, Lahaina – HI: 11,033

  • Unknown: 491,918
  • Debt-to-income ratio: 17,997
  • Collateral: 17,610
  • Other: 8,573
  • Credit history: 8,530
  • Credit application incomplete: 6,912
  • Unverifiable information: 3,733
  • Insufficient cash (downpayment, closing costs): 1,409
  • Employment history: 606
  • Mortgage insurance denied: 198

  • Not a HOEPA loan: 557,446
  • HOEPA loan: 40

  • Secured by a first lien: 433,105
  • Not applicable: 92,274
  • Secured by a subordinate lien: 19,499
  • Not secured by a lien: 12,608

  • Owner-occupied as a principal dwelling: 456,261
  • Not owner-occupied as a principal dwelling: 94,859
  • Not applicable: 6,366

  • One-to-four family dwelling (other than manufactured housing): 556,193
  • Multifamily dwelling: 1,183
  • Manufactured housing: 110

  • Loan was not originated or was not sold in calendar year covered by register: 276,300
  • Fannie Mae (FNMA): 102,376
  • Freddie Mac (FHLMC): 52,963
  • Ginnie Mae (GNMA): 39,109
  • Commercial bank, savings bank or savings association: 27,793
  • Affiliate institution: 23,867
  • Other type of purchaser: 18,229
  • Life insurance company, credit union, mortgage bank, or finance company: 11,954
  • Private securitization: 4,894
  • Farmer Mac (FAMC): 1