Delaware

Today's Delaware (DE) Mortgage Rates

Delaware (DE) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 258,319
  • Loan purchased by the institution: 110,762
  • Application denied by financial institution: 106,326
  • Application withdrawn by applicant: 48,857
  • Application approved but not accepted: 24,980
  • File closed for incompleteness: 15,926
  • Preapproval request denied by financial institution: 19
  • Preapproval request approved but not accepted: 7

  • Refinancing: 325,685
  • Home purchase: 191,967
  • Home improvement: 47,544

  • Conventional: 426,553
  • FHA-insured: 102,106
  • VA-guaranteed: 27,911
  • FSA/RHS-guaranteed: 8,626

  • White: 355,223
  • Black or African American: 69,848
  • Information not provided by applicant in mail, Internet, or telephone application: 68,923
  • Not applicable: 53,552
  • Asian: 13,871
  • American Indian or Alaska Native: 2,151
  • Native Hawaiian or Other Pacific Islander: 1,628

  • Not Hispanic or Latino: 428,239
  • Information not provided by applicant in mail, Internet, or telephone application: 65,564
  • Not applicable: 53,680
  • Hispanic or Latino: 17,713

  • Male: 312,658
  • Female: 160,649
  • Not applicable: 53,564
  • Information not provided by applicant in mail, Internet, or telephone application: 38,325

  • Department of Housing and Urban Development: 162,752
  • Consumer Financial Protection Bureau: 135,055
  • Office of the Comptroller of the Currency: 134,245
  • Federal Reserve System: 53,333
  • Office of Thrift Supervision: 41,490
  • Federal Deposit Insurance Corporation: 24,854
  • National Credit Union Administration: 13,467

  • New Castle County: 313,614
  • Sussex County: 152,717
  • Kent County: 97,321
  • Unknown: 1,544

  • Wilmington – DE, MD, NJ: 313,468
  • Unknown: 129,286
  • Dover – DE: 96,988
  • Salisbury – MD, DE: 25,454

  • Unknown: 494,129
  • Credit history: 19,913
  • Collateral: 15,774
  • Debt-to-income ratio: 15,400
  • Credit application incomplete: 7,970
  • Other: 6,909
  • Unverifiable information: 2,365
  • Insufficient cash (downpayment, closing costs): 1,897
  • Employment history: 719
  • Mortgage insurance denied: 120

  • Not a HOEPA loan: 565,099
  • HOEPA loan: 97

  • Secured by a first lien: 404,613
  • Not applicable: 110,762
  • Secured by a subordinate lien: 33,162
  • Not secured by a lien: 16,659

  • Owner-occupied as a principal dwelling: 485,380
  • Not owner-occupied as a principal dwelling: 76,340
  • Not applicable: 3,476

  • One-to-four family dwelling (other than manufactured housing): 545,067
  • Manufactured housing: 19,632
  • Multifamily dwelling: 497

  • Loan was not originated or was not sold in calendar year covered by register: 283,743
  • Fannie Mae (FNMA): 81,454
  • Ginnie Mae (GNMA): 50,062
  • Freddie Mac (FHLMC): 48,169
  • Affiliate institution: 31,335
  • Other type of purchaser: 25,512
  • Commercial bank, savings bank or savings association: 23,812
  • Life insurance company, credit union, mortgage bank, or finance company: 17,319
  • Private securitization: 3,595
  • Farmer Mac (FAMC): 195