Colorado

Today's Colorado (CO) Mortgage Rates

Colorado (CO) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,900,502
  • Loan purchased by the institution: 810,913
  • Application denied by financial institution: 522,343
  • Application withdrawn by applicant: 323,822
  • Application approved but not accepted: 155,835
  • File closed for incompleteness: 92,147
  • Preapproval request denied by financial institution: 173
  • Preapproval request approved but not accepted: 163

  • Refinancing: 2,244,735
  • Home purchase: 1,421,691
  • Home improvement: 139,472

  • Conventional: 2,816,937
  • FHA-insured: 689,119
  • VA-guaranteed: 276,937
  • FSA/RHS-guaranteed: 22,905

  • White: 2,793,192
  • Not applicable: 414,810
  • Information not provided by applicant in mail, Internet, or telephone application: 408,233
  • Asian: 82,806
  • Black or African American: 74,138
  • American Indian or Alaska Native: 22,683
  • Native Hawaiian or Other Pacific Islander: 10,036

  • Not Hispanic or Latino: 2,710,670
  • Not applicable: 415,605
  • Information not provided by applicant in mail, Internet, or telephone application: 389,095
  • Hispanic or Latino: 290,528

  • Male: 2,234,918
  • Female: 921,073
  • Not applicable: 414,848
  • Information not provided by applicant in mail, Internet, or telephone application: 235,059

  • Department of Housing and Urban Development: 1,291,343
  • Consumer Financial Protection Bureau: 886,242
  • Office of the Comptroller of the Currency: 816,975
  • Office of Thrift Supervision: 262,719
  • National Credit Union Administration: 183,931
  • Federal Deposit Insurance Corporation: 183,776
  • Federal Reserve System: 180,912

  • El Paso County: 473,332
  • Denver County: 445,652
  • Arapahoe County: 436,348
  • Jefferson County: 422,163
  • Douglas County: 315,416
  • Adams County: 307,220
  • Larimer County: 232,421
  • Boulder County: 218,088
  • Weld County: 190,013
  • Mesa County: 118,867
  • Pueblo County: 91,472
  • Broomfield County: 49,532
  • Summit County: 43,552
  • Eagle County: 41,826
  • Garfield County: 40,619
  • La Plata County: 34,702
  • Fremont County: 25,820
  • Elbert County: 23,295
  • Teller County: 22,862
  • Montrose County: 22,012
  • Routt County: 21,665
  • Grand County: 19,836
  • Park County: 19,611
  • Delta County: 16,039
  • Pitkin County: 15,158
  • Unknown: 11,528
  • Gunnison County: 11,378
  • Montezuma County: 10,669
  • Morgan County: 10,152
  • Chaffee County: 9,293
  • Clear Creek County: 8,569
  • Archuleta County: 8,118
  • Logan County: 7,582
  • Moffat County: 7,278
  • San Miguel County: 6,834
  • Las Animas County: 5,810
  • Otero County: 5,738
  • Gilpin County: 5,521
  • Lake County: 4,408
  • Rio Blanco County: 4,106
  • Alamosa County: 3,813
  • Ouray County: 3,758
  • Rio Grande County: 3,699
  • Custer County: 3,470
  • Prowers County: 3,073
  • Yuma County: 3,049
  • Huerfano County: 3,046
  • Kit Carson County: 2,261
  • Lincoln County: 1,615
  • Washington County: 1,452
  • Conejos County: 1,447
  • Saguache County: 1,417
  • Phillips County: 1,350
  • Bent County: 1,033
  • Costilla County: 952
  • Crowley County: 861
  • Dolores County: 838
  • Sedgwick County: 838
  • Hinsdale County: 735
  • Baca County: 598
  • Mineral County: 537
  • Jackson County: 497
  • Cheyenne County: 404
  • San Juan County: 336
  • Kiowa County: 314

  • Denver, Aurora, Broomfield – CO: 1,154,299
  • Colorado Springs – CO: 495,847
  • Denver, Aurora – CO: 466,577
  • Unknown: 428,315
  • Denver, Aurora, Lakewood – CO: 411,098
  • Boulder – CO: 217,915
  • Fort Collins, Loveland – CO: 189,944
  • Greeley – CO: 189,701
  • Grand Junction – CO: 118,814
  • Pueblo – CO: 91,163
  • Fort Collins – CO: 42,225

  • Unknown: 3,406,867
  • Collateral: 95,697
  • Debt-to-income ratio: 86,800
  • Credit history: 79,663
  • Other: 52,327
  • Credit application incomplete: 48,331
  • Unverifiable information: 22,014
  • Insufficient cash (downpayment, closing costs): 7,530
  • Employment history: 5,926
  • Mortgage insurance denied: 743

  • Not a HOEPA loan: 3,805,557
  • HOEPA loan: 341

  • Secured by a first lien: 2,799,302
  • Not applicable: 810,913
  • Secured by a subordinate lien: 157,955
  • Not secured by a lien: 37,728

  • Owner-occupied as a principal dwelling: 3,373,635
  • Not owner-occupied as a principal dwelling: 415,670
  • Not applicable: 16,593

  • One-to-four family dwelling (other than manufactured housing): 3,741,707
  • Manufactured housing: 56,873
  • Multifamily dwelling: 7,318

  • Loan was not originated or was not sold in calendar year covered by register: 1,618,992
  • Fannie Mae (FNMA): 630,797
  • Ginnie Mae (GNMA): 376,120
  • Freddie Mac (FHLMC): 342,980
  • Commercial bank, savings bank or savings association: 236,314
  • Other type of purchaser: 224,593
  • Affiliate institution: 201,711
  • Life insurance company, credit union, mortgage bank, or finance company: 150,720
  • Private securitization: 23,584
  • Farmer Mac (FAMC): 87