Georgia

Today's Georgia (GA) Mortgage Rates


AnnieMac Home Mortgage
NMLS # 338923
State Lic # 41523
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 15499
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Triumph Bank Home Loans
NMLS # 258821
State Lic # 15499
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

EverBank
NMLS # 399805
State Lic # 15499
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 15499
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
State Lic # 15499
3.758% APR
3.750% RATE
0 Points
30 day lock
Fees: $257
Monthly Payment
$1,157.79

NEXT  

Home Point Financial
NMLS # 7706
State Lic # 15499
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Aurora Financial
State Lic # 15499
6.125% APR
6.125% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,519.03

NEXT  
3.698% APR
3.625% RATE
0 Points
45 day lock
Fees: $2,246
Monthly Payment
$1,140.13

NEXT  

Ally Bank
NMLS # 181005
State Lic # 15499
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $870
Monthly Payment
$1,193.54

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 40649
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Georgia (GA) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 2,230,058
  • Loan purchased by the institution: 958,203
  • Application denied by financial institution: 938,509
  • Application withdrawn by applicant: 491,486
  • Application approved but not accepted: 204,450
  • File closed for incompleteness: 150,399
  • Preapproval request denied by financial institution: 663
  • Preapproval request approved but not accepted: 83

  • Refinancing: 2,818,807
  • Home purchase: 1,888,499
  • Home improvement: 266,545

  • Conventional: 3,484,142
  • FHA-insured: 1,089,381
  • VA-guaranteed: 333,325
  • FSA/RHS-guaranteed: 67,003

  • White: 2,795,082
  • Black or African American: 885,332
  • Information not provided by applicant in mail, Internet, or telephone application: 591,999
  • Not applicable: 515,668
  • Asian: 154,349
  • American Indian or Alaska Native: 18,401
  • Native Hawaiian or Other Pacific Islander: 13,020

  • Not Hispanic or Latino: 3,703,975
  • Information not provided by applicant in mail, Internet, or telephone application: 577,205
  • Not applicable: 517,182
  • Hispanic or Latino: 175,489

  • Male: 2,735,956
  • Female: 1,372,149
  • Not applicable: 516,022
  • Information not provided by applicant in mail, Internet, or telephone application: 349,724

  • Department of Housing and Urban Development: 1,389,779
  • Consumer Financial Protection Bureau: 1,169,255
  • Office of the Comptroller of the Currency: 938,258
  • Federal Deposit Insurance Corporation: 554,705
  • Federal Reserve System: 454,960
  • Office of Thrift Supervision: 323,838
  • National Credit Union Administration: 143,056

