Today's California (CA) Mortgage Rates
Californiaadmin2016-11-19T17:58:30+00:00
California (CA) Mortgage Rates & Mortgage Loan Data – Prior Year
- Loan originated: 9,066,158
- Loan purchased by the institution: 3,620,944
- Application denied by financial institution: 3,167,678
- Application withdrawn by applicant: 1,812,082
- Application approved but not accepted: 1,082,347
- File closed for incompleteness: 642,937
- Preapproval request denied by financial institution: 3,422
- Preapproval request approved but not accepted: 461
- Refinancing: 12,358,905
- Home purchase: 6,223,388
- Home improvement: 813,736
- Conventional: 16,194,646
- FHA-insured: 2,538,755
- VA-guaranteed: 601,562
- FSA/RHS-guaranteed: 61,066
- White: 11,198,803
- Information not provided by applicant in mail, Internet, or telephone application: 2,913,413
- Asian: 2,426,874
- Not applicable: 1,894,479
- Black or African American: 577,700
- American Indian or Alaska Native: 214,427
- Native Hawaiian or Other Pacific Islander: 170,333
- Not Hispanic or Latino: 11,577,749
- Hispanic or Latino: 3,264,566
- Information not provided by applicant in mail, Internet, or telephone application: 2,651,285
- Not applicable: 1,902,429
- Male: 11,462,721
- Female: 4,593,438
- Not applicable: 1,896,217
- Information not provided by applicant in mail, Internet, or telephone application: 1,443,653
- Department of Housing and Urban Development: 6,633,809
- Consumer Financial Protection Bureau: 4,561,171
- Office of the Comptroller of the Currency: 4,078,756
- Office of Thrift Supervision: 1,777,959
- Federal Reserve System: 933,552
- National Credit Union Administration: 783,022
- Federal Deposit Insurance Corporation: 627,760
- Los Angeles County: 4,191,385
- San Diego County: 1,725,357
- Orange County: 1,664,293
- Riverside County: 1,368,149
- Santa Clara County: 1,118,435
- San Bernardino County: 1,091,957
- Alameda County: 911,799
- Sacramento County: 832,022
- Contra Costa County: 751,829
- Ventura County: 466,309
- San Mateo County: 423,264
- Kern County: 378,499
- Fresno County: 378,327
- San Joaquin County: 355,956
- San Francisco County: 348,138
- Placer County: 283,067
- Sonoma County: 277,450
- Stanislaus County: 254,100
- Solano County: 252,608
- Santa Barbara County: 178,383
- Tulare County: 169,463
- Marin County: 167,766
- San Luis Obispo County: 163,976
- Monterey County: 161,455
- El Dorado County: 143,603
- Santa Cruz County: 134,268
- Merced County: 104,591
- Yolo County: 98,793
- Butte County: 97,652
- Shasta County: 89,378
- Napa County: 75,347
- Nevada County: 73,568
- Madera County: 63,919
- Imperial County: 58,702
- Kings County: 53,579
- Unknown: 49,891
- Humboldt County: 45,937
- Sutter County: 42,278
- Yuba County: 37,886
- Calaveras County: 35,298
- Lake County: 31,970
- Tuolumne County: 31,650
- San Benito County: 29,749
- Mendocino County: 29,358
- Tehama County: 26,661
- Amador County: 22,150
- Siskiyou County: 16,902
- Plumas County: 13,238
- Mono County: 12,377
- Lassen County: 12,058
- Glenn County: 9,536
- Mariposa County: 8,960
- Del Norte County: 8,514
- Colusa County: 8,119
- Inyo County: 5,849
- Trinity County: 4,719
- Modoc County: 2,662
- Sierra County: 1,661
- Alpine County: 1,219
- Los Angeles, Long Beach, Glendale – CA: 4,189,464
- Riverside, San Bernardino, Ontario – CA: 2,457,823
- San Diego, Carlsbad, San Marcos – CA: 1,420,405
- Santa Ana, Anaheim, Irvine – CA: 1,391,312
- Oakland, Fremont, Hayward – CA: 1,380,426
- San Jose, Sunnyvale, Santa Clara – CA: 1,147,872
- Sacramento, Arden-Arcade, Roseville – CA: 1,102,565
- San Francisco, San Mateo, Redwood City – CA: 799,522
- Oxnard, Thousand Oaks, Ventura – CA: 465,565
- Unknown: 464,815
- Fresno – CA: 378,229
- San Diego, Carlsbad – CA: 303,607
- Stockton – CA: 289,479
- Oakland, Hayward, Berkeley – CA: 282,678
- Anaheim, Santa Ana, Irvine – CA: 272,280
- Modesto – CA: 253,980
- Sacramento, Roseville, Arden-Arcade – CA: 253,667
- Vallejo, Fairfield – CA: 252,464
- Bakersfield – CA: 239,423
- Santa Rosa, Petaluma – CA: 230,747
- Visalia, Porterville – CA: 169,398
- Salinas – CA: 161,389
- Santa Barbara, Santa Maria, Goleta – CA: 146,853
- Bakersfield, Delano – CA: 137,158
- San Luis Obispo, Paso Robles – CA: 135,378
- Santa Cruz, Watsonville – CA: 134,242
- San Francisco, Redwood City, South San Francisco – CA: 113,404
- Merced – CA: 104,533
- Chico – CA: 97,599
- Redding – CA: 89,344
- Yuba City – CA: 80,097
- Napa – CA: 75,301
- Stockton, Lodi – CA: 66,318
- El Centro – CA: 58,666
- Hanford, Corcoran – CA: 53,548
- Santa Rosa – CA: 46,623
- Madera – CA: 33,430
- Santa Maria, Santa Barbara – CA: 31,423
- Madera, Chowchilla – CA: 30,429
- San Luis Obispo, Paso Robles, Arroyo Grande – CA: 28,514
- San Rafael – CA: 26,059
- Unknown: 16,957,760
- Debt-to-income ratio: 601,057
- Collateral: 513,048
- Credit history: 375,299
- Other: 365,028
- Credit application incomplete: 333,366
- Unverifiable information: 160,448
- Insufficient cash (downpayment, closing costs): 54,673
- Employment history: 30,729
- Mortgage insurance denied: 4,621
- Not a HOEPA loan: 19,395,169
- HOEPA loan: 860
- Secured by a first lien: 14,866,313
- Not applicable: 3,620,944
- Secured by a subordinate lien: 796,985
- Not secured by a lien: 111,787
- Owner-occupied as a principal dwelling: 17,044,733
- Not owner-occupied as a principal dwelling: 2,218,907
- Not applicable: 132,389
- One-to-four family dwelling (other than manufactured housing): 19,083,783
- Manufactured housing: 192,265
- Multifamily dwelling: 119,981
- Loan was not originated or was not sold in calendar year covered by register: 9,506,802
- Fannie Mae (FNMA): 3,426,297
- Freddie Mac (FHLMC): 1,758,950
- Ginnie Mae (GNMA): 1,211,903
- Affiliate institution: 949,187
- Commercial bank, savings bank or savings association: 922,141
- Other type of purchaser: 757,562
- Life insurance company, credit union, mortgage bank, or finance company: 660,535
- Private securitization: 202,422
- Farmer Mac (FAMC): 230
