Arkansas

Today's Arkansas (AR) Mortgage Rates

Arkansas (AR) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 629,388
  • Loan purchased by the institution: 245,885
  • Application denied by financial institution: 225,568
  • Application withdrawn by applicant: 93,473
  • Application approved but not accepted: 52,803
  • File closed for incompleteness: 30,590
  • Preapproval request denied by financial institution: 52
  • Preapproval request approved but not accepted: 9

  • Refinancing: 626,717
  • Home purchase: 552,015
  • Home improvement: 99,036

  • Conventional: 892,858
  • FHA-insured: 245,773
  • VA-guaranteed: 75,651
  • FSA/RHS-guaranteed: 63,486

  • White: 939,174
  • Not applicable: 133,968
  • Black or African American: 92,345
  • Information not provided by applicant in mail, Internet, or telephone application: 89,216
  • Asian: 13,338
  • American Indian or Alaska Native: 7,658
  • Native Hawaiian or Other Pacific Islander: 2,069

  • Not Hispanic or Latino: 1,004,158
  • Not applicable: 134,136
  • Information not provided by applicant in mail, Internet, or telephone application: 98,508
  • Hispanic or Latino: 40,966

  • Consumer Financial Protection Bureau: 315,604
  • Department of Housing and Urban Development: 275,945
  • Office of the Comptroller of the Currency: 261,415
  • Federal Reserve System: 183,521
  • Federal Deposit Insurance Corporation: 142,108
  • Office of Thrift Supervision: 74,773
  • National Credit Union Administration: 24,402

  • Pulaski County: 201,985
  • Benton County: 145,615
  • Washington County: 102,358
  • Saline County: 67,121
  • Faulkner County: 63,206
  • Sebastian County: 52,672
  • Garland County: 50,946
  • Craighead County: 49,334
  • Lonoke County: 42,466
  • White County: 31,895
  • Crawford County: 26,572
  • Pope County: 25,116
  • Jefferson County: 23,573
  • Baxter County: 20,973
  • Crittenden County: 18,742
  • Boone County: 16,511
  • Greene County: 15,976
  • Miller County: 15,100
  • Cleburne County: 14,122
  • Union County: 13,727
  • Mississippi County: 13,713
  • Hot Spring County: 12,389
  • Carroll County: 11,324
  • Independence County: 9,654
  • Johnson County: 9,654
  • Poinsett County: 8,348
  • Grant County: 7,976
  • Conway County: 7,860
  • Ouachita County: 7,735
  • Van Buren County: 7,683
  • Marion County: 7,507
  • Columbia County: 7,329
  • Clark County: 7,309
  • Cross County: 7,244
  • Franklin County: 7,069
  • Yell County: 6,726
  • Randolph County: 6,555
  • Logan County: 6,506
  • Hempstead County: 6,374
  • St. Francis County: 5,913
  • Madison County: 5,797
  • Sharp County: 5,507
  • Arkansas County: 5,461
  • Unknown: 5,159
  • Drew County: 5,101
  • Ashley County: 4,782
  • Lawrence County: 4,675
  • Polk County: 4,640
  • Stone County: 3,981
  • Jackson County: 3,977
  • Izard County: 3,791
  • Little River County: 3,774
  • Perry County: 3,704
  • Phillips County: 3,399
  • Howard County: 3,312
  • Clay County: 3,268
  • Sevier County: 3,167
  • Montgomery County: 3,047
  • Lincoln County: 2,905
  • Fulton County: 2,821
  • Newton County: 2,796
  • Searcy County: 2,750
  • Pike County: 2,558
  • Cleveland County: 2,520
  • Scott County: 2,417
  • Desha County: 2,231
  • Chicot County: 2,217
  • Dallas County: 2,205
  • Bradley County: 2,019
  • Prairie County: 1,935
  • Monroe County: 1,864
  • Nevada County: 1,661
  • Lafayette County: 1,460
  • Woodruff County: 1,376
  • Lee County: 1,309
  • Calhoun County: 1,304

  • Little Rock, North Little Rock, Conway – AR: 385,994
  • Unknown: 381,374
  • Fayetteville, Springdale, Rogers – AR, MO: 253,603
  • Fort Smith – AR, OK: 84,939
  • Jonesboro – AR: 57,640
  • Hot Springs – AR: 50,865
  • Pine Bluff – AR: 28,925
  • Memphis – TN, MS, AR: 18,712
  • Texarkana, TX – Texarkana, AR: 12,383
  • Texarkana – TX, AR: 3,333

  • Unknown: 1,146,623
  • Credit history: 53,107
  • Collateral: 24,027
  • Debt-to-income ratio: 22,745
  • Other: 12,184
  • Credit application incomplete: 10,452
  • Unverifiable information: 4,070
  • Insufficient cash (downpayment, closing costs): 2,540
  • Employment history: 1,856
  • Mortgage insurance denied: 164

  • Not a HOEPA loan: 1,277,020
  • HOEPA loan: 748

  • Secured by a first lien: 939,439
  • Not applicable: 245,885
  • Secured by a subordinate lien: 52,559
  • Not secured by a lien: 39,885

  • Owner-occupied as a principal dwelling: 1,141,966
  • Not owner-occupied as a principal dwelling: 131,851
  • Not applicable: 3,951

  • One-to-four family dwelling (other than manufactured housing): 1,187,437
  • Manufactured housing: 87,582
  • Multifamily dwelling: 2,749

  • Loan was not originated or was not sold in calendar year covered by register: 674,111
  • Fannie Mae (FNMA): 148,053
  • Ginnie Mae (GNMA): 133,471
  • Freddie Mac (FHLMC): 82,647
  • Commercial bank, savings bank or savings association: 75,664
  • Life insurance company, credit union, mortgage bank, or finance company: 62,781
  • Affiliate institution: 50,231
  • Other type of purchaser: 47,855
  • Private securitization: 2,845
  • Farmer Mac (FAMC): 110