Alaska

Today's Alaska (AK) Mortgage Rates

Alaska (AK) Mortgage Rates & Mortgage Loan Data – Prior Year

  • Loan originated: 179,774
  • Loan purchased by the institution: 72,827
  • Application denied by financial institution: 47,269
  • Application withdrawn by applicant: 36,883
  • Application approved but not accepted: 15,221
  • File closed for incompleteness: 8,502
  • Preapproval request denied by financial institution: 6

  • Refinancing: 198,837
  • Home purchase: 141,418
  • Home improvement: 20,227

  • Conventional: 232,378
  • FHA-insured: 65,855
  • VA-guaranteed: 57,811
  • FSA/RHS-guaranteed: 4,438

  • White: 256,865
  • Information not provided by applicant in mail, Internet, or telephone application: 37,651
  • Not applicable: 25,949
  • American Indian or Alaska Native: 18,028
  • Asian: 11,172
  • Black or African American: 7,751
  • Native Hawaiian or Other Pacific Islander: 3,066

  • Not Hispanic or Latino: 285,235
  • Information not provided by applicant in mail, Internet, or telephone application: 37,932
  • Not applicable: 26,011
  • Hispanic or Latino: 11,304

  • Male: 224,523
  • Female: 86,365
  • Not applicable: 25,965
  • Information not provided by applicant in mail, Internet, or telephone application: 23,629

  • Department of Housing and Urban Development: 87,073
  • National Credit Union Administration: 81,117
  • Office of the Comptroller of the Currency: 80,765
  • Consumer Financial Protection Bureau: 70,805
  • Federal Deposit Insurance Corporation: 15,772
  • Office of Thrift Supervision: 15,028
  • Federal Reserve System: 9,922

  • Anchorage Municipality: 183,902
  • Matanuska-Susitna Borough: 59,580
  • Fairbanks North Star Borough: 41,593
  • Kenai Peninsula Borough: 31,020
  • Juneau City and Borough: 16,013
  • Kodiak Island Borough: 4,786
  • Ketchikan Gateway Borough: 4,261
  • Unknown: 3,725
  • Valdez-Cordova Census Area: 2,595
  • Sitka City and Borough: 2,545
  • Southeast Fairbanks Census Area: 1,702
  • Bethel Census Area: 1,416
  • Nome Census Area: 1,359
  • North Slope Borough: 826
  • Haines Borough: 683
  • Northwest Arctic Borough: 647
  • Dillingham Census Area: 639
  • Denali Borough: 474
  • Aleutians West Census Area: 446
  • Prince of Wales-Hyder Census Area: 370
  • Yukon-Koyukuk Census Area: 290
  • Petersburg Census Area: 272
  • Bristol Bay Borough: 238
  • Skagway Municipality: 229
  • Hoonah-Angoon Census Area: 188
  • Wrangell City and Borough: 180
  • Aleutians East Borough: 173
  • Lake and Peninsula Borough: 155
  • Yakutat City and Borough: 116
  • Wade Hampton Census Area: 59

  • Anchorage – AK: 243,359
  • Unknown: 75,580
  • Fairbanks – AK: 41,543

  • Unknown: 322,378
  • Credit history: 8,358
  • Credit application incomplete: 7,225
  • Debt-to-income ratio: 7,164
  • Collateral: 7,032
  • Other: 5,915
  • Unverifiable information: 1,168
  • Insufficient cash (downpayment, closing costs): 696
  • Employment history: 482
  • Mortgage insurance denied: 64

  • Not a HOEPA loan: 360,450
  • HOEPA loan: 32

  • Secured by a first lien: 269,748
  • Not applicable: 72,827
  • Secured by a subordinate lien: 12,692
  • Not secured by a lien: 5,215

  • Owner-occupied as a principal dwelling: 330,318
  • Not owner-occupied as a principal dwelling: 29,209
  • Not applicable: 955

  • One-to-four family dwelling (other than manufactured housing): 358,132
  • Manufactured housing: 1,458
  • Multifamily dwelling: 892

  • Loan was not originated or was not sold in calendar year covered by register: 154,160
  • Fannie Mae (FNMA): 43,123
  • Ginnie Mae (GNMA): 42,787
  • Affiliate institution: 40,847
  • Freddie Mac (FHLMC): 26,401
  • Commercial bank, savings bank or savings association: 25,994
  • Life insurance company, credit union, mortgage bank, or finance company: 16,601
  • Other type of purchaser: 8,390
  • Private securitization: 2,179