Colorado

Today's Colorado (CO) Mortgage Rates


Fortune Financial, Inc.
NMLS # 291527
State Lic # 100008924
3.666% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,250
Monthly Payment
$1,140.13

NEXT  

K2 Lending
NMLS # 378510
State Lic # 100008296
3.778% APR
3.750% RATE
0 Points
30 day lock
Fees: $849
Monthly Payment
$1,157.79

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

E-Click Lending
State Lic # 1071
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  
3.913% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,150
Monthly Payment
$1,175.59

NEXT  

Lenda, Inc.
State Lic # 1071
3.879% APR
3.875% RATE
0 Points
30 day lock
Fees: $132
Monthly Payment
$1,175.59

NEXT  

First Mortgage Direct
NMLS # 244476
State Lic # 244476
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
NMLS # 66247
State Lic # 66247
3.687% APR
3.625% RATE
0 Points
30 day lock
Fees: $1,912
Monthly Payment
$1,140.13

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 66247
3.990% APR
3.990% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,192.10

NEXT  

Ally Bank
NMLS # 181005
State Lic # 66247
4.029% APR
4.000% RATE
0 Points
45 day lock
Fees: $865
Monthly Payment
$1,193.54

NEXT  

JG Wentworth Home Lending
NMLS # 2925
State Lic # 989314
4.260% APR
4.250% RATE
0 Points
45 day lock
Fees: $299
Monthly Payment
$1,229.85

NEXT  

Better Mortgage Inc
NMLS # 330511
State Lic # CR-330511
3.796% APR
3.750% RATE
0 Points
45 day lock
Fees: $1,410
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
State Lic # CR-330511
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Colorado (CO) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,900,502
  • Loan purchased by the institution: 810,913
  • Application denied by financial institution: 522,343
  • Application withdrawn by applicant: 323,822
  • Application approved but not accepted: 155,835
  • File closed for incompleteness: 92,147
  • Preapproval request denied by financial institution: 173
  • Preapproval request approved but not accepted: 163

  • Refinancing: 2,244,735
  • Home purchase: 1,421,691
  • Home improvement: 139,472

  • Conventional: 2,816,937
  • FHA-insured: 689,119
  • VA-guaranteed: 276,937
  • FSA/RHS-guaranteed: 22,905

  • White: 2,793,192
  • Not applicable: 414,810
  • Information not provided by applicant in mail, Internet, or telephone application: 408,233
  • Asian: 82,806
  • Black or African American: 74,138
  • American Indian or Alaska Native: 22,683
  • Native Hawaiian or Other Pacific Islander: 10,036

  • Not Hispanic or Latino: 2,710,670
  • Not applicable: 415,605
  • Information not provided by applicant in mail, Internet, or telephone application: 389,095
  • Hispanic or Latino: 290,528

  • Male: 2,234,918
  • Female: 921,073
  • Not applicable: 414,848
  • Information not provided by applicant in mail, Internet, or telephone application: 235,059

  • Department of Housing and Urban Development: 1,291,343
  • Consumer Financial Protection Bureau: 886,242
  • Office of the Comptroller of the Currency: 816,975
  • Office of Thrift Supervision: 262,719
  • National Credit Union Administration: 183,931
  • Federal Deposit Insurance Corporation: 183,776
  • Federal Reserve System: 180,912

  • El Paso County: 473,332
  • Denver County: 445,652
  • Arapahoe County: 436,348
  • Jefferson County: 422,163
  • Douglas County: 315,416
  • Adams County: 307,220
  • Larimer County: 232,421
  • Boulder County: 218,088
  • Weld County: 190,013
  • Mesa County: 118,867
  • Pueblo County: 91,472
  • Broomfield County: 49,532
  • Summit County: 43,552
  • Eagle County: 41,826
  • Garfield County: 40,619
  • La Plata County: 34,702
  • Fremont County: 25,820
  • Elbert County: 23,295
  • Teller County: 22,862
  • Montrose County: 22,012
  • Routt County: 21,665
  • Grand County: 19,836
  • Park County: 19,611
  • Delta County: 16,039
  • Pitkin County: 15,158
  • Unknown: 11,528
  • Gunnison County: 11,378
  • Montezuma County: 10,669
  • Morgan County: 10,152
  • Chaffee County: 9,293
  • Clear Creek County: 8,569
  • Archuleta County: 8,118
  • Logan County: 7,582
  • Moffat County: 7,278
  • San Miguel County: 6,834
  • Las Animas County: 5,810
  • Otero County: 5,738
  • Gilpin County: 5,521
  • Lake County: 4,408
  • Rio Blanco County: 4,106
  • Alamosa County: 3,813
  • Ouray County: 3,758
  • Rio Grande County: 3,699
  • Custer County: 3,470
  • Prowers County: 3,073
  • Yuma County: 3,049
  • Huerfano County: 3,046
  • Kit Carson County: 2,261
  • Lincoln County: 1,615
  • Washington County: 1,452
  • Conejos County: 1,447
  • Saguache County: 1,417
  • Phillips County: 1,350
  • Bent County: 1,033
  • Costilla County: 952
  • Crowley County: 861
  • Dolores County: 838
  • Sedgwick County: 838
  • Hinsdale County: 735
  • Baca County: 598
  • Mineral County: 537
  • Jackson County: 497
  • Cheyenne County: 404
  • San Juan County: 336
  • Kiowa County: 314

  • Denver, Aurora, Broomfield – CO: 1,154,299
  • Colorado Springs – CO: 495,847
  • Denver, Aurora – CO: 466,577
  • Unknown: 428,315
  • Denver, Aurora, Lakewood – CO: 411,098
  • Boulder – CO: 217,915
  • Fort Collins, Loveland – CO: 189,944
  • Greeley – CO: 189,701
  • Grand Junction – CO: 118,814
  • Pueblo – CO: 91,163
  • Fort Collins – CO: 42,225

  • Unknown: 3,406,867
  • Collateral: 95,697
  • Debt-to-income ratio: 86,800
  • Credit history: 79,663
  • Other: 52,327
  • Credit application incomplete: 48,331
  • Unverifiable information: 22,014
  • Insufficient cash (downpayment, closing costs): 7,530
  • Employment history: 5,926
  • Mortgage insurance denied: 743

  • Not a HOEPA loan: 3,805,557
  • HOEPA loan: 341

  • Secured by a first lien: 2,799,302
  • Not applicable: 810,913
  • Secured by a subordinate lien: 157,955
  • Not secured by a lien: 37,728

  • Owner-occupied as a principal dwelling: 3,373,635
  • Not owner-occupied as a principal dwelling: 415,670
  • Not applicable: 16,593

  • One-to-four family dwelling (other than manufactured housing): 3,741,707
  • Manufactured housing: 56,873
  • Multifamily dwelling: 7,318

  • Loan was not originated or was not sold in calendar year covered by register: 1,618,992
  • Fannie Mae (FNMA): 630,797
  • Ginnie Mae (GNMA): 376,120
  • Freddie Mac (FHLMC): 342,980
  • Commercial bank, savings bank or savings association: 236,314
  • Other type of purchaser: 224,593
  • Affiliate institution: 201,711
  • Life insurance company, credit union, mortgage bank, or finance company: 150,720
  • Private securitization: 23,584
  • Farmer Mac (FAMC): 87