Florida

Today's Florida (FL) Mortgage Rates


Ally Bank
NMLS # 181005
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

Philadelphia Mortgage Advisors, Inc.
NMLS # 128570
State Lic # MLD1241
3.875% APR
3.875% RATE
0 Points
45 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Ownium
NMLS # 121455
State Lic # MLD1241
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # MLD1331
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # MLD236
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Better Mortgage Inc
State Lic # MLD236
3.770% APR
3.750% RATE
0 Points
45 day lock
Fees: $615
Monthly Payment
$1,157.79

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # MLD157
4.135% APR
4.125% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,211.62

NEXT  

Northpointe Bank
State Lic # MLD157
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $25
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # MLD1247
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Vankeef Financial LLC
NMLS # 119517
State Lic # MLD1247
3.875% APR
3.875% RATE
0 Points
45 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Anchor Home Mortgage, Inc
NMLS # 169063
State Lic # MBR1313
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

E-Click Lending
NMLS # 1256692
State Lic # MLDB4367
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

ConsumerDirect Mortgage, a division of First Bank
NMLS # 472433
State Lic # MLDB4367
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Florida (FL) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 3,693,555
  • Application denied by financial institution: 1,895,296
  • Loan purchased by the institution: 1,374,097
  • Application withdrawn by applicant: 856,604
  • Application approved but not accepted: 477,256
  • File closed for incompleteness: 295,315
  • Preapproval request denied by financial institution: 2,193
  • Preapproval request approved but not accepted: 353

  • Refinancing: 4,368,564
  • Home purchase: 3,761,611
  • Home improvement: 464,494

  • Conventional: 6,603,530
  • FHA-insured: 1,407,376
  • VA-guaranteed: 491,767
  • FSA/RHS-guaranteed: 91,996

  • White: 5,857,782
  • Information not provided by applicant in mail, Internet, or telephone application: 1,055,421
  • Not applicable: 731,290
  • Black or African American: 697,508
  • Asian: 184,281
  • American Indian or Alaska Native: 37,577
  • Native Hawaiian or Other Pacific Islander: 30,810

  • Not Hispanic or Latino: 5,594,943
  • Hispanic or Latino: 1,275,238
  • Information not provided by applicant in mail, Internet, or telephone application: 989,608
  • Not applicable: 734,880

  • Male: 4,877,775
  • Female: 2,405,615
  • Not applicable: 732,326
  • Information not provided by applicant in mail, Internet, or telephone application: 578,953

  • Department of Housing and Urban Development: 2,457,800
  • Consumer Financial Protection Bureau: 2,136,963
  • Office of the Comptroller of the Currency: 1,733,335
  • Federal Reserve System: 768,636
  • Office of Thrift Supervision: 764,841
  • National Credit Union Administration: 393,193
  • Federal Deposit Insurance Corporation: 339,901

  • Miami-Dade County: 865,649
  • Broward County: 784,251
  • Palm Beach County: 590,121
  • Hillsborough County: 567,963
  • Orange County: 541,656
  • Duval County: 431,469
  • Pinellas County: 398,078
  • Lee County: 356,341
  • Brevard County: 268,825
  • Polk County: 252,685
  • Volusia County: 230,360
  • Pasco County: 229,280
  • Seminole County: 210,732
  • Sarasota County: 190,430
  • Collier County: 182,729
  • Osceola County: 159,130
  • Manatee County: 156,195
  • Lake County: 150,675
  • Marion County: 141,660
  • St. Lucie County: 139,780
  • St. Johns County: 138,522
  • Escambia County: 127,750
  • Okaloosa County: 113,146
  • Leon County: 113,067
  • Clay County: 109,105
  • Bay County: 97,737
  • Santa Rosa County: 91,458
  • Alachua County: 88,278
  • Charlotte County: 82,169
  • Hernando County: 81,170
  • Martin County: 66,968
  • Indian River County: 63,801
  • Citrus County: 58,980
  • Flagler County: 58,433
  • Walton County: 49,056
  • Sumter County: 46,648
  • Nassau County: 43,025
  • Monroe County: 39,598
  • Unknown: 31,404
  • Highlands County: 30,493
  • Putnam County: 20,163
  • Columbia County: 19,331
  • Gadsden County: 14,782
  • Wakulla County: 14,526
  • Levy County: 12,724
  • Jackson County: 12,706
  • Suwannee County: 11,316
  • Okeechobee County: 10,581
  • Baker County: 10,052
  • Hendry County: 7,911
  • Bradford County: 7,583
  • DeSoto County: 7,371
  • Gulf County: 7,334
  • Washington County: 7,209
  • Franklin County: 5,955
  • Gilchrist County: 5,659
  • Taylor County: 5,144
  • Jefferson County: 4,854
  • Holmes County: 4,767
  • Hardee County: 4,473
  • Madison County: 3,567
  • Calhoun County: 3,392
  • Dixie County: 3,370
  • Union County: 3,079
  • Hamilton County: 2,790
  • Glades County: 2,006
  • Liberty County: 1,801
  • Lafayette County: 1,406

