Today's Delaware (DE) Mortgage Rates
Delawareadmin2016-11-19T17:58:30+00:00
Delaware (DE) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 258,319
- Loan purchased by the institution: 110,762
- Application denied by financial institution: 106,326
- Application withdrawn by applicant: 48,857
- Application approved but not accepted: 24,980
- File closed for incompleteness: 15,926
- Preapproval request denied by financial institution: 19
- Preapproval request approved but not accepted: 7
- Refinancing: 325,685
- Home purchase: 191,967
- Home improvement: 47,544
- Conventional: 426,553
- FHA-insured: 102,106
- VA-guaranteed: 27,911
- FSA/RHS-guaranteed: 8,626
- White: 355,223
- Black or African American: 69,848
- Information not provided by applicant in mail, Internet, or telephone application: 68,923
- Not applicable: 53,552
- Asian: 13,871
- American Indian or Alaska Native: 2,151
- Native Hawaiian or Other Pacific Islander: 1,628
- Not Hispanic or Latino: 428,239
- Information not provided by applicant in mail, Internet, or telephone application: 65,564
- Not applicable: 53,680
- Hispanic or Latino: 17,713
- Male: 312,658
- Female: 160,649
- Not applicable: 53,564
- Information not provided by applicant in mail, Internet, or telephone application: 38,325
- Department of Housing and Urban Development: 162,752
- Consumer Financial Protection Bureau: 135,055
- Office of the Comptroller of the Currency: 134,245
- Federal Reserve System: 53,333
- Office of Thrift Supervision: 41,490
- Federal Deposit Insurance Corporation: 24,854
- National Credit Union Administration: 13,467
- New Castle County: 313,614
- Sussex County: 152,717
- Kent County: 97,321
- Unknown: 1,544
- Wilmington – DE, MD, NJ: 313,468
- Unknown: 129,286
- Dover – DE: 96,988
- Salisbury – MD, DE: 25,454
- Unknown: 494,129
- Credit history: 19,913
- Collateral: 15,774
- Debt-to-income ratio: 15,400
- Credit application incomplete: 7,970
- Other: 6,909
- Unverifiable information: 2,365
- Insufficient cash (downpayment, closing costs): 1,897
- Employment history: 719
- Mortgage insurance denied: 120
- Not a HOEPA loan: 565,099
- HOEPA loan: 97
- Secured by a first lien: 404,613
- Not applicable: 110,762
- Secured by a subordinate lien: 33,162
- Not secured by a lien: 16,659
- Owner-occupied as a principal dwelling: 485,380
- Not owner-occupied as a principal dwelling: 76,340
- Not applicable: 3,476
- One-to-four family dwelling (other than manufactured housing): 545,067
- Manufactured housing: 19,632
- Multifamily dwelling: 497
- Loan was not originated or was not sold in calendar year covered by register: 283,743
- Fannie Mae (FNMA): 81,454
- Ginnie Mae (GNMA): 50,062
- Freddie Mac (FHLMC): 48,169
- Affiliate institution: 31,335
- Other type of purchaser: 25,512
- Commercial bank, savings bank or savings association: 23,812
- Life insurance company, credit union, mortgage bank, or finance company: 17,319
- Private securitization: 3,595
- Farmer Mac (FAMC): 195
