Florida

Today's Florida (FL) Mortgage Rates

Florida (FL) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 3,693,555
  • Application denied by financial institution: 1,895,296
  • Loan purchased by the institution: 1,374,097
  • Application withdrawn by applicant: 856,604
  • Application approved but not accepted: 477,256
  • File closed for incompleteness: 295,315
  • Preapproval request denied by financial institution: 2,193
  • Preapproval request approved but not accepted: 353

  • Refinancing: 4,368,564
  • Home purchase: 3,761,611
  • Home improvement: 464,494

  • Conventional: 6,603,530
  • FHA-insured: 1,407,376
  • VA-guaranteed: 491,767
  • FSA/RHS-guaranteed: 91,996

  • White: 5,857,782
  • Information not provided by applicant in mail, Internet, or telephone application: 1,055,421
  • Not applicable: 731,290
  • Black or African American: 697,508
  • Asian: 184,281
  • American Indian or Alaska Native: 37,577
  • Native Hawaiian or Other Pacific Islander: 30,810

  • Not Hispanic or Latino: 5,594,943
  • Hispanic or Latino: 1,275,238
  • Information not provided by applicant in mail, Internet, or telephone application: 989,608
  • Not applicable: 734,880

  • Male: 4,877,775
  • Female: 2,405,615
  • Not applicable: 732,326
  • Information not provided by applicant in mail, Internet, or telephone application: 578,953

  • Department of Housing and Urban Development: 2,457,800
  • Consumer Financial Protection Bureau: 2,136,963
  • Office of the Comptroller of the Currency: 1,733,335
  • Federal Reserve System: 768,636
  • Office of Thrift Supervision: 764,841
  • National Credit Union Administration: 393,193
  • Federal Deposit Insurance Corporation: 339,901

  • Miami-Dade County: 865,649
  • Broward County: 784,251
  • Palm Beach County: 590,121
  • Hillsborough County: 567,963
  • Orange County: 541,656
  • Duval County: 431,469
  • Pinellas County: 398,078
  • Lee County: 356,341
  • Brevard County: 268,825
  • Polk County: 252,685
  • Volusia County: 230,360
  • Pasco County: 229,280
  • Seminole County: 210,732
  • Sarasota County: 190,430
  • Collier County: 182,729
  • Osceola County: 159,130
  • Manatee County: 156,195
  • Lake County: 150,675
  • Marion County: 141,660
  • St. Lucie County: 139,780
  • St. Johns County: 138,522
  • Escambia County: 127,750
  • Okaloosa County: 113,146
  • Leon County: 113,067
  • Clay County: 109,105
  • Bay County: 97,737
  • Santa Rosa County: 91,458
  • Alachua County: 88,278
  • Charlotte County: 82,169
  • Hernando County: 81,170
  • Martin County: 66,968
  • Indian River County: 63,801
  • Citrus County: 58,980
  • Flagler County: 58,433
  • Walton County: 49,056
  • Sumter County: 46,648
  • Nassau County: 43,025
  • Monroe County: 39,598
  • Unknown: 31,404
  • Highlands County: 30,493
  • Putnam County: 20,163
  • Columbia County: 19,331
  • Gadsden County: 14,782
  • Wakulla County: 14,526
  • Levy County: 12,724
  • Jackson County: 12,706
  • Suwannee County: 11,316
  • Okeechobee County: 10,581
  • Baker County: 10,052
  • Hendry County: 7,911
  • Bradford County: 7,583
  • DeSoto County: 7,371
  • Gulf County: 7,334
  • Washington County: 7,209
  • Franklin County: 5,955
  • Gilchrist County: 5,659
  • Taylor County: 5,144
  • Jefferson County: 4,854
  • Holmes County: 4,767
  • Hardee County: 4,473
  • Madison County: 3,567
  • Calhoun County: 3,392
  • Dixie County: 3,370
  • Union County: 3,079
  • Hamilton County: 2,790
  • Glades County: 2,006
  • Liberty County: 1,801
  • Lafayette County: 1,406

  • Tampa, St. Petersburg, Clearwater – FL: 1,275,549
  • Miami, Miami Beach, Kendall – FL: 865,230
  • Fort Lauderdale, Pompano Beach, Deerfield Beach – FL: 783,961
  • Jacksonville – FL: 731,703
  • Orlando, Kissimmee, Sanford – FL: 590,495
  • West Palm Beach, Boca Raton, Boynton Beach – FL: 475,444
  • Orlando, Kissimmee – FL: 470,947
  • Unknown: 388,257
  • Cape Coral, Fort Myers – FL: 356,191
  • Palm Bay, Melbourne, Titusville – FL: 268,043
  • Deltona, Daytona Beach, Ormond Beach – FL: 241,671
  • Pensacola, Ferry Pass, Brent – FL: 218,721
  • Port St. Lucie – FL: 206,680
  • Lakeland, Winter Haven – FL: 188,499
  • Tallahassee – FL: 147,015
  • Naples, Marco Island – FL: 145,680
  • Ocala – FL: 141,387
  • North Port, Bradenton, Sarasota – FL: 138,743
  • West Palm Beach, Boca Raton, Delray Beach – FL: 114,481
  • Gainesville – FL: 93,718
  • Crestview, Fort Walton Beach, Destin – FL: 82,361
  • Punta Gorda – FL: 82,118
  • North Port, Sarasota, Bradenton – FL: 72,496
  • Sarasota, Bradenton, Venice – FL: 67,903
  • Bradenton, Sarasota, Venice – FL: 67,284
  • Sebastian, Vero Beach – FL: 63,768
  • Lakeland – FL: 63,724
  • Panama City, Lynn Haven, Panama City Beach – FL: 48,142
  • Palm Coast – FL: 46,755
  • Fort Walton Beach, Crestview, Destin – FL: 41,093
  • Naples, Immokalee, Marco Island – FL: 36,973
  • Panama City, Lynn Haven – FL: 31,468
  • Panama City – FL: 19,437
  • Homosassa Springs – FL: 11,563
  • The Villages – FL: 11,232
  • Sebring – FL: 5,937

  • Unknown: 7,162,641
  • Collateral: 327,677
  • Credit history: 324,718
  • Debt-to-income ratio: 311,799
  • Other: 178,920
  • Credit application incomplete: 167,474
  • Unverifiable information: 68,565
  • Insufficient cash (downpayment, closing costs): 32,835
  • Employment history: 17,185
  • Mortgage insurance denied: 2,855

  • Not a HOEPA loan: 8,593,416
  • HOEPA loan: 1,253

  • Secured by a first lien: 6,715,667
  • Not applicable: 1,374,097
  • Secured by a subordinate lien: 339,513
  • Not secured by a lien: 165,392

  • Owner-occupied as a principal dwelling: 7,279,540
  • Not owner-occupied as a principal dwelling: 1,288,908
  • Not applicable: 26,221

  • One-to-four family dwelling (other than manufactured housing): 8,351,327
  • Manufactured housing: 228,688
  • Multifamily dwelling: 14,654

  • Loan was not originated or was not sold in calendar year covered by register: 4,837,001
  • Fannie Mae (FNMA): 1,098,334
  • Ginnie Mae (GNMA): 723,443
  • Freddie Mac (FHLMC): 646,934
  • Affiliate institution: 413,060
  • Commercial bank, savings bank or savings association: 320,303
  • Life insurance company, credit union, mortgage bank, or finance company: 237,822
  • Other type of purchaser: 232,079
  • Private securitization: 85,425
  • Farmer Mac (FAMC): 268