Arkansas

Today's Arkansas (AR) Mortgage Rates


eRates Mortgage
NMLS # 1071
State Lic # 11772
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

EverBank
NMLS # 399805
State Lic # 11772
3.930% APR
3.875% RATE
0 Points
30 day lock
Fees: $1,665
Monthly Payment
$1,175.59

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Flagstar Bank
NMLS # 417490
State Lic # 11772
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

NEXT  

Sebonic Financial
State Lic # 11772
3.758% APR
3.750% RATE
0 Points
30 day lock
Fees: $257
Monthly Payment
$1,157.79

NEXT  

QuickenLoans
NMLS # 3030
State Lic # 11772
4.397% APR
4.375% RATE
0 Points
30 day lock
Fees: $650
Monthly Payment
$1,248.21

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Arkansas (AR) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 629,388
  • Loan purchased by the institution: 245,885
  • Application denied by financial institution: 225,568
  • Application withdrawn by applicant: 93,473
  • Application approved but not accepted: 52,803
  • File closed for incompleteness: 30,590
  • Preapproval request denied by financial institution: 52
  • Preapproval request approved but not accepted: 9

  • Refinancing: 626,717
  • Home purchase: 552,015
  • Home improvement: 99,036

  • Conventional: 892,858
  • FHA-insured: 245,773
  • VA-guaranteed: 75,651
  • FSA/RHS-guaranteed: 63,486

  • White: 939,174
  • Not applicable: 133,968
  • Black or African American: 92,345
  • Information not provided by applicant in mail, Internet, or telephone application: 89,216
  • Asian: 13,338
  • American Indian or Alaska Native: 7,658
  • Native Hawaiian or Other Pacific Islander: 2,069

  • Not Hispanic or Latino: 1,004,158
  • Not applicable: 134,136
  • Information not provided by applicant in mail, Internet, or telephone application: 98,508
  • Hispanic or Latino: 40,966

  • Consumer Financial Protection Bureau: 315,604
  • Department of Housing and Urban Development: 275,945
  • Office of the Comptroller of the Currency: 261,415
  • Federal Reserve System: 183,521
  • Federal Deposit Insurance Corporation: 142,108
  • Office of Thrift Supervision: 74,773
  • National Credit Union Administration: 24,402

  • Pulaski County: 201,985
  • Benton County: 145,615
  • Washington County: 102,358
  • Saline County: 67,121
  • Faulkner County: 63,206
  • Sebastian County: 52,672
  • Garland County: 50,946
  • Craighead County: 49,334
  • Lonoke County: 42,466
  • White County: 31,895
  • Crawford County: 26,572
  • Pope County: 25,116
  • Jefferson County: 23,573
  • Baxter County: 20,973
  • Crittenden County: 18,742
  • Boone County: 16,511
  • Greene County: 15,976
  • Miller County: 15,100
  • Cleburne County: 14,122
  • Union County: 13,727
  • Mississippi County: 13,713
  • Hot Spring County: 12,389
  • Carroll County: 11,324
  • Independence County: 9,654
  • Johnson County: 9,654
  • Poinsett County: 8,348
  • Grant County: 7,976
  • Conway County: 7,860
  • Ouachita County: 7,735
  • Van Buren County: 7,683
  • Marion County: 7,507
  • Columbia County: 7,329
  • Clark County: 7,309
  • Cross County: 7,244
  • Franklin County: 7,069
  • Yell County: 6,726
  • Randolph County: 6,555
  • Logan County: 6,506
  • Hempstead County: 6,374
  • St. Francis County: 5,913
  • Madison County: 5,797
  • Sharp County: 5,507
  • Arkansas County: 5,461
  • Unknown: 5,159
  • Drew County: 5,101
  • Ashley County: 4,782
  • Lawrence County: 4,675
  • Polk County: 4,640
  • Stone County: 3,981
  • Jackson County: 3,977
  • Izard County: 3,791
  • Little River County: 3,774
  • Perry County: 3,704
  • Phillips County: 3,399
  • Howard County: 3,312
  • Clay County: 3,268
  • Sevier County: 3,167
  • Montgomery County: 3,047
  • Lincoln County: 2,905
  • Fulton County: 2,821
  • Newton County: 2,796
  • Searcy County: 2,750
  • Pike County: 2,558
  • Cleveland County: 2,520
  • Scott County: 2,417
  • Desha County: 2,231
  • Chicot County: 2,217
  • Dallas County: 2,205
  • Bradley County: 2,019
  • Prairie County: 1,935
  • Monroe County: 1,864
  • Nevada County: 1,661
  • Lafayette County: 1,460
  • Woodruff County: 1,376
  • Lee County: 1,309
  • Calhoun County: 1,304

  • Little Rock, North Little Rock, Conway – AR: 385,994
  • Unknown: 381,374
  • Fayetteville, Springdale, Rogers – AR, MO: 253,603
  • Fort Smith – AR, OK: 84,939
  • Jonesboro – AR: 57,640
  • Hot Springs – AR: 50,865
  • Pine Bluff – AR: 28,925
  • Memphis – TN, MS, AR: 18,712
  • Texarkana, TX – Texarkana, AR: 12,383
  • Texarkana – TX, AR: 3,333

  • Unknown: 1,146,623
  • Credit history: 53,107
  • Collateral: 24,027
  • Debt-to-income ratio: 22,745
  • Other: 12,184
  • Credit application incomplete: 10,452
  • Unverifiable information: 4,070
  • Insufficient cash (downpayment, closing costs): 2,540
  • Employment history: 1,856
  • Mortgage insurance denied: 164

  • Not a HOEPA loan: 1,277,020
  • HOEPA loan: 748

  • Secured by a first lien: 939,439
  • Not applicable: 245,885
  • Secured by a subordinate lien: 52,559
  • Not secured by a lien: 39,885

  • Owner-occupied as a principal dwelling: 1,141,966
  • Not owner-occupied as a principal dwelling: 131,851
  • Not applicable: 3,951

  • One-to-four family dwelling (other than manufactured housing): 1,187,437
  • Manufactured housing: 87,582
  • Multifamily dwelling: 2,749

  • Loan was not originated or was not sold in calendar year covered by register: 674,111
  • Fannie Mae (FNMA): 148,053
  • Ginnie Mae (GNMA): 133,471
  • Freddie Mac (FHLMC): 82,647
  • Commercial bank, savings bank or savings association: 75,664
  • Life insurance company, credit union, mortgage bank, or finance company: 62,781
  • Affiliate institution: 50,231
  • Other type of purchaser: 47,855
  • Private securitization: 2,845
  • Farmer Mac (FAMC): 110