  • Tampa, St. Petersburg, Clearwater – FL: 1,275,549
  • Miami, Miami Beach, Kendall – FL: 865,230
  • Fort Lauderdale, Pompano Beach, Deerfield Beach – FL: 783,961
  • Jacksonville – FL: 731,703
  • Orlando, Kissimmee, Sanford – FL: 590,495
  • West Palm Beach, Boca Raton, Boynton Beach – FL: 475,444
  • Orlando, Kissimmee – FL: 470,947
  • Unknown: 388,257
  • Cape Coral, Fort Myers – FL: 356,191
  • Palm Bay, Melbourne, Titusville – FL: 268,043
  • Deltona, Daytona Beach, Ormond Beach – FL: 241,671
  • Pensacola, Ferry Pass, Brent – FL: 218,721
  • Port St. Lucie – FL: 206,680
  • Lakeland, Winter Haven – FL: 188,499
  • Tallahassee – FL: 147,015
  • Naples, Marco Island – FL: 145,680
  • Ocala – FL: 141,387
  • North Port, Bradenton, Sarasota – FL: 138,743
  • West Palm Beach, Boca Raton, Delray Beach – FL: 114,481
  • Gainesville – FL: 93,718
  • Crestview, Fort Walton Beach, Destin – FL: 82,361
  • Punta Gorda – FL: 82,118
  • North Port, Sarasota, Bradenton – FL: 72,496
  • Sarasota, Bradenton, Venice – FL: 67,903
  • Bradenton, Sarasota, Venice – FL: 67,284
  • Sebastian, Vero Beach – FL: 63,768
  • Lakeland – FL: 63,724
  • Panama City, Lynn Haven, Panama City Beach – FL: 48,142
  • Palm Coast – FL: 46,755
  • Fort Walton Beach, Crestview, Destin – FL: 41,093
  • Naples, Immokalee, Marco Island – FL: 36,973
  • Panama City, Lynn Haven – FL: 31,468
  • Panama City – FL: 19,437
  • Homosassa Springs – FL: 11,563
  • The Villages – FL: 11,232
  • Sebring – FL: 5,937

  • Unknown: 7,162,641
  • Collateral: 327,677
  • Credit history: 324,718
  • Debt-to-income ratio: 311,799
  • Other: 178,920
  • Credit application incomplete: 167,474
  • Unverifiable information: 68,565
  • Insufficient cash (downpayment, closing costs): 32,835
  • Employment history: 17,185
  • Mortgage insurance denied: 2,855

  • Not a HOEPA loan: 8,593,416
  • HOEPA loan: 1,253

  • Secured by a first lien: 6,715,667
  • Not applicable: 1,374,097
  • Secured by a subordinate lien: 339,513
  • Not secured by a lien: 165,392

  • Owner-occupied as a principal dwelling: 7,279,540
  • Not owner-occupied as a principal dwelling: 1,288,908
  • Not applicable: 26,221

  • One-to-four family dwelling (other than manufactured housing): 8,351,327
  • Manufactured housing: 228,688
  • Multifamily dwelling: 14,654

  • Loan was not originated or was not sold in calendar year covered by register: 4,837,001
  • Fannie Mae (FNMA): 1,098,334
  • Ginnie Mae (GNMA): 723,443
  • Freddie Mac (FHLMC): 646,934
  • Affiliate institution: 413,060
  • Commercial bank, savings bank or savings association: 320,303
  • Life insurance company, credit union, mortgage bank, or finance company: 237,822
  • Other type of purchaser: 232,079
  • Private securitization: 85,425
  • Farmer Mac (FAMC): 268