  • Fulton County: 557,940
  • Gwinnett County: 466,234
  • Cobb County: 420,088
  • DeKalb County: 368,229
  • Forsyth County: 158,296
  • Cherokee County: 157,994
  • Chatham County: 140,109
  • Henry County: 133,689
  • Clayton County: 110,813
  • Paulding County: 97,852
  • Columbia County: 93,891
  • Hall County: 86,580
  • Muscogee County: 81,238
  • Coweta County: 81,103
  • Richmond County: 79,636
  • Houston County: 77,486
  • Douglas County: 76,140
  • Fayette County: 69,843
  • Newton County: 59,135
  • Carroll County: 56,365
  • Bibb County: 54,466
  • Bartow County: 51,565
  • Walton County: 49,076
  • Lowndes County: 48,290
  • Rockdale County: 45,951
  • Barrow County: 44,742
  • Clarke County: 44,520
  • Glynn County: 42,821
  • Jackson County: 37,111
  • Floyd County: 35,974
  • Whitfield County: 34,688
  • Catoosa County: 33,352
  • Effingham County: 31,116
  • Liberty County: 31,088
  • Walker County: 29,933
  • Camden County: 28,526
  • Dougherty County: 27,982
  • Troup County: 26,605
  • Spalding County: 26,513
  • Bryan County: 25,603
  • Gordon County: 23,370
  • Oconee County: 22,328
  • Bulloch County: 21,780
  • Harris County: 21,587
  • Pickens County: 19,918
  • Gilmer County: 19,724
  • Fannin County: 19,273
  • Habersham County: 19,250
  • Lee County: 17,035
  • Thomas County: 16,591
  • Union County: 16,462
  • Dawson County: 15,950
  • Lumpkin County: 15,087
  • White County: 14,558
  • Unknown: 13,857
  • Laurens County: 13,746
  • Murray County: 13,692
  • Baldwin County: 13,536
  • Polk County: 13,478
  • Monroe County: 13,362
  • Jones County: 12,752
  • Colquitt County: 12,615
  • Haralson County: 12,164
  • Madison County: 12,068
  • Tift County: 11,986
  • Putnam County: 11,628
  • Peach County: 11,535
  • Butts County: 10,928
  • Wayne County: 10,693
  • Coffee County: 10,532
  • Ware County: 10,224
  • Hart County: 10,033
  • Greene County: 9,984
  • Morgan County: 9,372
  • Pike County: 9,149
  • Upson County: 9,134
  • Rabun County: 8,429
  • Towns County: 8,358
  • Meriwether County: 8,330
  • Stephens County: 8,008
  • Sumter County: 7,861
  • Decatur County: 7,815
  • Chattooga County: 7,802
  • Toombs County: 7,644
  • Franklin County: 7,620
  • McDuffie County: 7,617
  • Jasper County: 7,610
  • Grady County: 7,554
  • Long County: 7,539
  • Dade County: 7,436
  • Berrien County: 7,279
  • Tattnall County: 7,130
  • Burke County: 7,097
  • Lamar County: 7,020
  • Pierce County: 6,846
  • Banks County: 6,611
  • Worth County: 6,389
  • Oglethorpe County: 6,358
  • Cook County: 6,031
  • Crisp County: 6,001

  • Atlanta, Sandy Springs, Marietta – GA: 2,574,967
  • Unknown: 654,303
  • Atlanta, Sandy Springs, Roswell – GA: 552,599
  • Savannah – GA: 196,535
  • Augusta, Richmond County – GA, SC: 188,823
  • Columbus – GA, AL: 106,178
  • Macon – GA: 86,760
  • Gainesville – GA: 86,530
  • Athens, Clarke County – GA: 85,229
  • Warner Robins – GA: 79,798
  • Chattanooga – TN, GA: 70,685
  • Valdosta – GA: 59,504
  • Albany – GA: 56,130
  • Brunswick – GA: 52,964
  • Dalton – GA: 48,367
  • Rome – GA: 35,955
  • Hinesville, Fort Stewart – GA: 31,206
  • Hinesville – GA: 7,318

  • Unknown: 4,316,314
  • Credit history: 187,314
  • Collateral: 153,549
  • Debt-to-income ratio: 122,836
  • Other: 74,647
  • Credit application incomplete: 69,011
  • Unverifiable information: 25,753
  • Insufficient cash (downpayment, closing costs): 15,336
  • Employment history: 7,975
  • Mortgage insurance denied: 1,116

  • Not a HOEPA loan: 4,973,162
  • HOEPA loan: 689

  • Secured by a first lien: 3,704,782
  • Not applicable: 958,203
  • Secured by a subordinate lien: 196,195
  • Not secured by a lien: 114,671

  • Owner-occupied as a principal dwelling: 4,419,915
  • Not owner-occupied as a principal dwelling: 538,717
  • Not applicable: 15,219

  • One-to-four family dwelling (other than manufactured housing): 4,828,614
  • Manufactured housing: 138,635
  • Multifamily dwelling: 6,602

  • Loan was not originated or was not sold in calendar year covered by register: 2,648,973
  • Fannie Mae (FNMA): 600,154
  • Ginnie Mae (GNMA): 499,399
  • Freddie Mac (FHLMC): 384,649
  • Commercial bank, savings bank or savings association: 228,927
  • Affiliate institution: 206,484
  • Other type of purchaser: 198,604
  • Life insurance company, credit union, mortgage bank, or finance company: 170,963
  • Private securitization: 35,649
  • Farmer Mac (FAMC): 49