Arizona

Today's Arizona (AZ) Mortgage Rates

4.000% APR
4.000% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,193.54

NEXT  

Ally Bank
NMLS # 181005
4.154% APR
4.125% RATE
0 Points
45 day lock
Fees: $870
Monthly Payment
$1,211.62

NEXT  

Flagstar Bank
NMLS # 417490
3.905% APR
3.875% RATE
0 Points
30 day lock
Fees: $905
Monthly Payment
$1,175.59

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3.758% APR
3.750% RATE
0 Points
30 day lock
Fees: $257
Monthly Payment
$1,157.79

NEXT  

CIT Bank
NMLS # 541760
3.833% APR
3.800% RATE
0 Points
30 day lock
Fees: $1,004
Monthly Payment
$1,164.89

NEXT  

Valley Mortgage Financial
NMLS # 160925
State Lic # BK 0907077
3.766% APR
3.750% RATE
0 Points
30 day lock
Fees: $500
Monthly Payment
$1,157.79

NEXT  

Pinnacle Peak Lending, Inc
NMLS # 155732
State Lic # AZ MB 0910138
3.794% APR
3.750% RATE
0 Points
30 day lock
Fees: $1,329
Monthly Payment
$1,157.79

NEXT  

McGlone Mortgage Group
NMLS # 3232
State Lic # 0943034
3.750% APR
3.750% RATE
0 Points
40 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Home Loans Today
State Lic # 0943034
4.375% APR
4.375% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,248.21

NEXT  

eRates Mortgage
NMLS # 1071
State Lic # 0943034
3.875% APR
3.875% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,175.59

NEXT  

AnnieMac Home Mortgage
NMLS # 338923
State Lic # 0926586
3.751% APR
3.750% RATE
0 Points
30 day lock
Fees: $40
Monthly Payment
$1,157.79

NEXT  

Arizona Valley Lending, LLC
NMLS # 1001884
State Lic # 0922379
3.775% APR
3.750% RATE
0 Points
30 day lock
Fees: $750
Monthly Payment
$1,157.79

NEXT  
3.750% APR
3.750% RATE
0 Points
30 day lock
Fees: $0
Monthly Payment
$1,157.79

NEXT  

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Arizona (AZ) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 1,780,645
  • Loan purchased by the institution: 851,544
  • Application denied by financial institution: 646,531
  • Application withdrawn by applicant: 357,242
  • Application approved but not accepted: 182,217
  • File closed for incompleteness: 111,788
  • Preapproval request denied by financial institution: 515
  • Preapproval request approved but not accepted: 55

  • Refinancing: 2,085,794
  • Home purchase: 1,679,876
  • Home improvement: 164,867

  • Conventional: 2,839,187
  • FHA-insured: 795,215
  • VA-guaranteed: 252,080
  • FSA/RHS-guaranteed: 44,055

  • White: 2,831,396
  • Information not provided by applicant in mail, Internet, or telephone application: 468,728
  • Not applicable: 391,834
  • Asian: 103,955
  • Black or African American: 80,797
  • American Indian or Alaska Native: 39,097
  • Native Hawaiian or Other Pacific Islander: 14,730

  • Not Hispanic or Latino: 2,561,655
  • Hispanic or Latino: 542,141
  • Information not provided by applicant in mail, Internet, or telephone application: 434,001
  • Not applicable: 392,740

  • Male: 2,316,871
  • Female: 984,646
  • Not applicable: 391,815
  • Information not provided by applicant in mail, Internet, or telephone application: 237,205

  • Department of Housing and Urban Development: 1,468,237
  • Consumer Financial Protection Bureau: 849,298
  • Office of the Comptroller of the Currency: 757,580
  • Office of Thrift Supervision: 325,009
  • Federal Reserve System: 256,480
  • National Credit Union Administration: 155,686
  • Federal Deposit Insurance Corporation: 118,247

  • Maricopa County: 2,514,212
  • Pima County: 565,126
  • Pinal County: 256,635
  • Yavapai County: 136,233
  • Mohave County: 109,392
  • Yuma County: 81,179
  • Coconino County: 68,310
  • Cochise County: 62,933
  • Navajo County: 43,361
  • Gila County: 26,741
  • Santa Cruz County: 21,279
  • Unknown: 14,247
  • Graham County: 13,643
  • Apache County: 11,774
  • La Paz County: 4,286
  • Greenlee County: 1,186

  • Phoenix, Mesa, Scottsdale – AZ: 1,693,783
  • Phoenix, Mesa, Glendale – AZ: 1,075,408
  • Tucson – AZ: 564,911
  • Unknown: 193,664
  • Prescott – AZ: 136,137
  • Lake Havasu City, Kingman – AZ: 108,958
  • Yuma – AZ: 80,088
  • Flagstaff – AZ: 68,235
  • Sierra Vista, Douglas – AZ: 9,353

  • Unknown: 3,458,301
  • Collateral: 120,154
  • Credit history: 98,137
  • Debt-to-income ratio: 90,558
  • Other: 66,095
  • Credit application incomplete: 57,000
  • Unverifiable information: 22,320
  • Insufficient cash (downpayment, closing costs): 10,377
  • Employment history: 6,718
  • Mortgage insurance denied: 877

  • Not a HOEPA loan: 3,930,251
  • HOEPA loan: 286

  • Secured by a first lien: 2,892,487
  • Not applicable: 851,544
  • Secured by a subordinate lien: 155,511
  • Not secured by a lien: 30,995

  • Owner-occupied as a principal dwelling: 3,378,046
  • Not owner-occupied as a principal dwelling: 543,824
  • Not applicable: 8,667

  • One-to-four family dwelling (other than manufactured housing): 3,812,416
  • Manufactured housing: 114,124
  • Multifamily dwelling: 3,997

  • Loan was not originated or was not sold in calendar year covered by register: 1,745,979
  • Fannie Mae (FNMA): 598,109
  • Ginnie Mae (GNMA): 412,385
  • Freddie Mac (FHLMC): 337,692
  • Affiliate institution: 221,110
  • Commercial bank, savings bank or savings association: 213,511
  • Life insurance company, credit union, mortgage bank, or finance company: 191,526
  • Other type of purchaser: 174,680
  • Private securitization: 35,465
  • Farmer Mac (FAMC): 80