Connecticut

Today's Connecticut (CT) Mortgage Rates

Connecticut (CT) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 855,821
  • Loan purchased by the institution: 311,675
  • Application denied by financial institution: 298,502
  • Application withdrawn by applicant: 153,235
  • Application approved but not accepted: 86,284
  • File closed for incompleteness: 56,420
  • Preapproval request denied by financial institution: 125
  • Preapproval request approved but not accepted: 30

  • Refinancing: 1,094,710
  • Home purchase: 543,091
  • Home improvement: 124,291

  • Conventional: 1,429,059
  • FHA-insured: 290,981
  • VA-guaranteed: 33,554
  • FSA/RHS-guaranteed: 8,498

  • White: 1,243,976
  • Information not provided by applicant in mail, Internet, or telephone application: 212,265
  • Not applicable: 155,070
  • Black or African American: 87,709
  • Asian: 52,962
  • American Indian or Alaska Native: 5,570
  • Native Hawaiian or Other Pacific Islander: 4,540

  • Not Hispanic or Latino: 1,304,391
  • Information not provided by applicant in mail, Internet, or telephone application: 205,526
  • Not applicable: 155,502
  • Hispanic or Latino: 96,673

  • Male: 1,003,059
  • Female: 480,267
  • Not applicable: 155,220
  • Information not provided by applicant in mail, Internet, or telephone application: 123,546

  • Department of Housing and Urban Development: 488,745
  • Consumer Financial Protection Bureau: 393,369
  • Office of the Comptroller of the Currency: 364,547
  • Federal Deposit Insurance Corporation: 189,121
  • Office of Thrift Supervision: 165,267
  • Federal Reserve System: 83,612
  • National Credit Union Administration: 77,431

  • Fairfield County: 473,374
  • Hartford County: 438,432
  • New Haven County: 391,089
  • New London County: 134,438
  • Litchfield County: 96,564
  • Middlesex County: 95,962
  • Tolland County: 74,625
  • Windham County: 56,131
  • Unknown: 1,477

  • Hartford, West Hartford, East Hartford – CT: 608,873
  • Bridgeport, Stamford, Norwalk – CT: 473,266
  • New Haven, Milford – CT: 390,963
  • Unknown: 145,649
  • Norwich, New London – CT: 134,367
  • Worcester – MA, CT: 8,974

  • Unknown: 1,533,438
  • Collateral: 59,230
  • Debt-to-income ratio: 55,299
  • Credit history: 48,022
  • Other: 26,295
  • Credit application incomplete: 24,340
  • Unverifiable information: 7,663
  • Insufficient cash (downpayment, closing costs): 4,453
  • Employment history: 2,768
  • Mortgage insurance denied: 584

  • Not a HOEPA loan: 1,762,020
  • HOEPA loan: 72

  • Secured by a first lien: 1,313,020
  • Not applicable: 311,675
  • Secured by a subordinate lien: 111,569
  • Not secured by a lien: 25,828

  • Owner-occupied as a principal dwelling: 1,650,809
  • Not owner-occupied as a principal dwelling: 104,271
  • Not applicable: 7,012

  • One-to-four family dwelling (other than manufactured housing): 1,753,294
  • Multifamily dwelling: 5,234
  • Manufactured housing: 3,564

  • Loan was not originated or was not sold in calendar year covered by register: 902,774
  • Fannie Mae (FNMA): 243,168
  • Freddie Mac (FHLMC): 148,481
  • Affiliate institution: 138,270
  • Ginnie Mae (GNMA): 105,776
  • Other type of purchaser: 83,865
  • Commercial bank, savings bank or savings association: 76,279
  • Life insurance company, credit union, mortgage bank, or finance company: 52,425
  • Private securitization: 11,051
  • Farmer Mac (FAMC): 3