Alaska

Today's Alaska (AK) Mortgage Rates

No matching lenders. Please select a different loan product.

Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.


Alaska (AK) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 179,774
  • Loan purchased by the institution: 72,827
  • Application denied by financial institution: 47,269
  • Application withdrawn by applicant: 36,883
  • Application approved but not accepted: 15,221
  • File closed for incompleteness: 8,502
  • Preapproval request denied by financial institution: 6

  • Refinancing: 198,837
  • Home purchase: 141,418
  • Home improvement: 20,227

  • Conventional: 232,378
  • FHA-insured: 65,855
  • VA-guaranteed: 57,811
  • FSA/RHS-guaranteed: 4,438

  • White: 256,865
  • Information not provided by applicant in mail, Internet, or telephone application: 37,651
  • Not applicable: 25,949
  • American Indian or Alaska Native: 18,028
  • Asian: 11,172
  • Black or African American: 7,751
  • Native Hawaiian or Other Pacific Islander: 3,066

  • Not Hispanic or Latino: 285,235
  • Information not provided by applicant in mail, Internet, or telephone application: 37,932
  • Not applicable: 26,011
  • Hispanic or Latino: 11,304

  • Male: 224,523
  • Female: 86,365
  • Not applicable: 25,965
  • Information not provided by applicant in mail, Internet, or telephone application: 23,629

  • Department of Housing and Urban Development: 87,073
  • National Credit Union Administration: 81,117
  • Office of the Comptroller of the Currency: 80,765
  • Consumer Financial Protection Bureau: 70,805
  • Federal Deposit Insurance Corporation: 15,772
  • Office of Thrift Supervision: 15,028
  • Federal Reserve System: 9,922

  • Anchorage Municipality: 183,902
  • Matanuska-Susitna Borough: 59,580
  • Fairbanks North Star Borough: 41,593
  • Kenai Peninsula Borough: 31,020
  • Juneau City and Borough: 16,013
  • Kodiak Island Borough: 4,786
  • Ketchikan Gateway Borough: 4,261
  • Unknown: 3,725
  • Valdez-Cordova Census Area: 2,595
  • Sitka City and Borough: 2,545
  • Southeast Fairbanks Census Area: 1,702
  • Bethel Census Area: 1,416
  • Nome Census Area: 1,359
  • North Slope Borough: 826
  • Haines Borough: 683
  • Northwest Arctic Borough: 647
  • Dillingham Census Area: 639
  • Denali Borough: 474
  • Aleutians West Census Area: 446
  • Prince of Wales-Hyder Census Area: 370
  • Yukon-Koyukuk Census Area: 290
  • Petersburg Census Area: 272
  • Bristol Bay Borough: 238
  • Skagway Municipality: 229
  • Hoonah-Angoon Census Area: 188
  • Wrangell City and Borough: 180
  • Aleutians East Borough: 173
  • Lake and Peninsula Borough: 155
  • Yakutat City and Borough: 116
  • Wade Hampton Census Area: 59

  • Anchorage – AK: 243,359
  • Unknown: 75,580
  • Fairbanks – AK: 41,543

  • Unknown: 322,378
  • Credit history: 8,358
  • Credit application incomplete: 7,225
  • Debt-to-income ratio: 7,164
  • Collateral: 7,032
  • Other: 5,915
  • Unverifiable information: 1,168
  • Insufficient cash (downpayment, closing costs): 696
  • Employment history: 482
  • Mortgage insurance denied: 64

  • Not a HOEPA loan: 360,450
  • HOEPA loan: 32

  • Secured by a first lien: 269,748
  • Not applicable: 72,827
  • Secured by a subordinate lien: 12,692
  • Not secured by a lien: 5,215

  • Owner-occupied as a principal dwelling: 330,318
  • Not owner-occupied as a principal dwelling: 29,209
  • Not applicable: 955

  • One-to-four family dwelling (other than manufactured housing): 358,132
  • Manufactured housing: 1,458
  • Multifamily dwelling: 892

  • Loan was not originated or was not sold in calendar year covered by register: 154,160
  • Fannie Mae (FNMA): 43,123
  • Ginnie Mae (GNMA): 42,787
  • Affiliate institution: 40,847
  • Freddie Mac (FHLMC): 26,401
  • Commercial bank, savings bank or savings association: 25,994
  • Life insurance company, credit union, mortgage bank, or finance company: 16,601
  • Other type of purchaser: 8,390
  • Private securitization: 2,179